Savings, current & salary accounts

BOI Star Choice Current Account

A current account allowing a preferred account number, with balance above ₹2 lakh, free collections and embedded cover for eligible individuals/proprietors.

Interest rateThe reviewed Choice Current Account page publishes transaction facilities and charges but no fixed credit interest percentage.Minimum balanceAccount can be opened with minimum balance above ₹2,00,000.Salary requirementNot applicable: Star Choice is a business current account for professionals, individuals, proprietorships, firms, companies and other eligible entities.

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✓ Manually checked 30 Aug 2026 · active

Offered byBank of India

India; BOI branches

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Account typeCurrent account for resident professionals, individuals, proprietorships, firms, companies and other eligible entities.View source

The eligibility section lists professionals, individuals, sole proprietors, firms, companies and other eligible entities.

Source: Star Choice Current Account — BOI
Page / section: Eligibility
Accessed: 30 Aug 2026
Confidence: high

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Minimum balanceAccount can be opened with minimum balance above ₹2,00,000.View source

The official page states Choice Current Account can be opened with minimum balance above ₹2 lakh.

Source: Star Choice Current Account — BOI
Page / section: Features
Accessed: 30 Aug 2026
Confidence: high

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Cash deposit limitCash deposit up to ₹20,00,000 per day without charges.View source

The official features list publishes the ₹20 lakh daily cash-deposit limit.

Source: Star Choice Current Account — BOI
Page / section: Features
Accessed: 30 Aug 2026
Confidence: high

Open official source ↗

Cash withdrawalCash withdrawal up to ₹1,00,000 per day at a branch other than the base branch.View source

The official features list publishes the ₹1 lakh other-branch daily withdrawal limit.

Source: Star Choice Current Account — BOI
Page / section: Features
Accessed: 30 Aug 2026
Confidence: high

Open official source ↗

Embedded GPA coverGroup Personal Accident insurance cover up to ₹1 crore is embedded for eligible individual and proprietor accounts, subject to insurer terms.View source

The official page states up to ₹100 lakh free cover for individuals and proprietors.

Source: Star Choice Current Account — BOI
Page / section: Features — insurance
Accessed: 30 Aug 2026
Confidence: high

Open official source ↗

Salary requirementNot applicable: Star Choice is a business current account for professionals, individuals, proprietorships, firms, companies and other eligible entities.View source

The official eligibility list contains business and professional entities, not salary-account conditions.

Source: Star Choice Current Account — BOI
Page / section: Eligibility
Accessed: 30 Aug 2026
Confidence: high

Open official source ↗

Interest rateThe reviewed Choice Current Account page publishes transaction facilities and charges but no fixed credit interest percentage.View source

The complete product page does not display a current-account credit interest rate.

Source: Star Choice Current Account — BOI
Page / section: Features and terms
Accessed: 30 Aug 2026
Confidence: high

Open official source ↗

Non-maintenance chargeThe Choice page does not publish a separate penalty amount; applicable current-account AQB charges are governed by BOI's current service-charge annexure and account tier.View source

The current annexure publishes tier/branch rules; Choice is not assigned a separate numeric penalty on its product page.

Source: Annexure I — Current-account service charges
Page / section: Current-account non-maintenance charges
Accessed: 30 Aug 2026
Confidence: high

Open official source ↗

Debit cardThe Choice Current Account page promises a free ATM-cum-debit card with nil renewal charges but does not publish a universal network or variant.View source

The official page states free -cum-debit card with nil renewal charges.

Source: Star Choice Current Account — BOI
Page / section: Features — cum debit card
Accessed: 30 Aug 2026
Confidence: high

Open official source ↗

Cheque bookFree cheque collection and NEFT/RTGS across BOIView source

The manually reviewed product name/benefits state: “Free cheque collection and / across BOI”.

Source: BOI Star Choice Current Account — official product page
Page / section: Published account type and access benefits
Accessed: 30 Aug 2026
Confidence: high

Open official source ↗

Benefits and features

Preferred account number on first-come basis
Cash deposit up to ₹20 lakh per day without charges
Free cheque collection and / across BOI
Embedded cover up to ₹1 crore for eligible individual/proprietor accounts

Eligibility

Resident professionals, self-employed professionals, individuals, sole proprietorships, partnership firms, companies and other entities eligible for a current account.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

, constitution and business documents requested by BOI

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Account interest estimate

See roughly how much interest a steady account balance could earn over the period you choose.

Balance kept in the accountUse the amount you expect to keep there on average.₹one lakh rupees₹1,000₹1,00,00,000Yearly interest rateThe percentage the account pays in one year.%0.1%15%How long the money staysThe number of months used for this estimate. months1 months60 months

Interest you may earn₹2,700two thousand seven hundred rupees

Balance including interest₹1,02,700one lakh two thousand seven hundred rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

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AccountChoose column

Star Normal · Tier / referenceNormal; branch-specific penalty thresholds

This value is copied from BOI current accounts — published tiers and facilities. Check the table notes before relying on it.

Source: BOI current-account catalogue, Annexure I and detail pages · Current-account product cards, charges table and facilities Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 9 rows · 5 columnsBOI current accounts — published tiers and facilitiesCurrent-account tiers, AQB references, remittance concessions and explicitly published facilities.View tableHide table

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BOI current accounts — published tiers and facilities
Account	Tier / reference	Branch / outward charge	Published facility	Source
Star Normal	Normal; branch-specific penalty thresholds	Normal charge	Standard current-account operations	Annexure I
Silver	₹20,000–<₹50,000 reference	90% of normal	Tier pricing	Annexure I
Gold	₹50,000–<₹1,00,000 reference	80% of normal	Tier pricing	Annexure I
Gold Plus	₹1,00,000–<₹2,00,000 reference	70% of normal	Tier pricing	Annexure I
Diamond	Tier-specific	50% of normal	Tier pricing	Annexure I
Diamond Plus	Tier-specific	40% of normal	Tier pricing	Annexure I
Platinum	Tier-specific	Free	Premium tier	Annexure I
Platinum Plus	₹20,00,000 MAQB	Free	₹50,000/day other-branch cash; 500 cheque leaves/quarter; relationship manager	Platinum Plus page
Star Choice	>₹2,00,000 opening balance	Free BOI /	₹20 lakh/day cash deposit; ₹1 lakh/day other-branch withdrawal; up to ₹1 crore	Choice page

BOI current-account catalogue, Annexure I and detail pages · Current-account product cards, charges table and facilities · accessed 30 Aug 2026Open official source ↗

BOI Star Choice Current Account

What the official sources publish

Benefits and features

Eligibility

Documents the bank lists

Related official documents

Try the numbers

Account interest estimate

Find the exact published value

Complete rates, limits and schedules

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