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Insurance

–SUD Life Sanchay

A point-of-sale regular-premium non-linked, non-participating endowment plan with a 10-year pay/term and ten annual instalments from years 11–20.

Policy typePoint-of-sale regular-premium, non-linked, non-participating endowment life-insurance plan.InsurerStar Union Dai-ichi Life Insurance Company Limited (SUD Life); Bank of India is a corporate agent and does not underwrite the risk.Premium and payout termPremium-paying term 10 years; policy term 10 years; payout term 10 years from the 11th through the 20th policy year.
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Quick eligibility check

–SUD Life Sanchay

0 of 2 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Does your age meet this requirement: No numeric entry-age range is published on the reviewed BOI page?

Published source: Entry age

2Does your age meet this requirement: No numeric entry-age rule is published on the reviewed BOI page?

0 of 2 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 30 Aug 2026 · active
Offered byBank of India

India; subject to SUD Life policy terms

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Policy typePoint-of-sale regular-premium, non-linked, non-participating endowment life-insurance plan.View source
BOI labels the product a regular-premium non-linked non-participating endowment plan.
Source
–SUD Life Sanchay
Page / section
Benefits
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
InsurerStar Union Dai-ichi Life Insurance Company Limited (SUD Life); Bank of India is a corporate agent and does not underwrite the risk.View source
The BOI disclaimer identifies SUD Life as underwriter and BOI as corporate agent.
Source
–SUD Life Sanchay
Page / section
Disclaimer
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Premium and payout termPremium-paying term 10 years; policy term 10 years; payout term 10 years from the 11th through the 20th policy year.View source
The policy and payout tabs publish the fixed 10-year terms and years 11–20 payout window.
Source
–SUD Life Sanchay
Page / section
Premium Payment Term and Policy term / Payout Term
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Annualised premium rangeMinimum ₹96,000 and maximum ₹24,00,000 are published for the plan’s annualised premium/benefit basis; the page does not publish a separate universal sum-assured amount.View source
The BOI tab publishes minimum ₹96,000 and maximum ₹24,00,000; it does not expose a separate sum-assured table.
Source
–SUD Life Sanchay
Page / section
Sum assured
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Published benefitsNo medical tests required for purchase; ten equal annual maturity instalments, each equal to 160% of annualised premium; hassle-free life cover issuance.View source
The benefits section publishes no-medical issuance and the 160%-of-annualised-premium instalment formula.
Source
–SUD Life Sanchay
Page / section
Benefits
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
PremiumAnnualised premium range published as ₹96,000–₹24,00,000; payment is regular for 10 years.View source
The page publishes the ₹96,000 minimum and ₹24,00,000 maximum and fixed 10-year payment term.
Source
–SUD Life Sanchay
Page / section
Sum assured / Policy term
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Entry ageNo numeric entry-age range is published on the reviewed BOI page.View source
The reviewed page publishes terms and payout but no entry-age number.
Source
–SUD Life Sanchay
Page / section
Eligibility
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Waiting periodNo waiting-period schedule is published on the reviewed page.View source
No waiting-period table is exposed in the reviewed product tabs.
Source
–SUD Life Sanchay
Page / section
Disclaimer
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Key exclusionsComplete exclusions and policy conditions are in the SUD Life sales brochure and wording; they are not reproduced on the BOI summary.View source
The disclaimer directs customers to the sales brochure for risk factors, terms and exclusions.
Source
–SUD Life Sanchay
Page / section
Disclaimer
Accessed
30 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • 10-year regular premium and policy term
  • Ten annual instalments from policy years 11–20
  • Each instalment equals 160% of annualised premium
  • No medical tests stated

Eligibility

  • No numeric entry-age rule is published on the reviewed BOI page.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Proposal, identity/age proof and documents requested by SUD Life

Related official documents

POS–SUD Life Sanchay — official BOI pageofficial-product-page · current · accessed 30 Aug 2026
↗

Plan before applying

Try the numbers

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Life-cover needs estimate

See whether your current cover and savings may leave a gap for your family. This does not calculate an insurance premium.

Possible cover gap₹1,15,00,000one crore fifteen lakh rupees
Income your family may need₹1,00,00,000one crore rupees
Cover and savings already counted₹5,00,000five lakh rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

Premium-paying term · Published detail10 years

This value is copied from –SUD Life Sanchay — published schedule. Check the table notes before relying on it.

Source: –SUD Life Sanchay · Benefits / Policy term / Sum assured Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 6 rows · 2 columnsPOS–SUD Life Sanchay — published scheduleView tableHide table

Scroll sideways to view every column

POS–SUD Life Sanchay — published schedule
ParameterPublished detail
Premium-paying term10 years
Policy term10 years
Payout termYears 11–20
Maturity instalments10 annual instalments at 160% of annualised premium
Annualised premium₹96,000–₹24,00,000
Entry ageNot published
–SUD Life Sanchay · Benefits / Policy term / Sum assured · accessed 30 Aug 2026Open official source ↗

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