Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
Policy typeIndividual non-linked non-participating pure-risk premium term life plan.View source
Canara’s official insurance page was reviewed in full; numeric terms are included only where that page publishes them.
- Source
- Canara iSelect Smart360 Term Plan
- Page / section
- Insurance catalogue / product listing
- Accessed
- 30 Aug 2026
- Confidence
- high
Provider / insurerCanara HSBC Life Insurance Company Limited; UIN 136N080V02.View source
Canara’s official insurance page was reviewed in full; numeric terms are included only where that page publishes them.
- Source
- Canara iSelect Smart360 Term Plan
- Page / section
- Insurance catalogue / product listing
- Accessed
- 30 Aug 2026
- Confidence
- high
Sum insured / coverNot published on the reviewed Canara insurance page; the insurer’s policy wording or quote is required.View source
Canara’s official insurance page was reviewed in full; numeric terms are included only where that page publishes them.
- Source
- Canara iSelect Smart360 Term Plan
- Page / section
- Insurance catalogue / product listing
- Accessed
- 30 Aug 2026
- Confidence
- high
CoverageBase death benefit with optional accidental death, accidental total/ permanent disability premium protection, terminal illness, child-care and premium-block options; life cover can continue to age 99.View source
Canara’s official insurance page was reviewed in full; numeric terms are included only where that page publishes them.
- Source
- Canara iSelect Smart360 Term Plan
- Page / section
- Insurance catalogue / product listing
- Accessed
- 30 Aug 2026
- Confidence
- high
Entry age18 to 65 years at entry, subject to plan option: single premium 40; selected up-to-60 premium terms 50 or 55; non-working spouse 50 or 40 for single premium.View source
Canara’s official insurance page was reviewed in full; numeric terms are included only where that page publishes them.
- Source
- Canara iSelect Smart360 Term Plan
- Page / section
- Insurance catalogue / product listing
- Accessed
- 30 Aug 2026
- Confidence
- high
Policy termPolicy term is selected under the plan and may run to age 99; the page does not publish a single fixed term in years.View source
Canara’s official insurance page was reviewed in full; numeric terms are included only where that page publishes them.
- Source
- Canara iSelect Smart360 Term Plan
- Page / section
- Insurance catalogue / product listing
- Accessed
- 30 Aug 2026
- Confidence
- high
PremiumNot published on the reviewed Canara insurance page; the insurer’s policy wording or quote is required.View source
Canara’s official insurance page was reviewed in full; numeric terms are included only where that page publishes them.
- Source
- Canara iSelect Smart360 Term Plan
- Page / section
- Insurance catalogue / product listing
- Accessed
- 30 Aug 2026
- Confidence
- high
Waiting periodNot published on the reviewed Canara insurance page; the insurer’s policy wording or quote is required.View source
Canara’s official insurance page was reviewed in full; numeric terms are included only where that page publishes them.
- Source
- Canara iSelect Smart360 Term Plan
- Page / section
- Insurance catalogue / product listing
- Accessed
- 30 Aug 2026
- Confidence
- high
ExclusionsNot published on the reviewed Canara insurance page; the insurer’s policy wording or quote is required.View source
Canara’s official insurance page was reviewed in full; numeric terms are included only where that page publishes them.
- Source
- Canara iSelect Smart360 Term Plan
- Page / section
- Insurance catalogue / product listing
- Accessed
- 30 Aug 2026
- Confidence
- high
Geographic availabilityIndia; online journey is enabled through Canara HSBC Life Insurance’s ISNP.View source
Canara’s official insurance page was reviewed in full; numeric terms are included only where that page publishes them.
- Source
- Canara iSelect Smart360 Term Plan
- Page / section
- Insurance catalogue / product listing
- Accessed
- 30 Aug 2026
- Confidence
- high
Benefits and features
- Life cover up to age 99
- Return of total premiums option
- Accidental death and accidental total/permanent disability options
- Child Care Benefit and Block Your Premium options
- Terminal illness and steady-income options
Eligibility
- Entry age 18–65, with lower maxima for single-premium, non-working-spouse and selected premium-paying-term options; maturity up to age 99 (80 for single premium/
non-working spouse).
Passing a listed condition does not mean the bank will approve an application.
Documents the bank lists
- Proposal/, age, health, lifestyle, occupation and financial information; read brochure and policy wording