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Insurance

SUD Life Wealth Creator

A SUD Life unit-linked life-insurance plan with two investment strategies, multiple funds, fund switching, partial withdrawals and a 1% extra allocation from the 11th policy year.

Policy typeUnit-linked individual life-insurance plan combining life cover with investment in selected funds; returns are market-linked.InsurerStar Union Dai-ichi Life Insurance Company Limited (SUD Life); Bank of India distributes the policy as corporate agent.Sum assuredMinimum and maximum sum assured are 10 times the annualized base premium.
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Quick eligibility check

SUD Life Wealth Creator

0 of 2 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Does your age meet this requirement: Minimum entry age 8 years and maximum entry age 55 years (age last birthday)?

Published source: Entry age

2Are you aged 8 to 55?

0 of 2 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 30 Aug 2026 · active
Offered byBank of India

India; subject to SUD Life underwriting and policy terms

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Policy typeUnit-linked individual life-insurance plan combining life cover with investment in selected funds; returns are market-linked.View source
The page describes a unit-linked life-insurance plan with fund options, switches and partial withdrawal.
Source
SUD Life Wealth Creator
Page / section
Benefits
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
InsurerStar Union Dai-ichi Life Insurance Company Limited (SUD Life); Bank of India distributes the policy as corporate agent.View source
The disclaimer identifies SUD Life as underwriter and BOI as corporate agent.
Source
SUD Life Wealth Creator
Page / section
Disclaimer
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Policy termNo standalone numeric policy-term range is published on the reviewed BOI page; the page states extra allocation of 1% of one annualized premium from the 11th policy year.View source
The page gives the 11th-year allocation milestone but no complete term range.
Source
SUD Life Wealth Creator
Page / section
Benefits
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Sum assuredMinimum and maximum sum assured are 10 times the annualized base premium.View source
The sum-assured section states minimum/maximum sum assured is 10 times annualized premium for the base premium.
Source
SUD Life Wealth Creator
Page / section
Sum assured
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Published benefitsTwo investment strategies and multiple fund options; 1% extra allocation of one annualized premium from the 11th policy year; flexible premium-paying term; fund switch and partial withdrawal; return of mortality charges; tax benefits under Sections 80C and 10(10D), subject to prevailing law.View source
The benefits list publishes strategies, fund choice, extra allocation, switch/withdrawal and mortality-charge return.
Source
SUD Life Wealth Creator
Page / section
Benefits
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
PremiumNo universal premium amount is published; premium is selected by the applicant and underwriting terms.View source
The page gives a sum-assured formula but no premium table.
Source
SUD Life Wealth Creator
Page / section
Benefits / Sum assured
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Entry ageMinimum entry age 8 years and maximum entry age 55 years (age last birthday).View source
The eligibility section publishes minimum 8 and maximum 55 years.
Source
SUD Life Wealth Creator
Page / section
Eligibility
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Waiting periodNo waiting-period schedule is published on the reviewed product page.View source
The page has no waiting-period table.
Source
SUD Life Wealth Creator
Page / section
Disclaimer
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Key exclusionsThe complete exclusions and policy conditions are not reproduced on the BOI summary; review the SUD Life unit-linked policy wording and fund documents.View source
The disclaimer directs customers to the sales brochure for risk factors and exclusions.
Source
SUD Life Wealth Creator
Page / section
Disclaimer
Accessed
30 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • Entry age 8–55 years
  • Sum assured equals 10× annualized base premium
  • 1% extra allocation from 11th policy year
  • Fund switch and partial withdrawal

Eligibility

  • Age last birthday 8–55 years.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Proposal, identity/age proof and documents requested by SUD Life

Related official documents

SUD Life Wealth Creator — official BOI pageofficial-product-page · current · accessed 30 Aug 2026
↗

Plan before applying

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Investment growth projection

See how a starting amount and regular monthly investments could grow. The return is only an assumption and is not guaranteed.

Possible value at the end₹13,03,464thirteen lakh three thousand four hundred sixty-four rupees
Money you put in₹7,00,000seven lakh rupees
Possible growth₹6,03,464six lakh three thousand four hundred sixty-four rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

Entry age · Published detail8–55 years

This value is copied from SUD Life Wealth Creator — published features. Check the table notes before relying on it.

Source: SUD Life Wealth Creator · Benefits / Eligibility / Sum assured Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 5 rows · 2 columnsSUD Life Wealth Creator — published featuresView tableHide table

Scroll sideways to view every column

SUD Life Wealth Creator — published features
ParameterPublished detail
Entry age8–55 years
Sum assured10× annualized base premium
Extra allocation1% of one annualized premium from 11th policy year
FundsTwo investment strategies and multiple fund options
PremiumNo universal amount published
SUD Life Wealth Creator · Benefits / Eligibility / Sum assured · accessed 30 Aug 2026Open official source ↗

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