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Business, & agriculture finance

Canara Risk Capital Assistance (Quasi Equity)

Term loan quasi-equity assistance from ₹25 lakh to ₹10 crore to bridge project funding gaps, subject to sub-debt not exceeding one-third of post-project tangible net worth.

Facility amountMinimum ₹25 lakh and maximum ₹10 crore, subject to sub-debt assistance not exceeding one-third of post-project tangible net worth.RateInterest is as per prevailing Canara guidelines linked to the Repo Linked Lending Rate (RLLR); no fixed percentage is printed.Customer typeMSMEs with Canara facilities need three profitable years and two preceding years of satisfactory banking credit records. Non-borrowers need three years’ same-line promoter/concern profit history, satisfactory market report and OPL from the existing banker.
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Quick eligibility check

Canara Risk Capital Assistance (Quasi Equity)

0 of 9 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: MSMEs with Canara facilities need three profitable years and two preceding years of satisfactory banking credit records?

Published source: Customer type

2Do you meet this requirement: Non-borrowers need three years’ same-line promoter/concern profit history, satisfactory market report and OPL from the existing banker?

Published source: Customer type

3Can you provide this required proof: page requires evidence of MSME status, profit track record, banking records/market report and OPL where applicable, project and post-project TNW details, and the proposed security/guarantee documents?

Published source: Documents

4Do you meet this requirement: it does not publish a separate exhaustive checklist?

Published source: Documents

5Do you meet this requirement: Existing Canara borrowers need three profitable years and two preceding years of satisfactory banking credit records?

6Document checkDo you have this required document or proof: MSME application and KYC?

Published source: Documents

7Document checkDo you have this required document or proof: Three-year financial statements and profit record?

Published source: Documents

8Document checkDo you have this required document or proof: Promoter/concern records?

Published source: Documents

9Document checkDo you have this required document or proof: Market report and OPL where applicable?

Published source: Documents
0 of 9 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 4 Sept 2026 · active
Offered byCanara Bank

India through Canara Bank branches

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Customer typeMSMEs with Canara facilities need three profitable years and two preceding years of satisfactory banking credit records. Non-borrowers need three years’ same-line promoter/concern profit history, satisfactory market report and OPL from the existing banker.View source
Complete existing/non-existing borrower eligibility bullets reviewed.
Source
Canara Risk Capital Assistance
Page / section
Eligibility
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Turnover / vintageThree-year profitable track record is required (with two preceding years’ satisfactory banking credit records for existing Canara borrowers); no turnover floor is published.View source
Complete eligibility section reviewed; no turnover threshold appears.
Source
Canara Risk Capital Assistance
Page / section
Eligibility
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Facility amountMinimum ₹25 lakh and maximum ₹10 crore, subject to sub-debt assistance not exceeding one-third of post-project tangible net worth.View source
Complete quantum rows reviewed.
Source
Canara Risk Capital Assistance
Page / section
Quantum of loan
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
RateInterest is as per prevailing Canara guidelines linked to the Repo Linked Lending Rate (RLLR); no fixed percentage is printed.View source
Complete interest row reviewed.
Source
Canara Risk Capital Assistance
Page / section
Interest
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
TenureRepayment over seven years including moratorium.View source
Complete repayment row reviewed.
Source
Canara Risk Capital Assistance
Page / section
Repayment
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
CollateralHypothecation of movable assets, mortgage of immovable assets and collateral securities/CGTMSE for sole banking; consortium/MBA assistance uses a second charge on current and fixed assets plus collateral securities. Eligible unsecured MSME loans are to be covered under CGTMSE.View source
Complete security and guarantee rows reviewed.
Source
Canara Risk Capital Assistance
Page / section
Security and
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
FeesThe official scheme page does not print a numeric processing fee; applicable Canara MSME service-charge schedule applies.View source
Full official page reviewed; no processing-fee row is published.
Source
Canara Risk Capital Assistance
Page / section
Complete page
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
DocumentsThe page requires evidence of MSME status, profit track record, banking records/market report and OPL where applicable, project and post-project TNW details, and the proposed security/guarantee documents; it does not publish a separate exhaustive checklist.View source
Complete official page reviewed; no separate checklist is printed.
Source
Canara Risk Capital Assistance
Page / section
Eligibility, security and conditions
Accessed
4 Sept 2026
Confidence
medium
Open official source ↗
Geographic limitsIndia through Canara Bank branches; applicants are directed to their nearest branch for sanction details.View source
National scheme page reviewed.
Source
Canara Risk Capital Assistance
Page / section
Availability
Accessed
4 Sept 2026
Confidence
medium
Open official source ↗

Benefits and features

  • ₹25 lakh minimum and ₹10 crore maximum
  • Sub-debt capped at one-third of post-project TNW
  • Seven-year repayment including moratorium
  • cover for eligible unsecured loans
  • Suitable for project implementation and bona-fide business growth

Eligibility

  • Existing Canara borrowers need three profitable years and two preceding years of satisfactory banking credit records. Non-borrowers need three years’ promoter/concern profit history in the same activity, satisfactory market report and OPL from the existing banker.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • application and
  • Three-year financial statements and profit record
  • Promoter/concern records
  • Market report and OPL where applicable
  • Security and collateral documents
  • Project expenditure and post-project TNW details

Related official documents

Canara Term Loan Scheme for Extending Quasi Equity (Risk Capital) Assistance to MSMEofficial-product-page · current · accessed 4 Sept 2026
↗

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Loan repayment estimate

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One monthly payment₹21,696twenty-one thousand six hundred ninety-six rupees
Interest paid over the full loan₹27,06,939twenty-seven lakh six thousand nine hundred thirty-nine rupees
Everything you repay₹52,06,939fifty-two lakh six thousand nine hundred thirty-nine rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

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Risk Capital Assistance · Eligible customer with qualifying profit/banking track record

This value is copied from Canara specialised finance terms. Check the table notes before relying on it.

Source: Canara Risk Capital Assistance and Mahila Vikas pages · Complete product tables Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 2 rows · 7 columnsCanara specialised MSME finance termsView tableHide table

Scroll sideways to view every column

Canara specialised MSME finance terms
ProductEligible customerFacility amountRateSecurity / marginRepaymentFees
Risk Capital Assistance with qualifying profit/banking track record₹25 lakh–₹10 crore; sub-debt ≤ one-third post-project TNW-linked; fixed percentage not publishedMovable hypothecation, immovable mortgage, collateral/7 years incl. moratoriumNot published
Mahila VikasWomen-owned ; ≥51% women partner/share capitalAbove ₹10 lakh to + 1.00%20% margin; hypothecation; risk-based collateralWC 1 year; TL up to 84 monthsNot published
Canara Risk Capital Assistance and Mahila Vikas pages · Complete product tables · accessed 4 Sept 2026Open official source ↗

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