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Canara Packing Credit /

Pre-shipment working-capital finance for procuring, processing, manufacturing and packing goods for export, available in rupees or designated foreign currencies.

QuantumNeed based on the export order, production cycle and working-capital requirement.RateConcessional interest rates apply as per RBI directives, subject to modification; concessional rate is available for up to 180 days.Eligible exporterExporters with an export order or overseas-buyer LC; supporting manufacturers exporting through merchant or Star Exporters may qualify subject to conditions.
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Quick eligibility check

Canara Packing Credit /

0 of 9 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: Exporters with an export order or overseas-buyer LC?

Published source: Eligible exporter

2Do you meet this requirement: supporting manufacturers exporting through merchant or Star Exporters may qualify subject to conditions?

Published source: Eligible exporter

3Can you provide this required proof: Export order or overseas-buyer LC, KYC, production/procurement records and shipping documents are required for appraisal and liquidation?

Published source: Documents

4Do you meet this requirement: Exporter must have an export order or LC in its favour?

5Do you meet this requirement: A supporting manufacturer without an order/LC in its own name may qualify when exporting through a merchant or Star Exporter, subject to conditions?

6Document checkDo you have at least one of these required documents: Export order or overseas-buyer LC?

Published source: Documents

7Document checkDo you have this required document or proof: KYC and exporter records?

Published source: Documents

8Document checkDo you have this required document or proof: Production, procurement and shipping documents?

Published source: Documents

9Document checkDo you have this required document or proof: Working-capital assessment documents?

Published source: Documents
0 of 9 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 4 Sept 2026 · active
Offered byCanara Bank

India; export finance through Canara branches

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Eligible exporterExporters with an export order or overseas-buyer LC; supporting manufacturers exporting through merchant or Star Exporters may qualify subject to conditions.View source
Complete eligibility and supporting-manufacturer rows reviewed.
Source
Packing Credit,
Page / section
Eligibility
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Turnover / thresholdNo numeric turnover threshold is published; export order or LC and shipping/production cycle are the controlling requirements.View source
Full official page reviewed; no turnover floor shown.
Source
Packing Credit,
Page / section
Complete page
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
QuantumNeed based on the export order, production cycle and working-capital requirement.View source
Published need-based quantum row reviewed.
Source
Packing Credit,
Page / section
Quantum of advance
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
RateConcessional interest rates apply as per RBI directives, subject to modification; concessional rate is available for up to 180 days.View source
Complete rate and 180-day period rows reviewed.
Source
Packing Credit,
Page / section
Period and rate of interest
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
PeriodShort-term finance; period depends on shipping schedule and production cycle, beginning with raw-material procurement and liquidated after shipment documents are presented.View source
Complete period and liquidation conditions reviewed.
Source
Packing Credit,
Page / section
Period of advance
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
SecurityThe reviewed page does not publish a universal collateral requirement; security follows Canara's export working-capital assessment and sanction terms.View source
Full page reviewed; no collateral row shown.
Source
Packing Credit,
Page / section
Complete page
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
FeesNo fixed processing fee is published on the reviewed page; applicable Canara export-finance charges govern.View source
Full page reviewed; no fee row shown.
Source
Packing Credit,
Page / section
Complete page
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
DocumentsExport order or overseas-buyer LC, KYC, production/procurement records and shipping documents are required for appraisal and liquidation.View source
Complete purpose, eligibility and liquidation sections reviewed.
Source
Packing Credit,
Page / section
Purpose, eligibility and liquidation
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Currency / availabilityIndia; advance may be in Indian rupees (Packing Credit) or designated foreign currencies (PCFC), at the exporter's option and as per guidelines.View source
Complete currency and availability rows reviewed.
Source
Packing Credit,
Page / section
Currency of advance
Accessed
4 Sept 2026
Confidence
high
Open official source ↗

Benefits and features

  • Pre-shipment inventory and production finance
  • Rupee Packing Credit or foreign-currency at exporter option
  • Need-based quantum
  • Concessional interest available for up to 180 days

Eligibility

  • Exporter must have an export order or in its favour. A supporting manufacturer without an order/ in its own name may qualify when exporting through a merchant or Star Exporter, subject to conditions.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Export order or overseas-buyer
  • and exporter records
  • Production, procurement and shipping documents
  • Working-capital assessment documents

Related official documents

Packing Credit, PCFCofficial-product-page · current · accessed 4 Sept 2026
↗

Plan before applying

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Loan repayment estimate

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One monthly payment₹21,696twenty-one thousand six hundred ninety-six rupees
Interest paid over the full loan₹27,06,939twenty-seven lakh six thousand nine hundred thirty-nine rupees
Everything you repay₹52,06,939fifty-two lakh six thousand nine hundred thirty-nine rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

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TReDS financing · Eligible customer sellers, corporate/government/ buyers and financiers

This value is copied from Canara Bank export and trade facilities — official page comparison. Check the table notes before relying on it.

Source: Products And Schemes index and linked facility pages · Other Credit Facilities, Export Advances and Non Fund Based Facilities Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 5 rows · 7 columnsCanara Bank export and trade facilities — official page comparisonView tableHide table

Scroll sideways to view every column

Canara Bank export and trade facilities — official page comparison
FacilityEligible customerQuantum / limitRate / pricingSecurity / guaranteeTenure / settlementFees
TReDS financing sellers, corporate/government/ buyers and financiersNeed-based Factoring Unit; no fixed cap publishedFinancier auction bid rateFactoring without recourse to seller; no separate collateral publishedMaximum T+2 working days settlementNo TReDS-specific fee published
CGSEDirect/indirect exporters meeting 5%/20%/30% turnover testsUp to 20% of WC limit; maximum ₹50 crore1% below existing WC rate, capped at 10% p.a.100% guarantee; no additional collateral or fresh guarantees4 years incl. 1-year moratorium; 6-month lock-inProcessing NIL; guarantee NIL
Packing Credit / Exporters with export order or overseas ; qualifying supporting manufacturersNeed-based-directed concessional rate; concessional period up to 180 daysNo universal collateral row publishedShort-term; shipping/production-cycle dependentNo fixed fee row published
FDB / FBEExporters with export order or ; qualifying supporting manufacturersNeed-basedAs per directivesNo universal collateral row publishedPost-shipment/document-schedule dependentNo fixed fee row published
Foreign Letter of CreditImporters of foreign raw materials, inputs and capital goodsNeed-based non-fund limitCommission-based; schedule per Canara guidelinesNo universal collateral row published terms dependentCommission as per guidelines
  • Rows transcribed from the complete official Canara pages; where a page does not publish a numeric value it is explicitly identified as not published rather than inferred.
Products And Schemes index and linked facility pages · Other Credit Facilities, Export Advances and Non Fund Based Facilities · accessed 4 Sept 2026Open official source ↗

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