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Savings, current & salary accounts

Cent-Yuva Savings Account

Digital zero-balance student savings account with free mobile, and internet banking plus education-loan concessions.

Interest rateNot published as a separate percentage; applicable savings-deposit rate applies.Minimum balanceZero balance.Salary requirementCent Samarth is offered through eligible employer groups (government/educational/PSU or private corporate/SME, normally minimum 10 employees). Cent Samvridhi and Cent-Yuva have no salary-credit threshold published.
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Quick eligibility check

Cent-Yuva Savings Account

0 of 3 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Does your age meet this requirement: Students aged 18 to 30?

Published source: Eligibility

2Are you aged 18 to 30?

3Document checkDo you have this required document or proof: Student identity/enrolment and KYC documents?

Published source: Eligibility
0 of 3 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 6 Sept 2026 · active
Offered byCentral Bank of India

India

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Account typeDigital zero-balance student savings account.View source
The page describes a student account opened through digital mode with zero balance.
Source
Cent-Yuva Savings Account
Page / section
Product description and features
Accessed
6 Sept 2026
Confidence
high
Open official source ↗
EligibilityStudents aged 18 to 30.View source
The page states the 18–30 student age group.
Source
Cent-Yuva Savings Account
Page / section
Eligibility
Accessed
6 Sept 2026
Confidence
high
Open official source ↗
Minimum balanceZero balance.View source
The feature list states the account can be opened with zero balance.
Source
Cent-Yuva Savings Account
Page / section
Features
Accessed
6 Sept 2026
Confidence
high
Open official source ↗
Interest rateNot published as a separate percentage; applicable savings-deposit rate applies.View source
The page lists student benefits but no separate savings rate.
Source
Cent-Yuva Savings Account
Page / section
Complete rate review
Accessed
6 Sept 2026
Confidence
high
Open official source ↗
Student benefitsFree mobile banking, SMS and internet banking; 0.25% education-loan rate concession and processing-fee concession subject to current policy.View source
The page publishes the digital benefits and education-loan concession.
Source
Cent-Yuva Savings Account
Page / section
Features
Accessed
6 Sept 2026
Confidence
high
Open official source ↗
Salary requirementCent Samarth is offered through eligible employer groups (government/educational/PSU or private corporate/SME, normally minimum 10 employees). Cent Samvridhi and Cent-Yuva have no salary-credit threshold published.View source
The Samarth page publishes employer-group criteria; the other two reviewed pages do not require or state a salary amount.
Source
Cent Samarth Savings Deposits
Page / section
Eligible institutions and account eligibility
Accessed
6 Sept 2026
Confidence
high
Open official source ↗
Non-maintenance chargeCent Samarth: zero maintenance charge. Cent Samvridhi and Cent-Yuva: non-maintenance charge is not published on the reviewed product pages.View source
Samarth explicitly states zero maintenance; the other pages do not provide a non-maintenance schedule.
Source
Central Bank savings-account pages
Page / section
Balance and service charges
Accessed
6 Sept 2026
Confidence
high
Open official source ↗
Cheque bookCent Samarth: cheque book available at applicable charges. Cent Samvridhi and Cent-Yuva cheque-book terms are not published on the reviewed pages.View source
The Samarth benefits table states cheque book available at applicable charges; no row is provided for the other two.
Source
Central Bank savings-account pages
Page / section
Cheque book facility
Accessed
6 Sept 2026
Confidence
high
Open official source ↗
Debit cardCent Samarth includes RuPay Platinum card with issuance and renewal free; Cent Samvridhi includes a free ATM-cum-debit card. Cent-Yuva debit-card variant is not specified on the reviewed page.View source
Samarth and Samvridhi pages publish card details; Cent-Yuva does not name a debit-card variant.
Source
Central Bank savings-account pages
Page / section
/debit card
Accessed
6 Sept 2026
Confidence
high
Open official source ↗
ATM limitsCent Samarth: free CBI ATM transactions up to ₹40,000 per day and five free transactions at other-bank ATMs. Cent Samvridhi and Cent-Yuva ATM limits are not published on the reviewed pages.View source
The Samarth table publishes its allowance; no -limit row appears on Samvridhi or Yuva pages.
Source
Central Bank savings-account pages
Page / section
transactions
Accessed
6 Sept 2026
Confidence
high
Open official source ↗

Benefits and features

  • Zero-balance account
  • Digital-mode opening
  • M-passbook
  • Free mobile banking, and internet banking
  • 0.25% education-loan rate concession and processing-fee concession subject to policy

Eligibility

  • Student age group 18–30 as stated on the official page.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Student identity/enrolment and documents

Related official documents

Cent-Yuva Savings Accountofficial-product-page · current · accessed 6 Sept 2026
↗

Plan before applying

Try the numbers

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Account interest estimate

See roughly how much interest a steady account balance could earn over the period you choose.

Interest you may earn₹2,700two thousand seven hundred rupees
Balance including interest₹1,02,700one lakh two thousand seven hundred rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

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Cent Samarth · EligibilityEligible employer groups; minimum 10 employees

This value is copied from Central Bank savings-account variants. Check the table notes before relying on it.

Source: Central Bank Accounts catalogue · Savings account variants Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 3 rows · 4 columnsCentral Bank savings-account variantsKey terms from official account pages.View tableHide table

Scroll sideways to view every column

Central Bank savings-account variants
AccountEligibilityBalance / sweepPublished benefits
Cent SamarthEligible employer groups; minimum 10 employeesZero balance; ₹25,000 sweep threshold in ₹5,000 multiplesFree RuPay Platinum issuance/renewal; loan and locker concessions
Cent SamvridhiResidents above 18₹25,000 quarterly average; ₹50,000 threshold; daily ₹5,000 sweepFree /debit card and net banking; 179-day linked
Cent-YuvaStudents aged 18–30Zero balance; digital-only openingFree digital channels; education-loan concessions
  • Applicable savings/deposit rates and prevailing service charges apply unless a specific number is shown.
Central Bank Accounts catalogue · Savings account variants · accessed 6 Sept 2026Open official source ↗

More from Central Bank of India

Related products

Cent Samarth Savings Account

Zero-balance salary savings account with free RuPay Platinum card, auto-sweep and account-wide transaction benefits for eligible employer groups.

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Cent Samvridhi Savings Account

Resident savings account with ₹25,000 quarterly average balance, daily sweep into fixed-deposit units and free /debit card and net banking.

View product