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Fixed & recurring deposits

Bank of Maharashtra Capital Gain Account Scheme

Capital Gains Account Scheme with Account A savings form and Account B term-deposit form for reinvestment under specified Income-tax Act sections.

Published ratesReserve earns the prevailing domestic savings-deposit rate. Growth is a 31-day FD at the prevailing retail term-deposit card rate; the page currently displays 3.00% p.a. for 31 days.Senior-citizen rateNot applicable as a separate benefit. The Capital Gain Account pages do not publish a senior-citizen rate or age-based interest premium.Tenure / programmeDeposit period published as 7 days to 3 years
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Quick eligibility check

Bank of Maharashtra Capital Gain Account Scheme

0 of 5 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: The account is for an individual intending to claim a specified capital-gain exemption?

2Do you meet this requirement: the official features page does not publish a universal minimum deposit amount?

3Document checkDo you have this required document or proof: Capital Gain Account application and applicable Forms A–H?

4Document checkDo you have at least one of these required documents: PAN/GIR or Form 60/61 declaration?

5Document checkDo you have this required document or proof: KYC and capital-gain supporting documents as required by the bank?

0 of 5 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 1 Sept 2026 · active
Offered byBank of Maharashtra

India; Bank of Maharashtra authorised branches

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Account structureGlobal Edge combines Spend (current), Reserve (savings) and Growth (31-day fixed deposit) accounts. Third-party transactions are routed through Spend.View source
The official page describes the three-account bouquet and transaction restrictions.
Source
Global Edge Savings Account
Page / section
What is Global Edge Savings?
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
Minimum balanceAQB ₹10,000 in the Spend account.View source
The page publishes of ₹10,000 in Spend.
Source
Global Edge Savings Account
Page / section
Initial deposit and
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
Published ratesReserve earns the prevailing domestic savings-deposit rate. Growth is a 31-day FD at the prevailing retail term-deposit card rate; the page currently displays 3.00% p.a. for 31 days.View source
Rates are time-sensitive; the page distinguishes the prevailing rates and displays the current 31-day illustration.
Source
Global Edge Savings Account
Page / section
Reserve and Growth rates
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
Professional-account insurance coverPro Biz Prime publishes ₹2 lakh personal accident and total-disability cover; Pro Biz Supreme publishes ₹10 lakh.View source
The two official application pages publish separate cover amounts by tier.
Source
Pro Biz Prime and Supreme current accounts
Page / section
Features and benefits
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
Senior-citizen rateNot applicable as a separate benefit. The Capital Gain Account pages do not publish a senior-citizen rate or age-based interest premium.View source
The page describes Account A/Account B and tax sections but contains no senior-citizen rate.
Source
Capital Gain Account Scheme — Features of Scheme
Page / section
Complete features page
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
Minimum depositNot published on the reviewed Capital Gain Account pages or the linked Forms A–H; the pages specify a 7-day-to-3-year deposit period but no universal minimum amount.View source
Both the opening page and the features page were reviewed; neither publishes a minimum amount.
Source
Capital Gain Account Scheme — Features of Scheme
Page / section
Brief features; terms and conditions
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
Withdrawal / refund termsNot published as a universal penalty on the reviewed Capital Gain Account pages. Account A and Account B withdrawals are governed by the applicable Income-tax Act section, bank form and deposit terms.View source
The reviewed source distinguishes the two account forms but does not state a single premature-withdrawal penalty.
Source
Capital Gain Account Scheme — Features of Scheme
Page / section
Account A and Account B; transfer
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
Tenure / programmeDeposit period published as 7 days to 3 yearsView source
The manually reviewed product record states: “Deposit period published as 7 days to 3 years”.
Source
Bank of Maharashtra Capital Gain Account Scheme — official product page
Page / section
Published product metadata
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
Interest payout / redemptionAccount A is an existing savings-fund form; Account B is a cumulative or non-cumulative term-deposit formView source
The manually reviewed product record states: “Account A is an existing savings-fund form; Account B is a cumulative or non-cumulative term-deposit form”.
Source
Bank of Maharashtra Capital Gain Account Scheme — official product page
Page / section
Published product metadata
Accessed
1 Sept 2026
Confidence
high
Open official source ↗

Benefits and features

  • Individuals only; no joint account
  • Deposit period published as 7 days to 3 years
  • Account A is an existing savings-fund form; Account B is a cumulative or non-cumulative term-deposit form
  • Deposits may be used under sections 54, 54B, 54D, 54F or 54G of the Income-tax Act
  • Both Account A and Account B can be transferred between the bank's deposit offices
  • Bank provides Forms A through H

Eligibility

  • The account is for an individual intending to claim a specified capital-gain exemption; the official features page does not publish a universal minimum deposit amount.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Capital Gain Account application and applicable Forms A–H
  • /GIR or Form 60/61 declaration
  • and capital-gain supporting documents as required by the bank

Related official documents

Capital Gain Account Scheme — Features of Schemeofficial-product-page · current · accessed 1 Sept 2026
↗
Capital Gain Account Schemeofficial-product-page · current · accessed 1 Sept 2026
↗

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Deposit maturity estimate

See how much the deposit may be worth at the end. You can change the bank's published rate to test another case.

Money at maturity₹1,16,118one lakh sixteen thousand one hundred eighteen rupees
Money you put in₹1,00,000one lakh rupees
Interest earned₹16,118sixteen thousand one hundred eighteen rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

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