Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
Loan typeEducation term loan for MBA or Executive MBA at listed premier management institutes.View source
The page describes education finance for /E- at its premier-institute list.
- Source
- Cent Vidyarthi Executive Loan
- Page / section
- Eligibility and programme
- Accessed
- 6 Sept 2026
- Confidence
- high
EligibilityIndian national; executive applicants need at least two years' work experience in government, corporate or multinational concern, minimum age 23, and admission or final selection to a listed Executive MBA programme. Parent, guardian, spouse or parents-in-law may join as joint borrower.View source
Central Bank publishes work-experience, age, admission and co-borrower rules.
- Source
- Cent Vidyarthi Executive Loan
- Page / section
- Eligibility and co-borrower
- Accessed
- 6 Sept 2026
- Confidence
- high
Maximum finance₹50 lakh; margin nil.View source
The page publishes ₹50 lakh quantum and nil margin.
- Source
- Cent Vidyarthi Executive Loan
- Page / section
- Quantum of finance and margin
- Accessed
- 6 Sept 2026
- Confidence
- high
Maximum amount₹50 lakh.View source
The quantum row states Rs.50.00 Lakh.
- Source
- Cent Vidyarthi Executive Loan
- Page / section
- Quantum of finance
- Accessed
- 6 Sept 2026
- Confidence
- high
Processing feeNil.View source
The page states processing charges are nil.
- Source
- Cent Vidyarthi Executive Loan
- Page / section
- Processing charges
- Accessed
- 6 Sept 2026
- Confidence
- high
Security and insuranceNo collateral or third-party guarantee; present and future student income is assigned. Life insurance of at least the loan amount is assigned to Central Bank for the loan term.View source
The security row explicitly excludes collateral/third-party guarantee and requires income assignment and life cover.
- Source
- Cent Vidyarthi Executive Loan
- Page / section
- Security and insurance
- Accessed
- 6 Sept 2026
- Confidence
- high
Repayment and moratoriumUp to 15 years excluding moratorium; moratorium is course period plus one year.View source
The published repayment row gives 15 years after the course-plus-one-year moratorium.
- Source
- Cent Vidyarthi Executive Loan
- Page / section
- Repayment period
- Accessed
- 6 Sept 2026
- Confidence
- high
Interest rateNot published as a standalone percentage; the page links Central Bank's latest interest-rate table.View source
The rate row links the current table without embedding a number.
- Source
- Cent Vidyarthi Executive Loan
- Page / section
- Rate of interest
- Accessed
- 6 Sept 2026
- Confidence
- high
APRNot published as a separate APR calculation on the reviewed page.View source
No calculation is shown.
- Source
- Cent Vidyarthi Executive Loan
- Page / section
- Complete rate review
- Accessed
- 6 Sept 2026
- Confidence
- high
Prepayment / foreclosureNot published on the reviewed page.View source
The complete page contains no prepayment or foreclosure row.
- Source
- Cent Vidyarthi Executive Loan
- Page / section
- Complete fee and foreclosure review
- Accessed
- 6 Sept 2026
- Confidence
- high
BenchmarkThe page links the latest Central Bank rate table but does not name a benchmark.View source
No named benchmark appears on the page.
- Source
- Cent Vidyarthi Executive Loan
- Page / section
- Rate of interest
- Accessed
- 6 Sept 2026
- Confidence
- high
Geographic limitsIndian national; executive applicants need at least two years' work experience in government, corporate or multinational concern, minimum age 23, and admission or final selection to a listed Executive MBA programme. Parent, guardian, spouse or parents-in-law may join as joint borrower.View source
The manually reviewed product record states: “Indian national; executive applicants need at least two years' work experience in government, corporate or multinational concern, minimum age 23, and admission or final selection to a listed Executive programme. Parent, guardian, spouse or parents-in-law may join as joint borrower.”.
- Source
- Cent Vidyarthi Executive Loan — official product page
- Page / section
- Published product metadata
- Accessed
- 6 Sept 2026
- Confidence
- high
Minimum incomeIndian national; executive applicants need at least two years' work experience in government, corporate or multinational concern, minimum age 23, and admission or final selection to a listed Executive MBA programme. Parent, guardian, spouse or parents-in-law may join as joint borrower.View source
The manually reviewed product record states: “Indian national; executive applicants need at least two years' work experience in government, corporate or multinational concern, minimum age 23, and admission or final selection to a listed Executive programme. Parent, guardian, spouse or parents-in-law may join as joint borrower.”.
- Source
- Cent Vidyarthi Executive Loan — official product page
- Page / section
- Published product metadata
- Accessed
- 6 Sept 2026
- Confidence
- high
Benefits and features
- ₹50 lakh maximum finance
- Nil margin and nil processing charge
- No collateral or third-party guarantee
- Up to 15-year repayment after course-plus-one-year moratorium
- Life cover equal to at least loan amount
Eligibility
- Indian national; executive applicants need at least two years' government/
corporate/ MNC work experience, minimum age 23 and admission/ final selection to a listed programme.
Passing a listed condition does not mean the bank will approve an application.
Documents the bank lists
- Admission/selection evidence, identity/, employment/work-experience proof and assigned life-insurance policy
Related official documents
Cent Vidyarthi Executive MBA Loanofficial-product-page · current · accessed 6 Sept 2026
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