IndiaBanks.org · independent research

Insurance

SUD Life Samriddhi

A non-linked deferred participating endowment plan with guaranteed additions, bonuses and inbuilt accidental-death benefit.

Policy typeIndividual non-linked deferred participating savings life-insurance plan (UIN 142N057V01).InsurerStar Union Dai-ichi Life Insurance Company (SUD Life), distributed by Bank of India as corporate agent CA0035.Sum insured / cover₹3 lakh to ₹1 crore, in multiples of ₹1,000.
Official product page ↗Compare category

Quick eligibility check

SUD Life Samriddhi

0 of 2 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Does your age meet this requirement: No numeric entry-age rule is published on the reviewed Bank of India product page?

Published source: Entry age

2Does your age meet this requirement: confirm age eligibility with SUD Life before applying?

Published source: Entry age
0 of 2 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 30 Aug 2026 · active
Offered byBank of India

India; subject to SUD Life underwriting and policy terms

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Policy typeIndividual non-linked deferred participating savings life-insurance plan (UIN 142N057V01).View source
The official page identifies the plan and and describes guaranteed additions, bonuses and accidental-death protection.
Source
SUD Life Samriddhi
Page / section
Overview
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
InsurerStar Union Dai-ichi Life Insurance Company (SUD Life), distributed by Bank of India as corporate agent CA0035.View source
The disclaimer names SUD Life as underwriter and BOI as a non-underwriting corporate agent.
Source
SUD Life Samriddhi
Page / section
Disclaimer
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Premium-payment and policy termFor a 10-year premium-payment term, policy terms of 15, 20 or 25 years are available. For a 15-year premium-payment term, policy terms of 20 or 27 years are available.View source
The policy-term tab provides the two -to-PT combinations.
Source
SUD Life Samriddhi
Page / section
Premium Payment Term () and Policy Term (PT)
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Sum insured / cover₹3 lakh to ₹1 crore, in multiples of ₹1,000.View source
The Sum Assured tab publishes ₹3 lakh to ₹1 crore in ₹1,000 multiples.
Source
SUD Life Samriddhi
Page / section
Sum assured
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
BenefitsMaturity benefit combines basic sum assured, accrued guaranteed additions, accrued reversionary bonuses and terminal bonus if declared; inbuilt accidental-death benefit and sum assured on death are provided.View source
The Benefits tab lists maturity components and accidental-death protection.
Source
SUD Life Samriddhi
Page / section
Benefits
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
PremiumThe reviewed BOI page does not publish a universal premium amount or rate table; premium is selected under the chosen term, payment term and underwriting rules.View source
The page publishes cover and term choices but no premium quote or matrix.
Source
SUD Life Samriddhi
Page / section
Benefits / Policy term / Sum assured
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
ExclusionsThe complete exclusions schedule is not printed on the reviewed BOI page; consult the SUD Life sales brochure and policy wording.View source
The disclaimer directs customers to the sales brochure for terms, risk factors and exclusions.
Source
SUD Life Samriddhi
Page / section
Disclaimer
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Entry ageNo numeric entry-age rule is published on the reviewed Bank of India product page; confirm age eligibility with SUD Life before applying.View source
The catalogue and reviewed product pages publish product benefits, terms and cover ranges but do not state a universal entry-age threshold for these four products.
Source
Bank of India individual SUD Life insurance catalogue
Page / section
Individual product catalogue and linked product pages
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Waiting periodNo numeric waiting-period rule is published on the reviewed Bank of India product page; any plan-specific exclusions or waiting conditions are in the SUD Life sales brochure and policy wording.View source
The reviewed catalogue and linked pages direct customers to the sales brochure for risk factors, terms and exclusions and do not print a waiting-period number.
Source
Bank of India individual SUD Life insurance catalogue
Page / section
Catalogue, Benefits and Disclaimer
Accessed
30 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • ₹3 lakh–₹1 crore sum assured
  • Guaranteed additions and bonuses
  • Inbuilt accidental-death benefit

Eligibility

  • Subject to SUD Life underwriting and application requirements.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Application, identity/address and underwriting documents as requested by SUD Life

Related official documents

Individual insurance catalogue — Bank of Indiaofficial-product-page · current · accessed 30 Aug 2026
↗
SUD Life Samriddhi — official BOI pageofficial-product-page · current · accessed 30 Aug 2026
↗

Plan before applying

Try the numbers

Private, instant and based on the values you enter.

Try your numbers

Life-cover needs estimate

See whether your current cover and savings may leave a gap for your family. This does not calculate an insurance premium.

Possible cover gap₹1,15,00,000one crore fifteen lakh rupees
Income your family may need₹1,00,00,000one crore rupees
Cover and savings already counted₹5,00,000five lakh rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

10 years · Published detailPT 15, 20 or 25 years

This value is copied from SUD Life Samriddhi — published terms. Check the table notes before relying on it.

Source: SUD Life Samriddhi · Policy term / Sum assured Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 4 rows · 2 columnsSUD Life Samriddhi — published termsView tableHide table

Scroll sideways to view every column

SUD Life Samriddhi — published terms
ParameterPublished detail
10 yearsPT 15, 20 or 25 years
15 yearsPT 20 or 27 years
Sum assured₹3 lakh–₹1 crore in ₹1,000 multiples
PremiumNot published on reviewed BOI page
SUD Life Samriddhi · Policy term / Sum assured · accessed 30 Aug 2026Open official source ↗

More from Bank of India

Related products

Generali Central FG Dog Health Cover

A Generali Central pet-health policy for dogs aged 6 months to 10 years, with surgery and hospitalisation cover, emergency pet minding and doctor-on-call assistance.

View product

Generali Central Domestic Travel

A Generali Central domestic travel policy with cashless network-hospital claims, reimbursement, flexible plan choice, quick settlement and instant issuance.

View product

Health Absolute

A Generali Central health policy with Classic, Platinum and Signature plans, individual/non-floater/family-floater options and plan-specific maternity, , restoration and overseas-treatment benefits.

View product

Health Total

A Generali Central health policy with individual or family-floater sum-insured options, hospitalisation and day-care cover, and plan-specific maternity, and overseas-treatment benefits.

View product