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Bank of Maharashtra Maha Super Green Housing Loan

Green-housing variant with the published fixed-rate table showing a lower spread than Maha Super Housing and a separate processing-charge row.

Interest rateFloating: 0.10 percentage point below applicable Maha Super Housing rate, subject to a 7.10% floor; current range 7.10%-9.55% p.a. Fixed: 11.40%-12.60% p.a. by loan band.Maximum amountNo single maximum rupee amount is published; the sanctioned amount is the lowest of permissible-deduction assessment, maximum LTV and amount requested.TenureUp to 30 years or until the borrower reaches age 75, whichever is earlier.
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Quick eligibility check

Bank of Maharashtra Maha Super Green Housing Loan

0 of 4 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Does your annual income meet this requirement: No universal rupee minimum income is published on the reviewed housing product page?

Published source: Minimum income

2Do you meet this requirement: loan amount is assessed using permissible-deduction norms, LTV and the requested amount?

Published source: Minimum income

3Do you meet this requirement: The green-housing facility is subject to Bank of Maharashtra scheme and qualifying-property conditions?

4Document checkDo you have this required document or proof: Application, KYC, income, property and any green-project documents requested by the bank?

Published source: Minimum income
0 of 4 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 31 Aug 2026 · active
Offered byBank of Maharashtra

India

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Loan typeHousing loan for purchase, construction, extension, plot-plus-construction and repair or renovation of a house or flat.View source
The official page lists purchase, construction, extension, plot purchase and repair or renovation purposes.
Source
Maha Super Housing Loan
Page / section
Purpose and features
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Interest rateFloating: 0.10 percentage point below applicable Maha Super Housing rate, subject to a 7.10% floor; current range 7.10%-9.55% p.a. Fixed: 11.40%-12.60% p.a. by loan band.View source
The current page publishes the 0.10% concession/floor and fixed loan bands.
Source
Retail Interest Rates
Page / section
Maha Super Green Building and fixed Green Housing tables
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
BenchmarkFloating: RLLR 8.05% and the applicable housing spread less 0.10%, with 7.10% floor. Fixed: 1-year MCLR 8.85% plus 2.55%-3.75%.View source
Both benchmark structures are preserved.
Source
Retail Interest Rates
Page / section
Green Housing floating concession and fixed table
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
APRNo separate APR calculation is published on the reviewed housing page or retail-rate table.View source
The page publishes and tenure but no fee-inclusive figure.
Source
Maha Super Housing Loan
Page / section
Complete product page
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Minimum incomeNo universal rupee minimum income is published on the reviewed housing product page; loan amount is assessed using permissible-deduction norms, LTV and the requested amount.View source
The explains assessment factors but does not state a universal income floor.
Source
Maha Super Housing Loan
Page / section
Loan amount assessment
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Maximum amountNo single maximum rupee amount is published; the sanctioned amount is the lowest of permissible-deduction assessment, maximum LTV and amount requested.View source
The official defines the limiting factors instead of a universal cap.
Source
Maha Super Housing Loan
Page / section
How will the bank decide the home-loan amount?
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
TenureUp to 30 years or until the borrower reaches age 75, whichever is earlier.View source
The page repeats the 30-year or age-75 limit.
Source
Maha Super Housing Loan
Page / section
Features and maximum-tenure
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Prepayment / foreclosureNo pre-payment, pre-closure or part-payment charges are published for the housing product.View source
The official page says there are no pre-payment, pre-closure or part-payment charges.
Source
Maha Super Housing Loan
Page / section
Features and prepayment
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Processing feeNil processing fee for Maha Super Green Housing. The separate account-handling charge is 0.10% of loan amount, minimum ₹500 and maximum ₹11,000.View source
The current schedule lists nil processing fee for Green Housing and separately lists its account-handling charge.
Source
Service Charges
Page / section
Retail Credit rows 2 and 23
Accessed
31 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • Published fixed rates are 0.10 percentage point below the comparable Maha Super Housing tiers
  • No pre-payment, pre-closure or part-payment charges on the underlying housing product
  • Maximum tenure up to 30 years or age 75

Eligibility

  • The green-housing facility is subject to Bank of Maharashtra scheme and qualifying-property conditions.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Application, , income, property and any green-project documents requested by the bank

Related official documents

Maha Super Housing Loan — official product pageofficial-product-page · current · accessed 31 Aug 2026
↗
Retail Interest Rates — Bank of Maharashtraofficial-product-page · current · accessed 31 Aug 2026
↗
Retail Interest Rates - complete remaining-loan reviewofficial-rate-table · current · accessed 31 Aug 2026
↗
Service Charges — Bank of Maharashtraofficial-product-page · current · accessed 31 Aug 2026
↗

Plan before applying

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Loan repayment estimate

See what the loan could cost each month. Move any slider to try a different amount, rate or repayment time.

One monthly payment₹21,696twenty-one thousand six hundred ninety-six rupees
Interest paid over the full loan₹27,06,939twenty-seven lakh six thousand nine hundred thirty-nine rupees
Everything you repay₹52,06,939fifty-two lakh six thousand nine hundred thirty-nine rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

Maha Super Housing · Rate / benchmark1-year 8.85%; fixed effective 11.50%–12.70% by loan band

This value is copied from Bank of Maharashtra Maha Super Housing and Car — published terms. Check the table notes before relying on it.

Source: Maha Super Housing / Maha Super Car and Retail Interest Rates · Official product, rate and service-charge tables Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 3 rows · 5 columnsBank of Maharashtra Maha Super Housing and Car — published termsView tableHide table

Scroll sideways to view every column

Bank of Maharashtra Maha Super Housing and Car — published terms
ProductRate / benchmarkAmount / incomeTenureFees and prepayment
Maha Super Housing1-year 8.85%; fixed effective 11.50%–12.70% by loan bandAmount assessed by permissible deduction, and request; no universal income floor publishedUp to 30 years or age 75Processing 0.25%, max ₹25,000; account handling 0.10%, ₹500–₹11,000; no prepayment charge
Maha Super Green Housing1-year 8.85%; fixed effective 11.40%–12.60% by loan bandQualifying green housing; no universal income floor publishedUp to 30 years or age 75Nil processing; account handling 0.10%, ₹500–₹11,000; no prepayment charge
Maha Super Car10.15%–10.85% fixed by and borrower type; green EV table 0.10% lowerIndividual max ₹5 crore; non-individual max ₹10 crore; salary/pension ₹25,000 monthly, professional ₹3 lakh annual, business/agri ₹4 lakh annual84 months0.25%, ₹1,000–₹15,000 plus ; no pre-payment/pre-closure/part-payment charge
Maha Super Housing / Maha Super Car and Retail Interest Rates · Official product, rate and service-charge tables · accessed 31 Aug 2026Open official source ↗

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