Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
Account typeSavings account or term deposit as named by productView source
Canara Bank's catalogue lists the named savings and term-deposit products.
- Source
- Deposit Products
- Page / section
- Savings and term-deposit catalogue
- Accessed
- 4 Sept 2026
- Confidence
- high
Minimum balance / deposit amountSB General AMB ₹2,000 urban/
The official comparison table publishes the three savings balance requirements; the current rate page does not print one universal term-deposit minimum.
- Source
- Savings Account Products
- Page / section
- Savings comparison table
- Accessed
- 4 Sept 2026
- Confidence
- high
Salary requirementNot applicable as a universal condition; savings/deposit products use customer type, KYC and balance/deposit rulesView source
The reviewed catalogue and product comparison table specify customer classes and balance/deposit rules, not salary-credit thresholds.
- Source
- Deposit Products
- Page / section
- Eligibility review
- Accessed
- 4 Sept 2026
- Confidence
- high
Interest rateSavings rate 2.55% p.a. for balances below ₹100 crore under the 1 July 2025 table; fixed deposits 3.25%–6.25% callable general-public slabs, 444 Days 6.50%, Tax Saver 6.25%; senior-citizen and super-senior premiums apply as publishedView source
The current Canara rate page publishes the savings slab, term-deposit slabs, 444-day and tax-saver figures and age-based premiums.
- Source
- Deposit Interest Rates
- Page / section
- Savings and term-deposit rates
- Accessed
- 4 Sept 2026
- Confidence
- high
Non-maintenance / penaltySavings-account non-maintenance amount is not printed in the reviewed comparison PDF; fixed-deposit premature closure/
Canara's current rate page publishes the 1% premature-closure penalty and does not publish a single savings non-maintenance figure in the reviewed sources.
- Source
- Deposit Interest Rates
- Page / section
- Penalty and auto-renewal clauses
- Accessed
- 4 Sept 2026
- Confidence
- high
Debit cardSB General: available; SB Select: free issuance and annual maintenance subject to minimum balance; SB Power Plus: free; term-deposit products do not publish a bundled debit-card benefitView source
The official savings comparison table publishes the card facilities and charges.
- Source
- Savings Account Products
- Page / section
- Debit card row
- Accessed
- 4 Sept 2026
- Confidence
- high
Cheque bookSB General: available; SB Select: 25 free leaves per calendar year; SB Power Plus: up to 300 free leaves per annum; term-deposit cheque facilities are not separately publishedView source
The official savings comparison table publishes these cheque-leaf facilities.
- Source
- Savings Account Products
- Page / section
- Cheque book row
- Accessed
- 4 Sept 2026
- Confidence
- high
ATM / transaction accessSavings comparison table confirms debit-card and cash-remittance facilities; product-specific daily ATM limits are not printed in the reviewed sourcesView source
The table lists cash remittance, cards and digital facilities but no numeric daily limit for these savings variants.
- Source
- Savings Account Products
- Page / section
- Cash remittance, debit-card and digital-facility rows
- Accessed
- 4 Sept 2026
- Confidence
- high
Tenure / programmeFixed deposits: 7 days to 10 years; Canara 444 Days: 444 days; Tax Saver: five-year lock-inView source
The current rate page publishes the tenor slabs, 444-day product and tax-saver lock-in.
- Source
- Deposit Interest Rates
- Page / section
- Term-deposit slabs and scheme terms
- Accessed
- 4 Sept 2026
- Confidence
- high
Senior-citizen rateAdditional 0.50% for eligible senior citizens on domestic deposits under ₹3 crore with tenor 180 days and above; 444 Days general 6.50% and senior 7.00%; super-senior 7.10% for Canara-444View source
The current rate page publishes the senior and super-senior figures and eligibility conditions.
- Source
- Deposit Interest Rates
- Page / section
- Senior and super-senior clauses
- Accessed
- 4 Sept 2026
- Confidence
- high
Minimum depositTax Saver maximum deposit ₹1.5 lakh; other fixed-deposit minimum amount is not published as one universal figure on the reviewed pageView source
The rate page states the tax-saver maximum and leaves other minimum amounts to applicable deposit rules.
- Source
- Deposit Interest Rates
- Page / section
- Tax Saver clause and term-deposit slabs
- Accessed
- 4 Sept 2026
- Confidence
- high
Premature withdrawal / refund termsDomestic/
Canara's published penalty and non-callable notes state these conditions.
- Source
- Deposit Interest Rates
- Page / section
- Penalty and non-callable clauses
- Accessed
- 4 Sept 2026
- Confidence
- high
Interest payout / redemptionCallable fixed deposits may be renewed automatically for a similar period at the prevailing rate, except excluded schemes; tax-saver redemption follows five-year lock-in and selected payout instructionsView source
The current rate page publishes automatic-renewal exceptions and tax-saver lock-in.
- Source
- Deposit Interest Rates
- Page / section
- Auto-renewal and tax-saver clauses
- Accessed
- 4 Sept 2026
- Confidence
- high
Benefits and features
- Free , , and
- Free debit card
- Free cheque leaves up to 300/
year - First-year credit card free
- Unlimited free locker operations and 25% first-year locker-rent concession
Eligibility
- Resident individuals, joint accounts, guardians, associations, trusts, institutions, clubs and /
customers; ₹1 lakh required.
Passing a listed condition does not mean the bank will approve an application.
Documents the bank lists
- , /
Form 60 and account-opening form - Constitution/registration and authorised-signatory documents where applicable
Related official documents
Deposit Productsofficial-product-page · current · accessed 4 Sept 2026
↗Deposit Interest Ratesofficial-rate-sheet · current · accessed 4 Sept 2026
↗Savings Account Productsofficial-pdf · current · accessed 4 Sept 2026
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