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Insurance

SUD Life Protect Shield Plus

A non-linked, non-participating pure-risk plan with 15–40-year terms, 5/7/10/12/regular-pay choices and ₹1 crore–₹2 crore published cover range.

Policy typeNon-linked, non-participating pure-risk premium individual life-insurance plan.InsurerStar Union Dai-ichi Life Insurance Company Limited (SUD Life); BOI distributes the policy as corporate agent.Sum assuredMinimum ₹1,00,00,000 and maximum ₹2,00,00,000 are published on the BOI page.
Official product page ↗Compare category

Quick eligibility check

SUD Life Protect Shield Plus

0 of 2 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Does your age meet this requirement: No numeric entry-age range is published on the reviewed BOI page?

Published source: Entry age

2Does your age meet this requirement: No numeric entry-age rule is published on the reviewed BOI page?

0 of 2 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 30 Aug 2026 · active
Offered byBank of India

India; subject to SUD Life underwriting and policy terms

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Policy typeNon-linked, non-participating pure-risk premium individual life-insurance plan.View source
The BOI page identifies Protect Shield Plus as a non-linked non-participating pure-risk plan.
Source
SUD Life Protect Shield Plus
Page / section
Product description
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
InsurerStar Union Dai-ichi Life Insurance Company Limited (SUD Life); BOI distributes the policy as corporate agent.View source
The BOI disclaimer identifies SUD Life as underwriter and BOI as corporate agent.
Source
SUD Life Protect Shield Plus
Page / section
Disclaimer
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Premium-paying and policy termsPremium payment options are 5-pay, 7-pay, 10-pay, 12-pay and regular pay. For 15-pay, policy term is 20–40 years; overall policy term is 15–40 years as published.View source
The BOI policy-term tab publishes premium-payment options and 15–40-year overall term range.
Source
SUD Life Protect Shield Plus
Page / section
Policy term
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Sum assuredMinimum ₹1,00,00,000 and maximum ₹2,00,00,000 are published on the BOI page.View source
The sum-assured tab publishes ₹1 crore minimum and ₹2 crore maximum.
Source
SUD Life Protect Shield Plus
Page / section
Sum assured
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Published benefitsLife cover at nominal cost, lump-sum death benefit and tax benefits subject to prevailing law.View source
The BOI benefits section lists life protection, lump-sum death benefit and tax benefits.
Source
SUD Life Protect Shield Plus
Page / section
Benefits
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
PremiumNo universal premium amount is published; premium depends on age, cover, payment term and underwriting.View source
The reviewed page publishes cover and term ranges but no price table.
Source
SUD Life Protect Shield Plus
Page / section
Policy term / Sum assured
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Entry ageNo numeric entry-age range is published on the reviewed BOI page.View source
The reviewed BOI page publishes term and cover but no entry-age number.
Source
SUD Life Protect Shield Plus
Page / section
Eligibility
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Waiting periodNo waiting-period schedule is published on the reviewed page.View source
No waiting-period table is exposed in the product tabs.
Source
SUD Life Protect Shield Plus
Page / section
Disclaimer
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Key exclusionsComplete exclusions and policy conditions are in the SUD Life sales brochure and wording; they are not reproduced on the BOI summary.View source
The disclaimer directs customers to the sales brochure for risk factors, terms and exclusions.
Source
SUD Life Protect Shield Plus
Page / section
Disclaimer
Accessed
30 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • ₹1 crore–₹2 crore cover
  • 15–40-year policy term
  • 5/7/10/12-pay and regular-pay choices
  • Lump-sum death benefit

Eligibility

  • No numeric entry-age rule is published on the reviewed BOI page.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Proposal, age/identity proof and documents requested by SUD Life

Related official documents

SUD Life Protect Shield Plus — official BOI pageofficial-product-page · current · accessed 30 Aug 2026
↗

Plan before applying

Try the numbers

Private, instant and based on the values you enter.

Try your numbers

Life-cover needs estimate

See whether your current cover and savings may leave a gap for your family. This does not calculate an insurance premium.

Possible cover gap₹1,15,00,000one crore fifteen lakh rupees
Income your family may need₹1,00,00,000one crore rupees
Cover and savings already counted₹5,00,000five lakh rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

Policy term · Published detail15–40 years

This value is copied from SUD Life Protect Shield Plus — published terms. Check the table notes before relying on it.

Source: SUD Life Protect Shield Plus · Policy term / Sum assured Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 5 rows · 2 columnsSUD Life Protect Shield Plus — published termsView tableHide table

Scroll sideways to view every column

SUD Life Protect Shield Plus — published terms
ParameterPublished detail
Policy term15–40 years
15-pay policy term20–40 years
Premium payment5-pay, 7-pay, 10-pay, 12-pay or regular pay
Sum assured₹1 crore–₹2 crore
PremiumNo universal amount published
SUD Life Protect Shield Plus · Policy term / Sum assured · accessed 30 Aug 2026Open official source ↗

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