Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
Loan purposeFinance for rooftop solar-panel installation under the PM Surya Ghar product; individual borrowers and registered group housing societies/residential welfare associations are covered.View source
The official page identifies rooftop solar finance and eligible borrower classes.
- Source
- Surya Ghar — BOI Star Rooftop Solar Panel Finance Loan
- Page / section
- Features / Eligibility
- Accessed
- 30 Aug 2026
- Confidence
- high
Maximum financeIndividuals: maximum ₹6 lakh, with quantum up to ₹2 lakh for systems up to 3 kW and up to ₹6 lakh for systems above 3 kW to 10 kW. Housing societies: maximum ₹100 lakh.View source
The page publishes individual and society caps and the 3–10 kW quantum bands.
- Source
- Surya Ghar — BOI Star Rooftop Solar Panel Finance Loan
- Page / section
- Advantages / Quantum
- Accessed
- 30 Aug 2026
- Confidence
- high
Interest rateStarts from 5.75% p.a.; the current rate sheet lists individuals up to ₹2 lakh at RBLR − 2.35%, presently 5.75%, and above ₹2 lakh at RBLR, presently 8.10% p.a.View source
The rate sheet gives the two individual loan-size bands; the product page states 5.75% starting .
- Source
- Retail Loans — Floating and Processing Charges (effective 1 June 2026)
- Page / section
- Page 2: BOI Star Rooftop Solar Panel Finance
- Accessed
- 30 Aug 2026
- Confidence
- high
Maximum tenureUp to 120 months.View source
The feature list states maximum repayment tenure up to 120 months.
- Source
- Surya Ghar — BOI Star Rooftop Solar Panel Finance Loan
- Page / section
- Features
- Accessed
- 30 Aug 2026
- Confidence
- high
Processing feeNil processing fee; the product page also states PPC nil.View source
The page states nil processing charges and nil PPC.
- Source
- Surya Ghar — BOI Star Rooftop Solar Panel Finance Loan
- Page / section
- Advantages / Charges
- Accessed
- 30 Aug 2026
- Confidence
- high
PrepaymentNo prepayment penalty is published; PPC is stated as nil.View source
The official page states no prepayment penalty and PPC nil.
- Source
- Surya Ghar — BOI Star Rooftop Solar Panel Finance Loan
- Page / section
- Advantages / Charges
- Accessed
- 30 Aug 2026
- Confidence
- high
EligibilityIndividuals, registered group housing societies and residential welfare associations; borrower or co-borrower must own the house. Individual maximum age is 70 years at final repayment.View source
The eligibility section publishes borrower classes, house ownership and age.
- Source
- Surya Ghar — BOI Star Rooftop Solar Panel Finance Loan
- Page / section
- Eligibility
- Accessed
- 30 Aug 2026
- Confidence
- high
Minimum incomeNo fixed rupee minimum income is published; individuals must provide the latest six-month salary/
The document section requires income proof but gives no minimum amount.
- Source
- Surya Ghar — BOI Star Rooftop Solar Panel Finance Loan
- Page / section
- Documents
- Accessed
- 30 Aug 2026
- Confidence
- high
BenchmarkRBLR (Repo-linked benchmark lending rate); current sheet shows RBLR − 2.35% up to ₹2 lakh and RBLR above ₹2 lakh for individuals.View source
The rate sheet names RBLR and the two published individual spreads.
- Source
- Retail Loans — Floating and Processing Charges (effective 1 June 2026)
- Page / section
- Page 2: BOI Star Rooftop Solar Panel Finance
- Accessed
- 30 Aug 2026
- Confidence
- high
APRNo separate APR figure or methodology is published.View source
and charges are published but no calculation is provided.
- Source
- Surya Ghar — BOI Star Rooftop Solar Panel Finance Loan
- Page / section
- Rate / Charges
- Accessed
- 30 Aug 2026
- Confidence
- high
Maximum amountIndividual finance up to ₹6 lakhView source
The manually reviewed product summary states: “Individual finance up to ₹6 lakh”.
- Source
- BOI Star Rooftop Solar Panel Finance Loan — official product page
- Page / section
- Published loan terms in product summary
- Accessed
- 30 Aug 2026
- Confidence
- high
TenureA BOI rooftop-solar finance loan under PM Surya Ghar, with separate individual and housing-society limits and repayment up to 120 months.View source
The manually reviewed product summary states: “A BOI rooftop-solar finance loan under Surya Ghar, with separate individual and housing-society limits and repayment up to 120 months.”.
- Source
- BOI Star Rooftop Solar Panel Finance Loan — official product page
- Page / section
- Published loan terms in product summary
- Accessed
- 30 Aug 2026
- Confidence
- high
Benefits and features
- Nil processing fee
- No prepayment penalty
- Individual finance up to ₹6 lakh
- Housing-society finance up to ₹100 lakh
Eligibility
- House ownership required; individual age up to 70 at final repayment.
Passing a listed condition does not mean the bank will approve an application.
Documents the bank lists
- Identity/
address proof, six-month salary/ pay slip and one-year / Form 16, plus house and solar-installation documents.
Related official documents
Retail Loans — Floating ROI and Processing Charges (effective 1 June 2026)official-rate-sheet · current · accessed 30 Aug 2026
↗PM Surya Ghar — BOI Star Rooftop Solar Panel Finance Loanofficial-product-page · current · accessed 30 Aug 2026
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