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SUD Life AADARSH

A SUD Life limited-premium non-linked non-participating endowment plan with a fixed 10-year term, 5-year premium term and accidental-death enhancement.

Policy typeLimited-premium non-linked, non-participating endowment life-insurance plan with inbuilt additional accidental-death benefit.InsurerStar Union Dai-ichi Life Insurance Company Limited (SUD Life); Bank of India distributes the policy as corporate agent.Policy and premium-paying termPolicy term 10 years (fixed); premium-paying term 5 years (fixed).
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Quick eligibility check

SUD Life AADARSH

0 of 2 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Does your age meet this requirement: No numeric entry-age range is published on the reviewed BOI page?

Published source: Entry age

2Does your age meet this requirement: The reviewed BOI page does not publish a numeric entry-age threshold?

0 of 2 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 30 Aug 2026 · active
Offered byBank of India

India; subject to SUD Life underwriting and policy terms

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Policy typeLimited-premium non-linked, non-participating endowment life-insurance plan with inbuilt additional accidental-death benefit.View source
The page labels AADARSH a limited-premium non-linked non-participating endowment plan.
Source
SUD Life AADARSH
Page / section
Benefits
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
InsurerStar Union Dai-ichi Life Insurance Company Limited (SUD Life); Bank of India distributes the policy as corporate agent.View source
The disclaimer identifies SUD Life as underwriter and BOI as corporate agent.
Source
SUD Life AADARSH
Page / section
Disclaimer
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Policy and premium-paying termPolicy term 10 years (fixed); premium-paying term 5 years (fixed).View source
The policy-term section publishes fixed 10-year policy and 5-year premium terms.
Source
SUD Life AADARSH
Page / section
Policy term
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Basic sum assured optionsPublished basic sum-assured options: ₹50,000, ₹3 lakh, ₹5 lakh, ₹10 lakh, ₹15 lakh, ₹20 lakh and ₹25 lakh.View source
The sum-assured section lists the seven selectable basic sum-assured options.
Source
SUD Life AADARSH
Page / section
Sum assured
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Published benefitsGuaranteed maturity benefit; life cover for 10 years; if death is accidental, benefit equal to twice the death sum assured is payable; tax benefits under Sections 80C and 10(10D), subject to prevailing law.View source
The benefits section publishes maturity, 10-year life cover and accidental-death doubling.
Source
SUD Life AADARSH
Page / section
Benefits
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
PremiumA universal premium amount is not published; premium depends on the selected sum assured, age and underwriting.View source
The page publishes term and sum-assured options but no premium table.
Source
SUD Life AADARSH
Page / section
Policy term / Sum assured
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Entry ageNo numeric entry-age range is published on the reviewed BOI page.View source
The reviewed page shows term and sum-assured sections but no numeric entry-age rule.
Source
SUD Life AADARSH
Page / section
Eligibility
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Waiting periodNo waiting-period schedule is published on the reviewed product page.View source
The page has no waiting-period table.
Source
SUD Life AADARSH
Page / section
Disclaimer
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Key exclusionsThe complete exclusions and policy conditions are not reproduced on the BOI summary; review the SUD Life brochure and wording.View source
The disclaimer directs customers to the sales brochure for risk factors and exclusions.
Source
SUD Life AADARSH
Page / section
Disclaimer
Accessed
30 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • Fixed 10-year policy term
  • Fixed 5-year premium-paying term
  • ₹50,000–₹25 lakh sum-assured options
  • Accidental death benefit equals twice death sum assured

Eligibility

  • The reviewed BOI page does not publish a numeric entry-age threshold.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Proposal, identity/age proof and documents requested by SUD Life

Related official documents

SUD Life AADARSH — official BOI pageofficial-product-page · current · accessed 30 Aug 2026
↗

Plan before applying

Try the numbers

Private, instant and based on the values you enter.

Try your numbers

Life-cover needs estimate

See whether your current cover and savings may leave a gap for your family. This does not calculate an insurance premium.

Possible cover gap₹1,15,00,000one crore fifteen lakh rupees
Income your family may need₹1,00,00,000one crore rupees
Cover and savings already counted₹5,00,000five lakh rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

Policy term · Published detail10 years fixed

This value is copied from SUD Life AADARSH — published terms. Check the table notes before relying on it.

Source: SUD Life AADARSH · Benefits / Policy term / Sum assured Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 5 rows · 2 columnsSUD Life AADARSH — published termsView tableHide table

Scroll sideways to view every column

SUD Life AADARSH — published terms
ParameterPublished detail
Policy term10 years fixed
Premium-paying term5 years fixed
Sum assured₹50,000; ₹3 lakh; ₹5 lakh; ₹10 lakh; ₹15 lakh; ₹20 lakh; ₹25 lakh
Accidental death2× death sum assured
PremiumNo universal amount published
SUD Life AADARSH · Benefits / Policy term / Sum assured · accessed 30 Aug 2026Open official source ↗

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