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Bank of Maharashtra Maha Super Housing Loan

Housing finance for purchase, construction, extension, plot-plus-construction and repair or renovation, with repayment up to 30 years or age 75 and no published prepayment charge.

Interest rateFloating 7.00%-9.65% p.a. by salaried/non-salaried CIBIL band. Fixed 11.50%-12.70% p.a. for eligible loans up to ₹2 crore with CIC above 700, reset after three years.Maximum amountNo single maximum rupee amount is published; the sanctioned amount is the lowest of permissible-deduction assessment, maximum LTV and amount requested.TenureUp to 30 years or until the borrower reaches age 75, whichever is earlier.
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Quick eligibility check

Bank of Maharashtra Maha Super Housing Loan

0 of 5 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Does your annual income meet this requirement: No universal rupee minimum income is published on the reviewed housing product page?

Published source: Minimum income

2Do you meet this requirement: loan amount is assessed using permissible-deduction norms, LTV and the requested amount?

Published source: Minimum income

3Do you meet this requirement: All property co-owners must be co-applicants?

4Do you meet this requirement: final amount is the lowest of permissible-deduction assessment, LTV and requested amount?

5Document checkDo you have this required document or proof: Application, KYC, income and property documents as requested by Bank of Maharashtra?

Published source: Minimum income
0 of 5 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 31 Aug 2026 · active
Offered byBank of Maharashtra

India

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Loan typeHousing loan for purchase, construction, extension, plot-plus-construction and repair or renovation of a house or flat.View source
The official page lists purchase, construction, extension, plot purchase and repair or renovation purposes.
Source
Maha Super Housing Loan
Page / section
Purpose and features
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Interest rateFloating 7.00%-9.65% p.a. by salaried/non-salaried CIBIL band. Fixed 11.50%-12.70% p.a. for eligible loans up to ₹2 crore with CIC above 700, reset after three years.View source
The complete current tables publish all and loan-amount bands.
Source
Retail Interest Rates
Page / section
Maha Super Housing floating and fixed tables
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
BenchmarkFloating: RLLR 8.05% with -1.05% to +1.60% spread. Fixed: 1-year MCLR 8.85% with +2.65% to +3.85% spread.View source
The current page provides benchmark, spread and ER for both structures.
Source
Retail Interest Rates
Page / section
Maha Super Housing floating and fixed tables
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
APRNo separate APR calculation is published on the reviewed housing page or retail-rate table.View source
The page publishes and tenure but no fee-inclusive figure.
Source
Maha Super Housing Loan
Page / section
Complete product page
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Minimum incomeNo universal rupee minimum income is published on the reviewed housing product page; loan amount is assessed using permissible-deduction norms, LTV and the requested amount.View source
The explains assessment factors but does not state a universal income floor.
Source
Maha Super Housing Loan
Page / section
Loan amount assessment
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Maximum amountNo single maximum rupee amount is published; the sanctioned amount is the lowest of permissible-deduction assessment, maximum LTV and amount requested.View source
The official defines the limiting factors instead of a universal cap.
Source
Maha Super Housing Loan
Page / section
How will the bank decide the home-loan amount?
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
TenureUp to 30 years or until the borrower reaches age 75, whichever is earlier.View source
The page repeats the 30-year or age-75 limit.
Source
Maha Super Housing Loan
Page / section
Features and maximum-tenure
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Prepayment / foreclosureNo pre-payment, pre-closure or part-payment charges are published for the housing product.View source
The official page says there are no pre-payment, pre-closure or part-payment charges.
Source
Maha Super Housing Loan
Page / section
Features and prepayment
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Processing fee0.25% of loan amount, maximum ₹25,000, excluding GST. The separate account-handling charge is 0.10% of loan amount, minimum ₹500 and maximum ₹11,000.View source
The current schedule separates housing processing fee (0.25%, max ₹25,000) from account-handling charges (0.10%, ₹500–₹11,000).
Source
Service Charges
Page / section
Retail Credit rows 1 and 22
Accessed
31 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • Maximum tenure up to 30 years or age 75, whichever is earlier
  • No pre-payment, pre-closure or part-payment charges
  • 0.05% concession for women and defence personnel
  • Home-loan insurance is recommended but not mandatory

Eligibility

  • All property co-owners must be co-applicants; final amount is the lowest of permissible-deduction assessment, and requested amount.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Application, , income and property documents as requested by Bank of Maharashtra

Related official documents

Maha Super Housing Loan — official product pageofficial-product-page · current · accessed 31 Aug 2026
↗
Retail Interest Rates — Bank of Maharashtraofficial-product-page · current · accessed 31 Aug 2026
↗
Retail Interest Rates - complete remaining-loan reviewofficial-rate-table · current · accessed 31 Aug 2026
↗
Service Charges — Bank of Maharashtraofficial-product-page · current · accessed 31 Aug 2026
↗

Plan before applying

Try the numbers

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Loan repayment estimate

See what the loan could cost each month. Move any slider to try a different amount, rate or repayment time.

One monthly payment₹21,696twenty-one thousand six hundred ninety-six rupees
Interest paid over the full loan₹27,06,939twenty-seven lakh six thousand nine hundred thirty-nine rupees
Everything you repay₹52,06,939fifty-two lakh six thousand nine hundred thirty-nine rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

Maha Super Housing · Rate / benchmark1-year 8.85%; fixed effective 11.50%–12.70% by loan band

This value is copied from Bank of Maharashtra Maha Super Housing and Car — published terms. Check the table notes before relying on it.

Source: Maha Super Housing / Maha Super Car and Retail Interest Rates · Official product, rate and service-charge tables Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 3 rows · 5 columnsBank of Maharashtra Maha Super Housing and Car — published termsView tableHide table

Scroll sideways to view every column

Bank of Maharashtra Maha Super Housing and Car — published terms
ProductRate / benchmarkAmount / incomeTenureFees and prepayment
Maha Super Housing1-year 8.85%; fixed effective 11.50%–12.70% by loan bandAmount assessed by permissible deduction, and request; no universal income floor publishedUp to 30 years or age 75Processing 0.25%, max ₹25,000; account handling 0.10%, ₹500–₹11,000; no prepayment charge
Maha Super Green Housing1-year 8.85%; fixed effective 11.40%–12.60% by loan bandQualifying green housing; no universal income floor publishedUp to 30 years or age 75Nil processing; account handling 0.10%, ₹500–₹11,000; no prepayment charge
Maha Super Car10.15%–10.85% fixed by and borrower type; green EV table 0.10% lowerIndividual max ₹5 crore; non-individual max ₹10 crore; salary/pension ₹25,000 monthly, professional ₹3 lakh annual, business/agri ₹4 lakh annual84 months0.25%, ₹1,000–₹15,000 plus ; no pre-payment/pre-closure/part-payment charge
Maha Super Housing / Maha Super Car and Retail Interest Rates · Official product, rate and service-charge tables · accessed 31 Aug 2026Open official source ↗

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