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BOI Mobile Omni Neo Banking

BOI's unified mobile and internet-banking platform for account opening, payments, deposits, loans, investments, insurance and service requests in one app.

Service typeUnified mobile and internet banking platform combining transactional banking, product applications, investments, insurance and payment services.Platform feeNo separate Omni Neo platform fee is published in the reviewed BOI disclosures; product-specific charges continue to apply where relevant.EligibilityBOI customers may register for the app or internet platform with the bank's required authentication; each product journey, account opening or investment may require separate KYC and eligibility checks.
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Quick eligibility check

BOI Mobile Omni Neo Banking

0 of 6 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: BOI customers may register for the app or internet platform with the bank's required authentication?

Published source: Eligibility

2Do you meet this requirement: each product journey, account opening or investment may require separate KYC and eligibility checks?

Published source: Eligibility

3Do you meet this requirement: Bank of India retail and corporate customers?

Published source: Customer type

4Do you meet this requirement: BOI customers can use the platform after registration and applicable KYC/authentication?

5Do you meet this requirement: individual services may have their own eligibility rules?

6Document checkDo you have at least one of these required documents: BOI account credentials and registered-mobile authentication; KYC documents are required for new products or journeys as specified by BOI?

Published source: Eligibility
0 of 6 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 6 Sept 2026 · active
Offered byBank of India

India; mobile and internet access subject to BOI onboarding and service availability

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Service typeUnified mobile and internet banking platform combining transactional banking, product applications, investments, insurance and payment services.View source
BOI describes Omni Neo as a one-stop solution for banking, investment and payment needs, including deposits, loans, , , mutual funds and insurance.
Source
Bank of India Annual Report — Mobile Omni Neo App
Page / section
Some of our digital initiatives — Mobile Omni Neo App
Accessed
6 Sept 2026
Confidence
high
Open official source ↗
FeaturesAccount opening for savings, fixed deposits and PPF; Sovereign Gold Bonds, mutual funds and insurance; IMPS, UPI, RTGS and NEFT transfers; scheduled and recurring payments; transaction and mandate management; biometric and Face ID login; chatbot transactions.View source
The annual report lists the platform's banking, investment, payment, security and mandate capabilities.
Source
Bank of India Annual Report — Mobile Omni Neo App
Page / section
Some of our digital initiatives — Mobile Omni Neo App
Accessed
6 Sept 2026
Confidence
high
Open official source ↗
Published service scaleBOI discloses over 440 services available through Mobile Omni Neo.View source
BOI's press release states that over 440 services are available in the Mobile Banking App BOI Mobile Omni Neo Bank.
Source
Bank of India FY25 press release — Omni Neo services
Page / section
Digital initiatives
Accessed
6 Sept 2026
Confidence
high
Open official source ↗
EligibilityBOI customers may register for the app or internet platform with the bank's required authentication; each product journey, account opening or investment may require separate KYC and eligibility checks.View source
BOI presents Omni Neo as its customer digital-banking platform; individual product journeys remain subject to their own checks.
Source
BOI Mobile Omni Neo Bank App
Page / section
Complete service overview
Accessed
6 Sept 2026
Confidence
medium
Open official source ↗
Platform feeNo separate Omni Neo platform fee is published in the reviewed BOI disclosures; product-specific charges continue to apply where relevant.View source
The reviewed platform disclosures describe features and services but do not state a separate platform fee.
Source
BOI Mobile Omni Neo Bank App
Page / section
Complete fee review
Accessed
6 Sept 2026
Confidence
high
Open official source ↗
Access channelsAvailable through BOI Mobile Omni Neo on iOS and Android, and through BOI Omni Neo Internet Banking for mobile or PC access.View source
BOI's disclosures describe Mobile Omni Neo and its internet-banking platform as mobile/PC digital channels.
Source
Bank of India Annual Report — Mobile Omni Neo App
Page / section
Some of our digital initiatives — Mobile Omni Neo App
Accessed
6 Sept 2026
Confidence
high
Open official source ↗
AvailabilityIndia; mobile and internet access subject to BOI onboarding and service availabilityView source
The manually reviewed product record states: “India; mobile and internet access subject to BOI onboarding and service availability”.
Source
BOI Mobile Omni Neo Banking — official product page
Page / section
Published product metadata
Accessed
6 Sept 2026
Confidence
high
Open official source ↗
Customer typeBank of India retail and corporate customersView source
The manually reviewed product record states: “Bank of India retail and corporate customers”.
Source
BOI Mobile Omni Neo Banking — official product page
Page / section
Published product metadata
Accessed
6 Sept 2026
Confidence
high
Open official source ↗

Benefits and features

  • Over 440 services from a mobile device according to BOI's FY25 disclosure
  • Digital opening of savings, fixed-deposit and accounts
  • Access to loans, Sovereign Gold Bonds, mutual funds, and insurance
  • , , , , scheduled and recurring payments
  • Biometric and Face login, transaction view and mandate management
  • Supports 14 regional languages

Eligibility

  • BOI customers can use the platform after registration and applicable /authentication; individual services may have their own eligibility rules.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • BOI account credentials and registered-mobile authentication; documents are required for new products or journeys as specified by BOI

Related official documents

Bank of India Annual Report — Mobile Omni Neo Appofficial-annual-report-pdf · current · accessed 6 Sept 2026
↗
Bank of India Q4 FY25 press release — Omni Neo servicesofficial-press-release · current · accessed 6 Sept 2026
↗

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Banking · Published examplesSavings and fixed-deposit account opening; loans; transaction history

This value is copied from BOI Mobile Omni Neo service groups. Check the table notes before relying on it.

Source: Bank of India Annual Report — Mobile Omni Neo App · Some of our digital initiatives Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 5 rows · 2 columnsBOI Mobile Omni Neo service groupsService groups transcribed from BOI's annual report and digital disclosures.View tableHide table

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BOI Mobile Omni Neo service groups
Service groupPublished examples
BankingSavings and fixed-deposit account opening; loans; transaction history
Investments, Sovereign Gold Bonds, mutual funds, / and
ProtectionLife, health, general and micro insurance journeys
Payments, , , , bill, scheduled and recurring payments
Controls and supportMandate management, biometric/Face login, chatbot and service requests
  • BOI discloses over 440 services on the mobile platform; availability depends on customer profile and product-specific requirements.
Bank of India Annual Report — Mobile Omni Neo App · Some of our digital initiatives · accessed 6 Sept 2026Open official source ↗