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Insurance

RE Assure

A Niva Bupa health plan offering ₹3 lakh–₹1 crore sum insured, unlimited reinstatement, booster growth, preventive health check-up and optional safeguard, accident and hospital-cash benefits.

Policy typeComprehensive health insurance plan with unlimited ReAssure reinstatement and optional safeguard, personal-accident and hospital-cash covers.InsurerNiva Bupa Health Insurance Company Limited; Bank of India distributes the product.Sum insured / coverWide sum-insured options from ₹3 lakh to ₹1 crore.
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Quick eligibility check

RE Assure

0 of 3 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Does your age meet this requirement: No numeric entry-age rule is published on the reviewed BOI page?

Published source: Entry age

2Does your age meet this requirement: confirm Niva Bupa’s age and underwriting rules for the selected variant?

Published source: Entry age

3Does your age meet this requirement: Age and underwriting rules are variant-specific and not printed on the reviewed BOI summary?

0 of 3 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 30 Aug 2026 · active
Offered byBank of India

India; subject to Niva Bupa policy schedule and underwriting

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Policy typeComprehensive health insurance plan with unlimited ReAssure reinstatement and optional safeguard, personal-accident and hospital-cash covers.View source
The BOI page describes the plan’s unlimited refill and optional cover benefits.
Source
RE Assure
Page / section
Benefits / Product features
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
InsurerNiva Bupa Health Insurance Company Limited; Bank of India distributes the product.View source
The official page identifies RE Assure as a Niva Bupa health-insurance product.
Source
RE Assure
Page / section
Product identity
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Sum insured / coverWide sum-insured options from ₹3 lakh to ₹1 crore.View source
The Product Features table publishes the ₹3 lakh to ₹1 crore range.
Source
RE Assure
Page / section
Product features — Sum Insured
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Key coverageIn-patient care up to sum insured without room-rent capping; pre- and post-hospitalisation 60 and 180 days; unlimited reinstatements for same or different illness/insured person; booster adds 50% of sum insured for no claim, up to 100%; annual health check-up from day one up to ₹10,000; home care, day-care, domiciliary, AYUSH, living-organ transplant, second opinion and road/air ambulance.View source
The feature table and Benefits section publish these limits and included treatments.
Source
RE Assure
Page / section
Product features / Benefits
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Optional coversSafeguard benefit for cashless non-payable-item coverage, personal-accident cover for accidental death/disability and hospital cash for miscellaneous daily expenses.View source
The page lists Safeguard, personal accident and hospital cash as optional covers.
Source
RE Assure
Page / section
Product features — optional covers
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Policy termThe page publishes a 7.5% second-year and 15% third-year premium discount, but no single universal policy-term range independent of the quotation.View source
The page states tenure discounts but does not print one fixed term range.
Source
RE Assure
Page / section
More Savings benefits
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Entry ageNo numeric entry-age rule is published on the reviewed BOI page; confirm Niva Bupa’s age and underwriting rules for the selected variant.View source
The page publishes sum insured and benefit limits but no entry-age threshold.
Source
RE Assure
Page / section
Product features / Benefits
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
PremiumPremium is quotation-specific and depends on sum insured, age, plan, underwriting and optional covers; no universal premium amount is published.View source
The page publishes discounts and benefit limits but no single premium quote.
Source
RE Assure
Page / section
Benefits / More Savings benefits
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Waiting periodNo general or condition-specific waiting-period number is published on the reviewed BOI page; consult the current Niva Bupa policy wording.View source
The summary lists benefits but no waiting-period schedule.
Source
RE Assure
Page / section
Product features / Benefits
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Key exclusionsThe complete exclusions list is not reproduced on the BOI summary; consult the Niva Bupa policy wording for exclusions, sub-limits and claim conditions.View source
The product summary does not include the complete exclusions schedule.
Source
RE Assure
Page / section
Benefits / Disclaimer
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Geographic limitsIn-patient care up to sum insured without room-rent capping; pre- and post-hospitalisation 60 and 180 days; unlimited reinstatements for same or different illness/insured person; booster adds 50% of sum insured for no claim, up to 100%; annual health check-up from day one up to ₹10,000; home care, day-care, domiciliary, AYUSH, living-organ transplant, second opinion and road/air ambulance.View source
The manually reviewed product record states: “In-patient care up to sum insured without room-rent capping; pre- and post-hospitalisation 60 and 180 days; unlimited reinstatements for same or different illness/insured person; booster adds 50% of sum insured for no claim, up to 100%; annual health check-up from day one up to ₹10,000; home care, day-care, domiciliary, , living-organ transplant, second opinion and road/air ambulance.”.
Source
RE Assure — official product page
Page / section
Published product metadata
Accessed
30 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • ₹3 lakh–₹1 crore sum insured
  • Unlimited reinstatement
  • 50% booster up to 100%
  • ₹10,000 annual health check-up from day one
  • 60/180-day pre/post cover

Eligibility

  • Age and underwriting rules are variant-specific and not printed on the reviewed BOI summary.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Proposal, identity/medical details and claim documents requested by Niva Bupa

Related official documents

RE Assure — official BOI pageofficial-product-page · current · accessed 30 Aug 2026
↗

Plan before applying

Try the numbers

Private, instant and based on the values you enter.

Try your numbers

Life-cover needs estimate

See whether your current cover and savings may leave a gap for your family. This does not calculate an insurance premium.

Possible cover gap₹1,15,00,000one crore fifteen lakh rupees
Income your family may need₹1,00,00,000one crore rupees
Cover and savings already counted₹5,00,000five lakh rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

Sum insured · Published detail₹3 lakh–₹1 crore

This value is copied from RE Assure — published benefits. Check the table notes before relying on it.

Source: RE Assure · Product features / Benefits Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 7 rows · 2 columnsRE Assure — published benefitsView tableHide table

Scroll sideways to view every column

RE Assure — published benefits
ParameterPublished detail
Sum insured₹3 lakh–₹1 crore
Pre/post hospitalisation60/180 days
ReAssureUnlimited reinstatement for same or different illness/insured person
Booster50% additional for no claim, maximum 100%
Preventive check-upFrom day one, up to ₹10,000
Optional coversSafeguard, personal accident and hospital cash
PremiumQuotation-specific; no universal amount published
RE Assure · Product features / Benefits · accessed 30 Aug 2026Open official source ↗

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