Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
Policy typeIndividual non-linked non-participating savings life-insurance plan (UIN 142N074V04).View source
The page identifies the and plan type and describes guaranteed maturity and surrender flexibility from the 11th year.
- Source
- SUD Life Century Plus
- Page / section
- Overview
- Accessed
- 30 Aug 2026
- Confidence
- high
InsurerStar Union Dai-ichi Life Insurance Company (SUD Life); Bank of India is the distributing corporate agent.View source
The disclaimer states that SUD Life underwrites the contract and BOI does not underwrite risk.
- Source
- SUD Life Century Plus
- Page / section
- Disclaimer
- Accessed
- 30 Aug 2026
- Confidence
- high
Policy termMinimum 10 years and maximum 16 years.View source
The Policy Term tab publishes minimum 10 and maximum 16 years.
- Source
- SUD Life Century Plus
- Page / section
- Policy term
- Accessed
- 30 Aug 2026
- Confidence
- high
Minimum premiumMinimum premium is ₹1 lakh.View source
The page’s minimum-premium tab states ₹1 lakh.
- Source
- SUD Life Century Plus
- Page / section
- Minimum premium
- Accessed
- 30 Aug 2026
- Confidence
- high
Sum insured / coverNo numeric sum-assured range is published on the reviewed BOI Century Plus page; the ₹1 lakh figure shown there is a minimum premium, not the sum assured.View source
The page publishes minimum premium ₹1 lakh but no separate sum-assured schedule.
- Source
- SUD Life Century Plus
- Page / section
- Minimum premium / Sum assured
- Accessed
- 30 Aug 2026
- Confidence
- high
BenefitsGuaranteed maturity benefit; optional accident and disability riders; withdrawal flexibility from the 11th year; tax benefits under sections 80C and 10(10D), subject to prevailing law.View source
The Benefits tab lists guaranteed maturity, rider options, withdrawal from year 11 and tax references.
- Source
- SUD Life Century Plus
- Page / section
- Benefits
- Accessed
- 30 Aug 2026
- Confidence
- high
ExclusionsThe complete exclusions schedule is not printed on the reviewed BOI page; consult the sales brochure and policy wording.View source
The disclaimer directs customers to the sales brochure for risk factors, terms and exclusions.
- Source
- SUD Life Century Plus
- Page / section
- Disclaimer
- Accessed
- 30 Aug 2026
- Confidence
- high
Entry ageNo numeric entry-age rule is published on the reviewed Bank of India product page; confirm age eligibility with SUD Life before applying.View source
The catalogue and reviewed product pages publish product benefits, terms and cover ranges but do not state a universal entry-age threshold for these four products.
- Source
- Bank of India individual SUD Life insurance catalogue
- Page / section
- Individual product catalogue and linked product pages
- Accessed
- 30 Aug 2026
- Confidence
- high
Waiting periodNo numeric waiting-period rule is published on the reviewed Bank of India product page; any plan-specific exclusions or waiting conditions are in the SUD Life sales brochure and policy wording.View source
The reviewed catalogue and linked pages direct customers to the sales brochure for risk factors, terms and exclusions and do not print a waiting-period number.
- Source
- Bank of India individual SUD Life insurance catalogue
- Page / section
- Catalogue, Benefits and Disclaimer
- Accessed
- 30 Aug 2026
- Confidence
- high
Benefits and features
- 10–16 year policy term
- ₹1 lakh minimum premium
- Guaranteed maturity benefit
- Accident and disability rider options
Eligibility
- Subject to SUD Life underwriting.
Passing a listed condition does not mean the bank will approve an application.
Documents the bank lists
- Application, identity/address and underwriting documents as requested by SUD Life
Related official documents
Individual insurance catalogue — Bank of Indiaofficial-product-page · current · accessed 30 Aug 2026
↗SUD Life Century Plus — official BOI pageofficial-product-page · current · accessed 30 Aug 2026
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