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Insurance

SUD Life Century Gold

A non-linked, non-participating savings plan with guaranteed maturity, guaranteed additions and optional three-part death benefit; 5/6/8/10 years and PT 15–22 years.

Policy typeNon-linked, non-participating individual savings life-insurance plan with guaranteed returns and life cover.InsurerStar Union Dai-ichi Life Insurance Company Limited (SUD Life); BOI distributes the policy as corporate agent.Premium-paying and policy termsPPT 5 years → PT 15, 16, 17 or 18 years; PPT 6 years → PT 15, 16, 17 or 18 years; PPT 8 years → PT 18–22 years; PPT 10 years → PT 18–22 years.
Official product page ↗Compare category

Quick eligibility check

SUD Life Century Gold

0 of 3 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Are you aged 8 to 45?

Published source: Entry and maturity ages

2Are you aged 18 to 80?

Published source: Entry and maturity ages

3Do you meet this requirement: Entry and maturity ages differ by Goal Sure/Edu Sure option and ?

0 of 3 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 30 Aug 2026 · active
Offered byBank of India

India; subject to SUD Life policy terms

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Policy typeNon-linked, non-participating individual savings life-insurance plan with guaranteed returns and life cover.View source
BOI identifies Century Gold as a non-linked non-participating individual savings plan.
Source
SUD Life Century Gold
Page / section
Benefits
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
InsurerStar Union Dai-ichi Life Insurance Company Limited (SUD Life); BOI distributes the policy as corporate agent.View source
The BOI disclaimer identifies SUD Life as underwriter and BOI as corporate agent.
Source
SUD Life Century Gold
Page / section
Disclaimer
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Premium-paying and policy termsPPT 5 years → PT 15, 16, 17 or 18 years; PPT 6 years → PT 15, 16, 17 or 18 years; PPT 8 years → PT 18–22 years; PPT 10 years → PT 18–22 years.View source
The BOI policy-term tab publishes all /PT combinations.
Source
SUD Life Century Gold
Page / section
Policy term
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Minimum annualised premiumMinimum annualised premium: ₹3,00,000 for 5-year PPT; ₹2,50,000 for 6-year PPT; ₹1,50,000 for 8-year PPT; ₹1,00,000 for 10-year PPT. Maximum is as per board-approved underwriting policy.View source
The official SUD Life product page publishes the minimum annual premium by .
Source
SUD Life Century Gold plan page
Page / section
Annualized Premium (Minimum)
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Minimum sum assured on deathMinimum SAD: ₹31,50,000 for 5-year PPT; ₹26,25,000 for 6-year PPT; ₹15,75,000 for 8-year PPT; ₹10,50,000 for 10-year PPT. Maximum is as per board-approved underwriting policy.View source
The BOI SAD section publishes the four -specific minimums.
Source
SUD Life Century Gold
Page / section
Sum Assured on Death
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Entry and maturity agesFor Goal Sure, entry age is 8–45 years for 5/6/8/10-year PPT; for Edu Sure, entry age is 8–45 years for 5-year PPT, 8–47 years for 6-year PPT, 8–55 years for 8-year PPT and 8–60 years for 10-year PPT. Maturity ages are Goal Sure 18–80 years and Edu Sure 33–67 years.View source
The official product page publishes option- and -specific entry and maturity age bands.
Source
SUD Life Century Gold plan page
Page / section
Eligibility Criteria
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Published benefitsGuaranteed maturity benefit at end of term; guaranteed additions paid with maturity, surrender or death benefit; Edu Sure death benefit can include immediate SAD, monthly income through the remaining term and a lump sum equal to guaranteed maturity benefit.View source
The BOI benefits section publishes guaranteed maturity/additions and the Edu Sure three-part death benefit.
Source
SUD Life Century Gold
Page / section
Benefits
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Key exclusionsFull exclusions and policy conditions are in the SUD Life brochure and wording; the BOI summary directs customers to those documents.View source
The disclaimer directs customers to the sales brochure for risk factors, terms and exclusions.
Source
SUD Life Century Gold
Page / section
Disclaimer
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Waiting periodNo waiting-period duration is published in the reviewed BOI product page or linked SUD Life plan summary; coverage and benefit timing follow the policy commencement, underwriting and wording.View source
The reviewed page publishes benefits, policy terms, premium and sum-assured schedules but no waiting-period duration and directs customers to the wording for full conditions.
Source
SUD Life Century Gold
Page / section
Benefits / Disclaimer
Accessed
30 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • Guaranteed maturity benefit
  • Guaranteed additions
  • Goal Sure and Edu Sure options
  • 5/6/8/10 years
  • Minimum SAD ₹10,50,000–₹31,50,000 by

Eligibility

  • Entry and maturity ages differ by Goal Sure/Edu Sure option and .

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Proposal, age/identity proof and documents requested by SUD Life

Related official documents

SUD Life Century Gold — official BOI pageofficial-product-page · current · accessed 30 Aug 2026
↗

Plan before applying

Try the numbers

Private, instant and based on the values you enter.

Try your numbers

Life-cover needs estimate

See whether your current cover and savings may leave a gap for your family. This does not calculate an insurance premium.

Possible cover gap₹1,15,00,000one crore fifteen lakh rupees
Income your family may need₹1,00,00,000one crore rupees
Cover and savings already counted₹5,00,000five lakh rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

5 years · Policy term15–18 years

This value is copied from SUD Life Century Gold — published schedule. Check the table notes before relying on it.

Source: SUD Life Century Gold plan page · Policy term / Premium / Sum assured Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 4 rows · 4 columnsSUD Life Century Gold — published scheduleView tableHide table

Scroll sideways to view every column

SUD Life Century Gold — published schedule
Policy termMinimum annual premiumMinimum SAD
5 years15–18 years₹3,00,000₹31,50,000
6 years15–18 years₹2,50,000₹26,25,000
8 years18–22 years₹1,50,000₹15,75,000
10 years18–22 years₹1,00,000₹10,50,000
SUD Life Century Gold plan page · Policy term / Premium / Sum assured · accessed 30 Aug 2026Open official source ↗

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