IndiaBanks.org · independent research

Insurance

SUD Life Aashirwaad

A non-linked, non-participating SUD Life endowment plan for child-focused goals, with ₹4 lakh–₹100 crore sum assured and flexible 5/7/10/15-year premium terms.

Policy typeNon-linked, non-participating endowment savings life-insurance plan with guaranteed maturity benefits and multiple payout options.InsurerStar Union Dai-ichi Life Insurance Company Limited (SUD Life); BOI distributes the policy as corporate agent.Basic sum assuredMinimum ₹4 lakh and maximum ₹100 crore, subject to product terms.
Official product page ↗Compare category

Quick eligibility check

SUD Life Aashirwaad

0 of 2 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Does your age meet this requirement: No numeric entry-age range is published on the reviewed BOI page?

Published source: Entry age

2Does your age meet this requirement: The reviewed BOI page does not publish a numeric entry-age threshold?

0 of 2 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 30 Aug 2026 · active
Offered byBank of India

India; subject to SUD Life underwriting and policy terms

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Policy typeNon-linked, non-participating endowment savings life-insurance plan with guaranteed maturity benefits and multiple payout options.View source
The page describes Aashirwaad as a non-linked non-participating endowment plan for a child’s future.
Source
SUD Life Aashirwaad
Page / section
Benefits
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
InsurerStar Union Dai-ichi Life Insurance Company Limited (SUD Life); BOI distributes the policy as corporate agent.View source
The disclaimer identifies SUD Life as underwriter and BOI as distributor.
Source
SUD Life Aashirwaad
Page / section
Disclaimer
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Premium-paying and policy terms5-year PPT for 10–20-year PT; 7-year PPT for 10–20-year PT; 10-year PPT for 15–20-year PT; 15-year PPT for 15–20-year PT. Maximum policy term is 20 years.View source
The policy-term section publishes four /PT combinations and a 20-year maximum.
Source
SUD Life Aashirwaad
Page / section
Policy term
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Basic sum assuredMinimum ₹4 lakh and maximum ₹100 crore, subject to product terms.View source
The sum-assured section publishes ₹4 lakh minimum and ₹100 crore maximum.
Source
SUD Life Aashirwaad
Page / section
Sum assured
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Published benefitsGuaranteed benefits at maturity; multiple payout options; flexible premium and policy terms; tax benefits subject to prevailing law.View source
The benefits section publishes guaranteed maturity, payout flexibility and term choices.
Source
SUD Life Aashirwaad
Page / section
Benefits
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
PremiumNo universal premium amount is published; premium depends on sum assured, PPT/PT, age and underwriting.View source
The page publishes terms and sum assured but no price table.
Source
SUD Life Aashirwaad
Page / section
Policy term / Sum assured
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Entry ageNo numeric entry-age range is published on the reviewed BOI page.View source
The reviewed page has term and sum-assured sections but no numeric entry-age rule.
Source
SUD Life Aashirwaad
Page / section
Eligibility
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Waiting periodNo waiting-period schedule is published on the reviewed product page.View source
The page has no waiting-period table.
Source
SUD Life Aashirwaad
Page / section
Disclaimer
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Key exclusionsThe complete exclusions and policy conditions are not reproduced on the BOI summary; review the SUD Life brochure and wording.View source
The disclaimer directs customers to the sales brochure for risk factors and exclusions.
Source
SUD Life Aashirwaad
Page / section
Disclaimer
Accessed
30 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • ₹4 lakh–₹100 crore sum assured
  • Up to 20-year policy term
  • 5/7/10/15-year choices
  • Guaranteed maturity benefit

Eligibility

  • The reviewed BOI page does not publish a numeric entry-age threshold.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Proposal, identity/age proof and documents requested by SUD Life

Related official documents

SUD Life Aashirwaad — official BOI pageofficial-product-page · current · accessed 30 Aug 2026
↗

Plan before applying

Try the numbers

Private, instant and based on the values you enter.

Try your numbers

Life-cover needs estimate

See whether your current cover and savings may leave a gap for your family. This does not calculate an insurance premium.

Possible cover gap₹1,15,00,000one crore fifteen lakh rupees
Income your family may need₹1,00,00,000one crore rupees
Cover and savings already counted₹5,00,000five lakh rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

Policy term · Published detailMaximum 20 years

This value is copied from SUD Life Aashirwaad — published terms. Check the table notes before relying on it.

Source: SUD Life Aashirwaad · Benefits / Policy term / Sum assured Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 5 rows · 2 columnsSUD Life Aashirwaad — published termsView tableHide table

Scroll sideways to view every column

SUD Life Aashirwaad — published terms
ParameterPublished detail
Policy termMaximum 20 years
/PT options5/10–20; 7/10–20; 10/15–20; 15/15–20 years
Sum assured₹4 lakh–₹100 crore
BenefitsGuaranteed maturity and multiple payout options
PremiumNo universal amount published
SUD Life Aashirwaad · Benefits / Policy term / Sum assured · accessed 30 Aug 2026Open official source ↗

More from Bank of India

Related products

Generali Central FG Dog Health Cover

A Generali Central pet-health policy for dogs aged 6 months to 10 years, with surgery and hospitalisation cover, emergency pet minding and doctor-on-call assistance.

View product

Generali Central Domestic Travel

A Generali Central domestic travel policy with cashless network-hospital claims, reimbursement, flexible plan choice, quick settlement and instant issuance.

View product

Health Absolute

A Generali Central health policy with Classic, Platinum and Signature plans, individual/non-floater/family-floater options and plan-specific maternity, , restoration and overseas-treatment benefits.

View product

Health Total

A Generali Central health policy with individual or family-floater sum-insured options, hospitalisation and day-care cover, and plan-specific maternity, and overseas-treatment benefits.

View product