Insurance

Motor Protect Two-Wheeler Package Policy

A Generali Central two-wheeler package policy covering third-party liabilities, own-damage risks and a broad menu of optional add-ons.

Policy typeMotor Protect Two-Wheeler Package Policy combining third-party liability, own-damage cover and optional add-ons.InsurerGenerali Central Insurance Company Limited; Bank of India distributes the policy and does not underwrite the risk.Policy termThe period of insurance is the period stated in the issued policy schedule; no universal duration is published on the reviewed BOI page.

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✓ Manually checked 30 Aug 2026 · active

Offered byBank of India

India; subject to vehicle schedule, geographic limits and Generali Central policy terms

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Policy typeMotor Protect Two-Wheeler Package Policy combining third-party liability, own-damage cover and optional add-ons.View source

The BOI page labels the product a package policy and lists third-party, own-damage and compulsory owner-driver cover.

Source: Motor Protect Two-Wheeler Package Policy
Page / section: Policy coverage
Accessed: 30 Aug 2026
Confidence: high

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InsurerGenerali Central Insurance Company Limited; Bank of India distributes the policy and does not underwrite the risk.View source

The prospectus identifies Generali Central Insurance Company Limited and the product .

Source: Motor Protect Two-Wheeler Package Policy prospectus
Page / section: Insurer details / IRDAN132RPMT0016V03200708
Accessed: 30 Aug 2026
Confidence: high

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Core coverageThird-party bodily injury and property damage, legal liabilities, compulsory owner-driver personal accident, accidental damage, theft, natural disasters, man-made calamities, fire and explosion, and transit damage by road, rail, air or inland waterways.View source

The official coverage list enumerates each core risk.

Source: Motor Protect Two-Wheeler Package Policy
Page / section: Policy coverage
Accessed: 30 Aug 2026
Confidence: high

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Optional add-onsAdditional towing, roadside assistance, daily cash/inconvenience allowance, hospital cash, loan protector, increased property-damage liability, loss of driving licence/registration certificate, loss of personal belongings, personal accident, zero depreciation, consumables, return to invoice, engine and gearbox protector, tyre protection, EMI cover and battery guard.View source

The BOI add-on list includes all 16 named optional covers.

Source: Motor Protect Two-Wheeler Package Policy
Page / section: Add-on coverages
Accessed: 30 Aug 2026
Confidence: high

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Sum insured / coverOwn-damage sum insured is the vehicle’s insured declared value (IDV) shown in the policy schedule; no universal IDV or owner-driver capital-sum amount is published on the reviewed BOI summary.View source

The page lists covered risks but does not print a universal vehicle value or owner-driver capital sum.

Source: Motor Protect Two-Wheeler Package Policy
Page / section: Policy coverage / Documents
Accessed: 30 Aug 2026
Confidence: high

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Policy termThe period of insurance is the period stated in the issued policy schedule; no universal duration is published on the reviewed BOI page.View source

The BOI summary lists coverage and documents but no single policy-term number.

Source: Motor Protect Two-Wheeler Package Policy
Page / section: Policy coverage / Documents
Accessed: 30 Aug 2026
Confidence: high

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Entry ageNo customer-age entry rule is published; eligibility is tied to the insured two-wheeler, owner/driver, registration and policy schedule.View source

The product page and proposal form focus on vehicle, driver and add-on details and do not state an age threshold.

Source: Motor Protect Two-Wheeler Package Policy
Page / section: Policy coverage / Proposal form
Accessed: 30 Aug 2026
Confidence: high

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PremiumPremium is quotation-specific and depends on vehicle details, IDV, location, compulsory/higher deductibles and selected add-ons; no universal premium amount is published on the reviewed BOI page.View source

The proposal form asks the applicant to select deductibles and add-ons; the BOI page has no universal premium table.

Source: Motor Protect Two-Wheeler Package Policy
Page / section: Policy coverage / Add-on coverages / Proposal form
Accessed: 30 Aug 2026
Confidence: high

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Waiting periodNo general waiting-period duration is published on the reviewed BOI summary; add-on and claim conditions are controlled by the current policy wording and schedule.View source

The page enumerates motor risks and documents but does not state a waiting period.

Source: Motor Protect Two-Wheeler Package Policy
Page / section: Policy coverage / Documents
Accessed: 30 Aug 2026
Confidence: high

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Key exclusionsThe complete exclusions schedule is not reproduced on the BOI summary; consult the linked policy wording and prospectus for use restrictions, deductibles, wear/breakdown and other exclusions.View source

The official page links the controlling prospectus and policy wording; the short BOI summary does not reproduce the complete exclusion list.

Source: Motor Protect Two-Wheeler Package Policy prospectus
Page / section: Exclusions and claim conditions
Accessed: 30 Aug 2026
Confidence: high

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Geographic limitsThird-party bodily injury and property damage, legal liabilities, compulsory owner-driver personal accident, accidental damage, theft, natural disasters, man-made calamities, fire and explosion, and transit damage by road, rail, air or inland waterways.View source

The manually reviewed product record states: “Third-party bodily injury and property damage, legal liabilities, compulsory owner-driver personal accident, accidental damage, theft, natural disasters, man-made calamities, fire and explosion, and transit damage by road, rail, air or inland waterways.”.

Source: Motor Protect Two-Wheeler Package Policy — official product page
Page / section: Published product metadata
Accessed: 30 Aug 2026
Confidence: high

Open official source ↗

Benefits and features

Third-party and own-damage package
Theft, disaster, fire and transit cover
16 named optional add-ons
Owner-driver personal accident cover

Eligibility

Insured vehicle, registration, owner/driver and schedule details are required; selected deductibles and add-ons affect the quotation.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

Proposal form, vehicle registration/ownership details, driver details and claim documents as requested by Generali Central

Try the numbers

Private, instant and based on the values you enter.

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Life-cover needs estimate

See whether your current cover and savings may leave a gap for your family. This does not calculate an insurance premium.

Yearly household income to replaceThe income your family may need to replace.₹ten lakh rupees₹1,00,000₹1,00,00,000Years of income neededHow long your family may need that replacement income. years1 years30 yearsLoans still to be paidHome loans and other debts the cover may need to clear.₹twenty lakh rupees₹0₹5,00,00,000Cover and savings already availableExisting life cover and money already set aside for the family.₹five lakh rupees₹0₹5,00,00,000

Possible cover gap₹1,15,00,000one crore fifteen lakh rupees

Income your family may need₹1,00,00,000one crore rupees

Cover and savings already counted₹5,00,000five lakh rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

Section

Core package · Published detailThird-party bodily injury/property damage, legal liabilities and compulsory owner-driver personal accident

This value is copied from Motor Protect Two-Wheeler — published covers. Check the table notes before relying on it.

Source: Motor Protect Two-Wheeler Package Policy · Policy coverage / Add-on coverages Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 6 rows · 2 columnsMotor Protect Two-Wheeler — published coversView tableHide table

Scroll sideways to view every column

Motor Protect Two-Wheeler — published covers
Section	Published detail
Core package	Third-party bodily injury/property damage, legal liabilities and compulsory owner-driver personal accident
Own damage	Accidental damage, theft, natural disasters, man-made calamities, fire/explosion and transit damage
Add-ons	Towing, roadside assistance, daily cash, hospital cash, loan protector, property-damage liability, licence/RC, belongings, PA, zero depreciation, consumables, return to invoice, engine/gearbox, tyre, and battery guard
/ sum insured	Vehicle and any capital sum are schedule-specific; no universal amount on BOI summary
Premium	Quotation-specific; no universal amount published
Policy term	Period stated in issued schedule

Motor Protect Two-Wheeler Package Policy · Policy coverage / Add-on coverages · accessed 30 Aug 2026Open official source ↗

Motor Protect Two-Wheeler Package Policy

What the official sources publish

Benefits and features

Eligibility

Documents the bank lists

Related official documents

Try the numbers

Life-cover needs estimate

Find the exact published value

Complete rates, limits and schedules

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