Insurance

SUD Life Guaranteed Pension Plan

A SUD Life deferred pension plan with guaranteed additions, vesting benefit, no medicals, flexible premium/policy-term combinations and premiums from ₹20,000 to ₹5 crore.

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Quick eligibility check

SUD Life Guaranteed Pension Plan

0 of 3 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Are you aged 35 to 65?

Published source: Entry and vesting age

2Does your age meet this requirement: Minimum vesting age 55 years and maximum vesting age 70 years (age last birthday)?

Published source: Entry and vesting age

3Does your age meet this requirement: Entry age and vesting age are measured at last birthday and remain subject to vesting rules?

0 of 3 answeredAnswer the remaining questions to see your checklist result.
Manually checked 30 Aug 2026 · active
Offered byBank of India

India; subject to SUD Life underwriting and policy terms

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Policy typeIndividual non-linked, non-participating deferred pension plan with guaranteed additions and a vesting benefit at retirement.View source
The page identifies the plan and lists guaranteed additions, no-medicals enrolment and vesting benefit.
Source
SUD Life Guaranteed Pension Plan
Page / section
Benefits
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
InsurerStar Union Dai-ichi Life Insurance Company Limited (SUD Life); Bank of India distributes the product as corporate agent.View source
The disclaimer identifies SUD Life as underwriter and BOI as corporate agent.
Source
SUD Life Guaranteed Pension Plan
Page / section
Disclaimer
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Premium-paying term and policy termPublished combinations: single premium for a 5-year policy term; single premium for a 10-year policy term; 5-year premium-paying term for a 10-year policy term; 10-year PPT for a 15-year PT; or 15-year PPT for a 20-year PT.View source
The page lists five premium-paying-term and policy-term combinations.
Source
SUD Life Guaranteed Pension Plan
Page / section
& Policy Term
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Sum insured / pension corpusThe reviewed page does not publish a universal sum-assured range; it publishes premium limits instead (₹20,000 minimum for limited-pay options to ₹5 crore maximum).View source
The page gives premium limits but no standalone sum-assured table.
Source
SUD Life Guaranteed Pension Plan
Page / section
Minimum Premium / Maximum Premium
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Entry and vesting ageEntry age 35–65 years (age last birthday), subject to vesting-age rules. Minimum vesting age 55 years and maximum vesting age 70 years (age last birthday).View source
The eligibility section publishes entry and vesting age ranges.
Source
SUD Life Guaranteed Pension Plan
Page / section
Eligibility
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Premium limitsMinimum annual premium: ₹1,00,000 for single-premium PPT; ₹30,000 for 5-year limited PPT; ₹20,000 for 10-year and 15-year limited PPT. Maximum premium: ₹5 crore for single/annual premium.View source
The page publishes minimum premium by and a ₹5 crore maximum.
Source
SUD Life Guaranteed Pension Plan
Page / section
Minimum Premium / Maximum Premium
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Waiting periodNo waiting-period schedule is published on the reviewed product page.View source
The page has no waiting-period table.
Source
SUD Life Guaranteed Pension Plan
Page / section
Disclaimer
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Key exclusionsThe complete exclusions and policy conditions are not reproduced on the BOI summary; review the SUD Life brochure and wording.View source
The disclaimer directs customers to the sales brochure for risk factors and exclusions.
Source
SUD Life Guaranteed Pension Plan
Page / section
Disclaimer
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Key coverageEntry age 35–65 years; Vesting age 55–70 years; 5 published PPT/PT combinations; Minimum premium ₹20,000–₹1,00,000 by PPT; Maximum premium ₹5 crore; No medicals stated on pageView source
The manually reviewed product benefits state: “Entry age 35–65 years; Vesting age 55–70 years; 5 published /PT combinations; Minimum premium ₹20,000–₹1,00,000 by ; Maximum premium ₹5 crore; No medicals stated on page”.
Source
SUD Life Guaranteed Pension Plan — official product page
Page / section
Published coverage and benefits
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Geographic limitsEntry age 35–65 years; Vesting age 55–70 years; 5 published PPT/PT combinations; Minimum premium ₹20,000–₹1,00,000 by PPT; Maximum premium ₹5 crore; No medicals stated on pageView source
The manually reviewed product record states: “Entry age 35–65 years; Vesting age 55–70 years; 5 published /PT combinations; Minimum premium ₹20,000–₹1,00,000 by ; Maximum premium ₹5 crore; No medicals stated on page”.
Source
SUD Life Guaranteed Pension Plan — official product page
Page / section
Published product metadata
Accessed
30 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • Entry age 35–65 years
  • Vesting age 55–70 years
  • 5 published /PT combinations
  • Minimum premium ₹20,000–₹1,00,000 by
  • Maximum premium ₹5 crore
  • No medicals stated on page

Eligibility

  • Entry age and vesting age are measured at last birthday and remain subject to vesting rules.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Proposal, identity/age proof and documents requested by SUD Life

Related official documents

SUD Life Guaranteed Pension Plan — official BOI pageofficial-product-page · current · accessed 30 Aug 2026

Plan before applying

Try the numbers

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Life-cover needs estimate

See whether your current cover and savings may leave a gap for your family. This does not calculate an insurance premium.

Income your family may need₹1,00,00,000one crore rupees
Cover and savings already counted₹5,00,000five lakh rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

This value is copied from SUD Life Guaranteed Pension — published terms. Check the table notes before relying on it.

Source: SUD Life Guaranteed Pension Plan · Eligibility / & Policy Term / Premium Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 6 rows · 2 columnsSUD Life Guaranteed Pension — published termsView tableHide table

Scroll sideways to view every column

SUD Life Guaranteed Pension — published terms
ParameterPublished detail
Entry age35–65 years
Vesting age55–70 years
/ PTSingle/5; single/10; 5/10; 10/15; 15/20 years
Minimum premium₹1,00,000 single; ₹30,000 5-year ; ₹20,000 10- or 15-year
Maximum premium₹5 crore
Medical testsPage states hassle-free enrolment with no medicals
SUD Life Guaranteed Pension Plan · Eligibility / & Policy Term / Premium · accessed 30 Aug 2026Open official source ↗

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