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Canara Heal

Digital healthcare loan from ₹25,000 to ₹5 lakh to fund hospital-expense shortfalls while settling self or dependent claims through .

Interest rateNot published on the reviewed page; no percentage or benchmark is stated.Maximum amount₹25,000 minimum and ₹5 lakh maximum.Tenure12 to 36 months including a two-month moratorium.
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Quick eligibility check

Canara Heal

0 of 7 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Does your annual income meet this requirement: Salaried customers need minimum monthly salary credit of ₹50,000?

Published source: Minimum income

2Are you this type of customer: non-salaried customers need average balance of ₹50,000 maintained for the last six months?

Published source: Minimum income

3Do you meet this requirement: Net take-home after all instalments must be at least ₹10,000 per month?

Published source: Minimum income

4Do you meet this requirement: score must be 700 or above?

5Are you aged 21 to 55?

6Does your annual income meet this requirement: salaried applicants need ₹50,000 monthly salary credit, non-salaried applicants need ₹50,000 average balance for the last six months?

7Do you meet this requirement: health insurance with associated /insurer is mandatory?

0 of 7 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 30 Aug 2026 · active
Offered byCanara Bank

India; digital journey

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Loan typeStraight-through-processing healthcare loan for hospital-expense shortfalls while settling claims through TPAs for self or dependents.View source
The page describes funding hospital expenditure shortfalls during claim settlement.
Source
Canara Heal
Page / section
Purpose
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Interest rateNot published on the reviewed page; no percentage or benchmark is stated.View source
The full product page lists quantum and eligibility, but no rate.
Source
Canara Heal
Page / section
Complete page
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
BenchmarkNot published on the reviewed page.View source
No benchmark or spread appears.
Source
Canara Heal
Page / section
Complete page
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
APRNot published on the reviewed page.View source
No is displayed.
Source
Canara Heal
Page / section
Complete page
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Minimum incomeSalaried customers need minimum monthly salary credit of ₹50,000; non-salaried customers need average balance of ₹50,000 maintained for the last six months. Net take-home after all instalments must be at least ₹10,000 per month.View source
The official eligibility section publishes both ₹50,000 tests and ₹10,000 NTH.
Source
Canara Heal
Page / section
Income Criteria; NTH
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Maximum amount₹25,000 minimum and ₹5 lakh maximum.View source
The official quantum row publishes ₹25,000–₹5 lakh.
Source
Canara Heal
Page / section
Quantum
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Tenure12 to 36 months including a two-month moratorium.View source
Canara publishes 12–36 months inclusive of a two-month moratorium.
Source
Canara Heal
Page / section
Repayment; Moratorium
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Processing feeAs applicable; no numeric processing charge is published on the reviewed page.View source
The page says charges are as applicable without a number.
Source
Canara Heal
Page / section
Processing & other Charges
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Prepayment / foreclosureNot published on the reviewed page.View source
No prepayment term appears on the complete page.
Source
Canara Heal
Page / section
Complete page
Accessed
30 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • ₹25,000–₹5 lakh quantum
  • Nil margin and nil security
  • 12–36-month repayment including moratorium
  • Two-month moratorium
  • 24×7 journey; facility operational 10 AM–7
  • Direct hospital remittance
  • Pre-approved limits for existing customers

Eligibility

  • score must be 700 or above; entry age 21–55; salaried applicants need ₹50,000 monthly salary credit, non-salaried applicants need ₹50,000 average balance for the last six months; health insurance with associated /insurer is mandatory.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Aadhaar and online validation with Video
  • Employee , latest six-month salary slips, one-year bank statement and last two-year for new-to-bank salaried applicants

Related official documents

Canara Healofficial-product-page · current · accessed 30 Aug 2026
↗

Plan before applying

Try the numbers

Private, instant and based on the values you enter.

Try your numbers

Loan repayment estimate

See what the loan could cost each month. Move any slider to try a different amount, rate or repayment time.

One monthly payment₹21,696twenty-one thousand six hundred ninety-six rupees
Interest paid over the full loan₹27,06,939twenty-seven lakh six thousand nine hundred thirty-nine rupees
Everything you repay₹52,06,939fifty-two lakh six thousand nine hundred thirty-nine rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

IBA Skill Loan · Amount / income₹5,000–₹7.50 lakh; NSQF-aligned course

This value is copied from Canara education, healthcare, deposit-backed and personal-loan terms. Check the table notes before relying on it.

Source: Canara loan product pages · Quantum; Eligibility; Repayment; Charges; Security Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 4 rows · 4 columnsCanara education, healthcare, deposit-backed and personal-loan termsPublished limits, eligibility, fees and repayment terms from the four official Canara product pages.View tableHide table

Scroll sideways to view every column

Canara education, healthcare, deposit-backed and personal-loan terms
ProductAmount / incomeTenureFees / security
IBA Skill Loan₹5,000–₹7.50 lakh; NSQF-aligned course3–7 years by quantum; 6–12-month moratoriumNil margin, processing and collateral; CGFSSD cover
Canara Heal₹25,000–₹5 lakh; ₹50,000 salary credit or balance; CIC 700+; age 21–5512–36 months including 2-month moratoriumNil margin/security; charges as applicable; health insurance mandatory
Canara My Money₹50,000–₹10 lakh; up to 75% online term-deposit limitBullet one day before deposit maturity25% margin; nil processing and security; eligible deposits only
Canara BudgetPrime 25× salary up to ₹50 lakh; Delight 25× up to ₹40 lakh; NTH 25% or ₹10,000Term loan up to 84 months; overdraft renewal every 2 years0.50%, ₹1,000–₹5,000; co-obligation; no prepayment penalty
Canara loan product pages · Quantum; Eligibility; Repayment; Charges; Security · accessed 30 Aug 2026Open official source ↗

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