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Insurance

SUD Life Praptee

A SUD Life non-linked, non-participating money-back savings plan with increasing payouts every three years, 6/8/10-year premium terms and ₹2.5 lakh–₹100 crore basic sum assured.

Policy typeIndividual non-linked, non-participating money-back protection-cum-savings life-insurance plan with periodic payouts.InsurerStar Union Dai-ichi Life Insurance Company Limited (SUD Life); Bank of India distributes the policy as corporate agent.Premium-paying and policy termsPremium-paying terms: 6, 8 or 10 years. Published combinations: 6- or 8-year PPT for 12-, 15- or 18-year PT; 10-year PPT for 15- or 18-year PT.
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Quick eligibility check

SUD Life Praptee

0 of 2 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Does your age meet this requirement: No numeric entry-age range is published on the reviewed BOI page?

Published source: Entry age

2Does your age meet this requirement: no numeric entry-age rule is published?

0 of 2 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 30 Aug 2026 · active
Offered byBank of India

India; subject to SUD Life underwriting and policy terms

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Policy typeIndividual non-linked, non-participating money-back protection-cum-savings life-insurance plan with periodic payouts.View source
The page labels Praptee a non-linked non-participating money-back protection-cum-savings plan and states three-year payout intervals.
Source
SUD Life Praptee
Page / section
Benefits
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
InsurerStar Union Dai-ichi Life Insurance Company Limited (SUD Life); Bank of India distributes the policy as corporate agent.View source
The disclaimer identifies SUD Life as underwriter and BOI as corporate agent.
Source
SUD Life Praptee
Page / section
Disclaimer
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Premium-paying and policy termsPremium-paying terms: 6, 8 or 10 years. Published combinations: 6- or 8-year PPT for 12-, 15- or 18-year PT; 10-year PPT for 15- or 18-year PT.View source
The policy-term section lists /PT combinations and 6, 8 and 10-year premium choices.
Source
SUD Life Praptee
Page / section
Policy term
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Basic sum assuredMinimum basic sum assured ₹2.5 lakh; maximum basic sum assured ₹100 crore, subject to the board-approved underwriting policy.View source
The sum-assured section publishes ₹2.5 lakh minimum and ₹100 crore maximum, subject to underwriting.
Source
SUD Life Praptee
Page / section
Sum assured
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Published benefitsIncreasing money-back payouts at regular three-year intervals; choice of 6, 8 or 10-year premium terms; protection-cum-savings structure; payout percentages and complete schedule depend on the selected variant.View source
The benefits section publishes three-year increasing money-back intervals and premium-term choices.
Source
SUD Life Praptee
Page / section
Benefits
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
PremiumA universal premium amount is not published; premium depends on sum assured, PPT/PT, age and underwriting.View source
The page publishes term combinations and sum-assured range but no premium table.
Source
SUD Life Praptee
Page / section
Policy term / Sum assured
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Entry ageNo numeric entry-age range is published on the reviewed BOI page.View source
The reviewed page gives term and sum-assured sections but no numeric entry-age rule.
Source
SUD Life Praptee
Page / section
Eligibility
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Waiting periodNo waiting-period schedule is published on the reviewed product page.View source
The page has no waiting-period table.
Source
SUD Life Praptee
Page / section
Disclaimer
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Key exclusionsThe complete exclusions and policy conditions are not reproduced on the BOI summary; review the SUD Life brochure and wording.View source
The disclaimer directs customers to the sales brochure for risk factors and exclusions.
Source
SUD Life Praptee
Page / section
Disclaimer
Accessed
30 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • ₹2.5 lakh–₹100 crore basic sum assured
  • Money-back payouts every 3 years
  • 6-, 8- or 10-year premium-paying terms
  • Policy terms 12, 15 or 18 years by combination

Eligibility

  • Maximum sum assured remains subject to board-approved underwriting policy; no numeric entry-age rule is published.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Proposal, identity/age proof and documents requested by SUD Life

Related official documents

SUD Life Praptee — official BOI pageofficial-product-page · current · accessed 30 Aug 2026
↗

Plan before applying

Try the numbers

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Life-cover needs estimate

See whether your current cover and savings may leave a gap for your family. This does not calculate an insurance premium.

Possible cover gap₹1,15,00,000one crore fifteen lakh rupees
Income your family may need₹1,00,00,000one crore rupees
Cover and savings already counted₹5,00,000five lakh rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

Premium-paying term · Published detail6, 8 or 10 years

This value is copied from SUD Life Praptee — published terms. Check the table notes before relying on it.

Source: SUD Life Praptee · Benefits / Policy term / Sum assured Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 5 rows · 2 columnsSUD Life Praptee — published termsView tableHide table

Scroll sideways to view every column

SUD Life Praptee — published terms
ParameterPublished detail
Premium-paying term6, 8 or 10 years
Policy term combinations6/8 with 12/15/18 PT; 10 with 15/18 PT
Basic sum assured₹2.5 lakh–₹100 crore, subject to underwriting
Money-backIncreasing payouts every 3 years
PremiumNo universal amount published
SUD Life Praptee · Benefits / Policy term / Sum assured · accessed 30 Aug 2026Open official source ↗

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