Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
Account structureGlobal Edge combines Spend (current), Reserve (savings) and Growth (31-day fixed deposit) accounts. Third-party transactions are routed through Spend.View source
The official page describes the three-account bouquet and transaction restrictions.
- Source
- Global Edge Savings Account
- Page / section
- What is Global Edge Savings?
- Accessed
- 1 Sept 2026
- Confidence
- high
Minimum balanceAQB ₹10,000 in the Spend account.View source
The page publishes of ₹10,000 in Spend.
- Source
- Global Edge Savings Account
- Page / section
- Initial deposit and
- Accessed
- 1 Sept 2026
- Confidence
- high
Published ratesReserve earns the prevailing domestic savings-deposit rate. Growth is a 31-day FD at the prevailing retail term-deposit card rate; the page currently displays 3.00% p.a. for 31 days.View source
Rates are time-sensitive; the page distinguishes the prevailing rates and displays the current 31-day illustration.
- Source
- Global Edge Savings Account
- Page / section
- Reserve and Growth rates
- Accessed
- 1 Sept 2026
- Confidence
- high
Published chargesSpend AQB shortfall: 5% of shortfall, minimum ₹1 and maximum ₹500 per quarter. Spend closure within 14 days is nil; after 14 days the prevailing current-account closure charge applies. Reserve and Growth closure is nil.View source
The official table publishes the shortfall formula and closure rules.
- Source
- Global Edge Savings Account
- Page / section
- Charges and account closure
- Accessed
- 1 Sept 2026
- Confidence
- high
Professional-account insurance coverPro Biz Prime publishes ₹2 lakh personal accident and total-disability cover; Pro Biz Supreme publishes ₹10 lakh.View source
The two official application pages publish separate cover amounts by tier.
- Source
- Pro Biz Prime and Supreme current accounts
- Page / section
- Features and benefits
- Accessed
- 1 Sept 2026
- Confidence
- high
Account typeThree-account bouquet: Spend current account, Reserve savings account and Growth 31-day fixed deposit.View source
The official parameter table defines the three linked accounts.
- Source
- Global Edge Savings Account
- Page / section
- What is Global Edge Savings?
- Accessed
- 1 Sept 2026
- Confidence
- high
Salary requirementNot applicable. The page makes the account available to individuals above 18 who are fully KYC compliant and does not require salary credit.View source
The complete eligibility table names age, and excluded constitutions but no salary-credit condition.
- Source
- Global Edge Savings Account
- Page / section
- Who can open the account; eligibility exclusions
- Accessed
- 1 Sept 2026
- Confidence
- high
Balance shortfall charge5% of the ₹10,000 Spend-account AQB shortfall, subject to ₹1 minimum and ₹500 maximum per quarter.View source
The parameter table publishes the formula, floor and cap.
- Source
- Global Edge Savings Account
- Page / section
- Charges for non-maintenance of
- Accessed
- 1 Sept 2026
- Confidence
- high
ATM limitsATM usage is permitted only through the Spend account's RuPay Platinum or Visa debit card; the reviewed Global Edge page does not publish a numeric ATM withdrawal limit.View source
The complete page was checked for a withdrawal number; it specifies card use and Reserve/Growth restrictions but no numeric limit.
- Source
- Global Edge Savings Account
- Page / section
- Debit card for Spend account; operational features
- Accessed
- 1 Sept 2026
- Confidence
- high
Cheque book50 cheque leaves free per annum for the Spend account; cheque transactions are not allowed directly from Reserve or Growth.View source
The parameter table specifies the Spend cheque-book allowance and Reserve/Growth restriction.
- Source
- Global Edge Savings Account
- Page / section
- Cheque book charges; operational features
- Accessed
- 1 Sept 2026
- Confidence
- high
Debit cardinternet/mobile banking and debit-card transactions; RuPay Platinum or Visa debit cardView source
The manually reviewed product name/benefits state: “internet/mobile banking and debit-card transactions; RuPay Platinum or Visa debit card”.
- Source
- Bank of Maharashtra Global Edge Savings Account — official product page
- Page / section
- Published account type and access benefits
- Accessed
- 1 Sept 2026
- Confidence
- high
Benefits and features
- Spend account handles cheque, , internet/mobile banking and debit-card transactions
- Reserve earns prevailing domestic savings-bank rate; Growth is a 31-day fixed deposit
- Growth amount ₹1,000 to ₹2,99,99,999 per single account
- ₹10,000 in Spend account; shortfall charge 5% subject to ₹1 minimum and ₹500 per quarter maximum
- RuPay Platinum or Visa debit card; free issuance; domestic and international use
- Free transfers between Spend, Reserve and Growth; no third-party transactions from Reserve/Growth
Eligibility
- Individual only, above 18 years and fully compliant.
- Individuals, proprietorships and professionals with a commercial cash-credit facility, minors, , firms, companies, trusts, and government or semi-government departments are excluded.
Passing a listed condition does not mean the bank will approve an application.
Documents the bank lists
- Full documents
- Declaration that applicant is not enjoying a commercial cash-credit facility
- Nomination form for Spend account
Related official documents
Global Edge Savings Accountofficial-product-page · current · accessed 1 Sept 2026
↗