IndiaBanks.org · independent research

Insurance

Generali Central Home Secure

A Generali Central home policy covering fire, theft and natural calamities, with compulsory fire/burglary selection and optional appliance, jewellery, laptop and liability covers.

Policy typeHome insurance covering property/contents risks and optional personal-liability risk.InsurerGenerali Central Insurance Company Limited; Bank of India distributes the policy and does not underwrite the risk.Policy termNo universal policy-term number is published on the reviewed BOI home-insurance page; term follows the issued property schedule.
Official product page ↗Compare category

Quick eligibility check

Generali Central Home Secure

0 of 4 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: Eligibility is property- and proposer-specific?

Published source: Eligibility

2Does your age meet this requirement: no separate customer age threshold is published on the reviewed page?

Published source: Eligibility

3Do you meet this requirement: Property and proposer details determine eligibility?

4Does your age meet this requirement: no separate age threshold is published?

0 of 4 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 30 Aug 2026 · active
Offered byBank of India

India; subject to property schedule and Generali Central policy terms

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Policy typeHome insurance covering property/contents risks and optional personal-liability risk.View source
The page describes Home Secure as home protection for fire, theft, natural calamities and optional liability.
Source
Home Insurance
Page / section
Features / What is covered
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
InsurerGenerali Central Insurance Company Limited; Bank of India distributes the policy and does not underwrite the risk.View source
The BOI page identifies the Generali Central home-insurance product family.
Source
Home Insurance
Page / section
Product identity
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Published coverFire, theft and natural calamities are covered. Fire and burglary cover must be selected together in Home Secure. Optional covers are available for appliances, jewellery and laptops; liability risk can also be insured.View source
The page publishes the covered perils, compulsory selections and optional items.
Source
Home Insurance
Page / section
What is covered
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Policy termNo universal policy-term number is published on the reviewed BOI home-insurance page; term follows the issued property schedule.View source
The page lists cover and policy documents but no fixed term value.
Source
Home Insurance
Page / section
Features / Documents
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Sum insuredProperty, contents and optional-item limits are selected in the property-specific schedule; no universal amount is published on the BOI summary page.View source
The page describes cover types but does not provide a single limit table.
Source
Home Insurance
Page / section
What is covered / Documents
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
PremiumThe page describes affordable, property-specific premiums but publishes no universal premium amount.View source
The page says premiums are affordable but gives no price table.
Source
Home Insurance
Page / section
Features / Documents
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
EligibilityEligibility is property- and proposer-specific; no separate customer age threshold is published on the reviewed page.View source
The product is described by property risks and proposal form, not an age rule.
Source
Home Insurance
Page / section
Features / Proposal Form
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Waiting periodNo waiting-period schedule is published on the reviewed BOI home-insurance page.View source
The page contains home-cover features and forms but no waiting-period number.
Source
Home Insurance
Page / section
Features / Documents
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Key exclusionsThe complete property-peril exclusions and claim conditions are in the current policy wording and schedule; they are not reproduced on the BOI summary page.View source
The page links policy wording, prospectus, proposal and claim forms but does not reproduce the full exclusions list.
Source
Home Insurance
Page / section
Documents
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Geographic limitsFire, theft and natural calamities are covered. Fire and burglary cover must be selected together in Home Secure. Optional covers are available for appliances, jewellery and laptops; liability risk can also be insured.View source
The manually reviewed product record states: “Fire, theft and natural calamities are covered. Fire and burglary cover must be selected together in Home Secure. Optional covers are available for appliances, jewellery and laptops; liability risk can also be insured.”.
Source
Generali Central Home Secure — official product page
Page / section
Published product metadata
Accessed
30 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • Fire, theft and natural-calamity cover
  • Fire and burglary selection required for Home Secure
  • Optional appliances, jewellery and laptop cover
  • Optional liability cover

Eligibility

  • Property and proposer details determine eligibility; no separate age threshold is published.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Property/proposal details, identity documents and claim evidence as requested by Generali Central

Related official documents

Home Insurance — official BOI product pageofficial-product-page · current · accessed 30 Aug 2026
↗

Plan before applying

Try the numbers

Private, instant and based on the values you enter.

Try your numbers

Life-cover needs estimate

See whether your current cover and savings may leave a gap for your family. This does not calculate an insurance premium.

Possible cover gap₹1,15,00,000one crore fifteen lakh rupees
Income your family may need₹1,00,00,000one crore rupees
Cover and savings already counted₹5,00,000five lakh rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

Covered perils · Published detailFire, theft and natural calamities

This value is copied from Generali Central Home Secure — published cover. Check the table notes before relying on it.

Source: Home Insurance · What is covered Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 5 rows · 2 columnsGenerali Central Home Secure — published coverView tableHide table

Scroll sideways to view every column

Generali Central Home Secure — published cover
ParameterPublished detail
Covered perilsFire, theft and natural calamities
Compulsory selectionFire and burglary must both be opted in
Optional itemsAppliances, jewellery and laptop
LiabilityOptional liability risk cover
Limits/premiumProperty quotation-specific; no universal amount published
Home Insurance · What is covered · accessed 30 Aug 2026Open official source ↗

More from Bank of India

Related products

Generali Central FG Dog Health Cover

A Generali Central pet-health policy for dogs aged 6 months to 10 years, with surgery and hospitalisation cover, emergency pet minding and doctor-on-call assistance.

View product

Generali Central Domestic Travel

A Generali Central domestic travel policy with cashless network-hospital claims, reimbursement, flexible plan choice, quick settlement and instant issuance.

View product

Health Absolute

A Generali Central health policy with Classic, Platinum and Signature plans, individual/non-floater/family-floater options and plan-specific maternity, , restoration and overseas-treatment benefits.

View product

Health Total

A Generali Central health policy with individual or family-floater sum-insured options, hospitalisation and day-care cover, and plan-specific maternity, and overseas-treatment benefits.

View product