Business, & agriculture finance

BOI Star Channel Credit — Dealer

Invoice and bill-discounting channel finance for dealers of sponsor corporates through BOI's automated platform.

Facility amountLimit is assessed against accepted sponsor-corporate invoices/receivables; the reviewed catalogue and policy summary do not publish a universal numeric cap.RateCompetitive rate under the applicable sponsor-corporate programme; no fixed percentage is published in the reviewed catalogue.Eligible customerSupplier/vendor or dealer of a sponsor corporate, onboarded under BOI's channel-finance programme.

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✓ Manually checked 30 Aug 2026 · active

Offered byBank of India

India; BOI branches and digital channel

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Facility amountLimit is assessed against accepted sponsor-corporate invoices/receivables; the reviewed catalogue and policy summary do not publish a universal numeric cap.View source

The official catalogue identifies supplier and dealer invoice finance but no single amount applies to every sponsor programme.

Source: Star Channel Credit — BOI
Page / section: Supplier/dealer catalogue
Accessed: 30 Aug 2026
Confidence: high

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Eligible customerSupplier/vendor or dealer of a sponsor corporate, onboarded under BOI's channel-finance programme.View source

The official page names supplier/vendor and dealer variants and sponsor-corporate linkage.

Source: Star Channel Credit — BOI
Page / section: Supplier and dealer products
Accessed: 30 Aug 2026
Confidence: high

Open official source ↗

Turnover / vintageNo universal turnover or vintage threshold is published; eligibility is driven by sponsor-corporate onboarding and eligible invoices.View source

The reviewed catalogue and policy summary describe sponsor/invoice eligibility without a universal turnover number.

Source: Star Channel Credit — BOI
Page / section: Eligibility / platform terms
Accessed: 30 Aug 2026
Confidence: high

Open official source ↗

RateCompetitive rate under the applicable sponsor-corporate programme; no fixed percentage is published in the reviewed catalogue.View source

The official policy says competitive rate and minimal or nil margins but does not provide a universal percentage.

Source: Star Channel Credit — BOI
Page / section: Catalogue / policy summary
Accessed: 30 Aug 2026
Confidence: high

Open official source ↗

Security / marginInvoice/receivable assignment and sponsor-corporate acceptance drive the facility; policy summary describes minimal or nil margins, subject to scheme guidelines.View source

The policy summary describes invoice bill discounting with minimal or nil margins and sponsor linkage.

Source: Policy 2024 — BOI
Page / section: 27.15 Star Channel Finance
Accessed: 30 Aug 2026
Confidence: high

Open official source ↗

FeesProgramme-specific charges are governed by BOI channel-finance guidelines; no universal processing amount is published.View source

The reviewed catalogue gives no universal processing amount across sponsor programmes.

Source: Star Channel Credit — BOI
Page / section: Terms / programme guidelines
Accessed: 30 Aug 2026
Confidence: high

Open official source ↗

TenureContractor working-capital limits are reviewed annually and fund/non-fund facilities follow BOI sanction terms; channel-credit tenor follows the accepted invoice and sponsor-programme cycle. The reviewed product pages do not publish a universal numeric tenor for these facilities.View source

The complete reviewed pages provide facility structure but no single numeric tenor across borrowers or sponsor programmes.

Source: BOI financing catalogue
Page / section: Repayment / channel-finance terms
Accessed: 30 Aug 2026
Confidence: high

Open official source ↗

Geographic limitsIndia; BOI branches and digital channelView source

The manually reviewed product record states: “India; BOI branches and digital channel”.

Source: BOI Star Channel Credit — Dealer — official product page
Page / section: Published product metadata
Accessed: 30 Aug 2026
Confidence: high

Open official source ↗

DocumentsKYC, sponsor-corporate onboarding and invoice/receivable documents requested by BOIView source

The manually reviewed product record states: “, sponsor-corporate onboarding and invoice/receivable documents requested by BOI”.

Source: BOI Star Channel Credit — Dealer — official product page
Page / section: Published product metadata
Accessed: 30 Aug 2026
Confidence: high

Open official source ↗

Benefits and features

Dealer invoice/bill discounting
Minimal or nil margin may be available under scheme guidelines
Automated platform with real-time proceeds and transaction visibility

Eligibility

Dealer linked to a participating sponsor corporate; onboarding and invoice acceptance follow BOI scheme guidelines.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

, sponsor-corporate onboarding and invoice/receivable documents requested by BOI

Try the numbers

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Loan repayment estimate

See what the loan could cost each month. Move any slider to try a different amount, rate or repayment time.

Amount you want to borrowThe money you would receive from the lender.₹twenty-five lakh rupees₹50,000₹2,00,00,000Yearly interest rateThe percentage charged on the outstanding loan each year.%2%30%Time to repayA longer time usually lowers the monthly payment but raises total interest. months6 months360 months

One monthly payment₹21,696twenty-one thousand six hundred ninety-six rupees

Interest paid over the full loan₹27,06,939twenty-seven lakh six thousand nine hundred thirty-nine rupees

Everything you repay₹52,06,939fifty-two lakh six thousand nine hundred thirty-nine rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

ProductChoose column

Star Contractor Credit · CustomerEstablished contractors, 3+ years

This value is copied from BOI products — published terms. Check the table notes before relying on it.

Source: BOI product catalogue and detail pages · Product cards and linked terms Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 4 rows · 5 columnsBOI MSME products — published termsBusiness-finance products and their official quantum, eligibility, security and rate terms.View tableHide table

Scroll sideways to view every column

BOI MSME products — published terms
Product	Customer	Quantum	Security / margin	Rate / repayment
Star Contractor Credit	Established contractors, 3+ years	₹10 lakh–₹5 crore	1.50 asset cover; 20% fund-based / 15% NFB margin	Rate/charges as applicable; appraisal 30% of average turnover
Udyami Vanita	Udyam owned by women	Above ₹10 lakh–₹10 crore	10% margin; asset charge	RBLR+0.25%; premises term up to 14 years, other term up to 7
Star Channel Credit — Supplier	Sponsor-corporate suppliers/vendors	Invoice-assessed; no universal cap	Invoice/receivable assignment; minimal or nil margin may apply	Programme-specific competitive rate
Star Channel Credit — Dealer	Sponsor-corporate dealers	Invoice-assessed; no universal cap	Invoice/receivable assignment; minimal or nil margin may apply	Programme-specific competitive rate

BOI product catalogue and detail pages · Product cards and linked terms · accessed 30 Aug 2026Open official source ↗

BOI Star Channel Credit — Dealer

What the official sources publish

Benefits and features

Eligibility

Documents the bank lists

Related official documents

Try the numbers

Loan repayment estimate

Find the exact published value

Complete rates, limits and schedules

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