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Insurance

SUD Life Guaranteed Money Back Plan

A non-linked non-participating savings plan offering guaranteed money-back payouts every five years, additions and a maturity benefit.

Policy typeIndividual non-linked non-participating savings life-insurance plan (UIN 142N036V05).InsurerStar Union Dai-ichi Life Insurance Company (SUD Life); Bank of India is the IRDAI-registered corporate agent.Policy term10, 15 or 20 years.
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Quick eligibility check

SUD Life Guaranteed Money Back Plan

0 of 2 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Does your age meet this requirement: No numeric entry-age rule is published on the reviewed BOI page?

Published source: Entry age

2Do you meet this requirement: confirm with SUD Life before applying?

Published source: Entry age
0 of 2 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 30 Aug 2026 · active
Offered byBank of India

India; subject to SUD Life underwriting and policy terms

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Policy typeIndividual non-linked non-participating savings life-insurance plan (UIN 142N036V05).View source
The page identifies the and plan as a non-linked, non-participating savings plan with interim payouts.
Source
SUD Life Guaranteed Money Back Plan
Page / section
Overview
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
InsurerStar Union Dai-ichi Life Insurance Company (SUD Life); Bank of India is the IRDAI-registered corporate agent.View source
The disclaimer states that SUD Life underwrites the contract and BOI does not underwrite risk.
Source
SUD Life Guaranteed Money Back Plan
Page / section
Disclaimer
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Policy term10, 15 or 20 years.View source
The policy-term tab lists 10, 15 and 20 years.
Source
SUD Life Guaranteed Money Back Plan
Page / section
Policy term
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Sum insured / cover₹3 lakh to ₹10 crore.View source
The Sum Assured tab publishes Rs. 3 Lacs–Rs. 10 Crores.
Source
SUD Life Guaranteed Money Back Plan
Page / section
Sum assured
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
BenefitsGuaranteed money-back equal to 200% of annualised premium every five years; guaranteed additions up to 6% of annualised premium each year; guaranteed maturity lump sum; death benefit equals sum assured plus guaranteed additions accrued to death.View source
The Benefits tab publishes the 200% five-year payout, 6% maximum additions, maturity and death-benefit components.
Source
SUD Life Guaranteed Money Back Plan
Page / section
Benefits
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
PremiumNo universal premium amount or rate table is published on the reviewed BOI page; the premium depends on selected term, cover and underwriting.View source
The page publishes term and sum-assured choices but no premium table.
Source
SUD Life Guaranteed Money Back Plan
Page / section
Benefits / Policy term / Sum assured
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Entry ageNo numeric entry-age rule is published on the reviewed BOI page; confirm with SUD Life before applying.View source
The page does not print an entry-age threshold.
Source
SUD Life Guaranteed Money Back Plan
Page / section
Benefits / Policy term / Sum assured
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Waiting periodNo numeric waiting-period rule is published on the reviewed BOI page; consult the SUD Life policy wording for plan conditions.View source
The disclaimer directs customers to the sales brochure for terms and exclusions and does not print a waiting period.
Source
SUD Life Guaranteed Money Back Plan
Page / section
Disclaimer
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Key exclusionsThe complete exclusions schedule is not printed on the reviewed BOI page; consult the sales brochure and policy wording.View source
The disclaimer directs customers to the sales brochure for exclusions.
Source
SUD Life Guaranteed Money Back Plan
Page / section
Disclaimer
Accessed
30 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • 200% of annualised premium every five years
  • Up to 6% annual guaranteed additions
  • ₹3 lakh–₹10 crore sum assured
  • 10/15/20-year terms

Eligibility

  • Subject to SUD Life underwriting.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Application, identity/address and underwriting documents requested by SUD Life

Related official documents

SUD Life Guaranteed Money Back Plan — official BOI pageofficial-product-page · current · accessed 30 Aug 2026
↗

Plan before applying

Try the numbers

Private, instant and based on the values you enter.

Try your numbers

Life-cover needs estimate

See whether your current cover and savings may leave a gap for your family. This does not calculate an insurance premium.

Possible cover gap₹1,15,00,000one crore fifteen lakh rupees
Income your family may need₹1,00,00,000one crore rupees
Cover and savings already counted₹5,00,000five lakh rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

Policy term · Published detail10, 15 or 20 years

This value is copied from SUD Life Guaranteed Money Back Plan — published terms. Check the table notes before relying on it.

Source: SUD Life Guaranteed Money Back Plan · Benefits / Policy term / Sum assured Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 5 rows · 2 columnsSUD Life Guaranteed Money Back Plan — published termsView tableHide table

Scroll sideways to view every column

SUD Life Guaranteed Money Back Plan — published terms
ParameterPublished detail
Policy term10, 15 or 20 years
Sum assured₹3 lakh–₹10 crore
Money-back200% of annualised premium every 5 years
Guaranteed additionsUp to 6% of annualised premium each year
PremiumNot published on reviewed BOI page
SUD Life Guaranteed Money Back Plan · Benefits / Policy term / Sum assured · accessed 30 Aug 2026Open official source ↗

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