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Dairy Loan

Term-loan and cash-credit finance for dairy units, milch animals, sheds, equipment, fodder and working capital under the Animal Husbandry model.

Interest rateNo product-specific percentage is published; the official page directs applicants to Indian Bank's lending-rates link.Maximum amountMUDRA dairy term loan or working capital up to ₹10 lakh; ordinary term-loan and cash-credit amounts are based on NABARD unit cost, project cost or DLTC scale of finance without a universal ceiling.TenureTerm loan maximum 72 months including one-month gestation; where shed construction is involved, holiday period can extend to 12 months. Cash credit routes all generated cash through the account.
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Quick eligibility check

Dairy Loan

0 of 9 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: assessment uses NABARD unit cost, individual project cost or DLTC scale of finance?

Published source: Minimum income

2Are you this type of customer: Individual farmers, farmer SHGs/JLGs, farmer producer companies, partnerships and cooperatives directly engaged in agriculture and allied activities?

Published source: Eligibility

3Do you meet this requirement: KYC and organisation records, dairy project/unit-cost details, animal/shed/equipment quotations, land or lease evidence and hypothecation/insurance records?

Published source: Required documents

4Are you this type of customer: Individual farmers, SHGs/JLGs, farmer producer companies, partnerships and cooperatives directly engaged in agriculture/allied activities may apply?

5Do you meet this requirement: Limit up to ₹2 lakh has nil margin?

6Document checkDo you have this required document or proof: KYC and borrower/organisation records?

Published source: Required documents

7Document checkDo you have this required document or proof: Dairy project report and unit-cost details?

Published source: Required documents

8Document checkDo you have this required document or proof: Animal, shed, equipment and fodder quotations?

Published source: Required documents

9Document checkDo you have at least one of these required documents: Land/lease and veterinary or activity records?

Published source: Required documents
0 of 9 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 31 Aug 2026 · active
Offered byIndian Bank

India

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Loan typeAgricultural term loan and cash credit for dairy units; cash credit follows the KCC Animal Husbandry model.View source
The page lists term loan and cash credit for dairy investment and working capital.
Source
Dairy Loan — Indian Bank
Page / section
Objective; type of facility
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Interest rateNo product-specific percentage is published; the official page directs applicants to Indian Bank's lending-rates link.View source
The page refers applicants to the lending-rate link without a numeric dairy-loan rate.
Source
Indian Bank Dairy Loan rate review
Page / section
Rate of Interest
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
BenchmarkNo named benchmark or spread is published on the product page.View source
The source provides only a lending-rate reference.
Source
Indian Bank Dairy Loan benchmark review
Page / section
Rate of Interest
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
APRNo separate APR percentage is published.View source
The reviewed page publishes margin, tenure and charges but no .
Source
Indian Bank Dairy Loan review
Page / section
Complete product criteria
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Minimum incomeNo salary or annual-income threshold is published; assessment uses NABARD unit cost, individual project cost or DLTC scale of finance.View source
The page specifies borrower classes and project/scale-of-finance assessment rather than an income floor.
Source
Indian Bank Dairy Loan eligibility review
Page / section
Target group; quantum
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Maximum amountMUDRA dairy term loan or working capital up to ₹10 lakh; ordinary term-loan and cash-credit amounts are based on NABARD unit cost, project cost or DLTC scale of finance without a universal ceiling.View source
The quantum section publishes the ₹10 lakh ceiling and activity-based assessment for other facilities.
Source
Indian Bank Dairy Loan quantum
Page / section
Quantum of finance
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
TenureTerm loan maximum 72 months including one-month gestation; where shed construction is involved, holiday period can extend to 12 months. Cash credit routes all generated cash through the account.View source
The page publishes 72 months, one-month gestation and a 12-month shed-construction holiday.
Source
Indian Bank Dairy Loan repayment
Page / section
Repayment Period
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Processing feeAs per the service-charge circular for agricultural advances; no numeric dairy-loan fee is published on the product page.View source
The page refers to the agricultural-advance service-charge circular.
Source
Indian Bank Dairy Loan fee review
Page / section
Processing Charges
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Prepayment / foreclosureNo separate prepayment or foreclosure charge is published.View source
The page publishes repayment and charges reference but no foreclosure amount.
Source
Indian Bank Dairy Loan prepayment review
Page / section
Complete product criteria
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
EligibilityIndividual farmers, farmer SHGs/JLGs, farmer producer companies, partnerships and cooperatives directly engaged in agriculture and allied activities.View source
The target-group row names individual, group, corporate, partnership and cooperative dairy borrowers.
Source
Indian Bank Dairy Loan eligibility
Page / section
Target Group
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Required documentsKYC and organisation records, dairy project/unit-cost details, animal/shed/equipment quotations, land or lease evidence and hypothecation/insurance records.View source
The page's project, margin and facility structure requires activity and security records; branch documentation may vary by borrower.
Source
Indian Bank Dairy Loan documentation
Page / section
Objective; quantum; security requirements
Accessed
31 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • Term loan for animals, shed, equipment, green fodder and initial feed
  • Cash credit for feed, labour and veterinary expenses
  • term loan or working capital up to ₹10 lakh
  • Maximum 72-month term repayment with published shed-construction holiday

Eligibility

  • Individual farmers, /, farmer producer companies, partnerships and cooperatives directly engaged in agriculture/allied activities may apply.
  • Limit up to ₹2 lakh has nil margin; above ₹2 lakh carries 15%–25% project-cost margin, with -specific slabs.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • and borrower/organisation records
  • Dairy project report and unit-cost details
  • Animal, shed, equipment and fodder quotations
  • Land/lease and veterinary or activity records
  • Hypothecation and insurance documents

Related official documents

Dairy Loan — Indian Bank official product pageofficial-product-page · current · accessed 31 Aug 2026
↗

Plan before applying

Try the numbers

Private, instant and based on the values you enter.

Try your numbers

Loan repayment estimate

See what the loan could cost each month. Move any slider to try a different amount, rate or repayment time.

One monthly payment₹21,696twenty-one thousand six hundred ninety-six rupees
Interest paid over the full loan₹27,06,939twenty-seven lakh six thousand nine hundred thirty-nine rupees
Everything you repay₹52,06,939fifty-two lakh six thousand nine hundred thirty-nine rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

Target group · Published detailIndividual farmers, /, farmer producer companies, partnerships and cooperatives.

This value is copied from Dairy Loan — published terms. Check the table notes before relying on it.

Source: Dairy Loan — Indian Bank · Complete product criteria Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 8 rows · 2 columnsDairy Loan — published termsCurrent Indian Bank dairy finance limits, margins and repayment.View tableHide table

Scroll sideways to view every column

Dairy Loan — published terms
ParameterPublished detail
Target groupIndividual farmers, /, farmer producer companies, partnerships and cooperatives.
FacilitiesTerm loan and cash credit under Animal Husbandry model.
PurposeMilch animals, shed, equipment, fodder, initial feed, labour, veterinary and other working capital.
QuantumTerm loan by unit cost/project cost; cash credit by DLTC scale; up to ₹10 lakh.
MarginUp to ₹2 lakh nil; above ₹2 lakh 15%–25%; Shishu nil, Kishore 10%, Tarun 15%, Tarun Plus 20%.
RepaymentTerm loan maximum 72 months including one-month gestation; shed holiday up to 12 months.
Rate / feeRefer lending rates and agri service-charge circular; no product-specific number on page.
Cash creditEntire cash generated routed through cash-credit account.
Dairy Loan — Indian Bank · Complete product criteria · accessed 31 Aug 2026Open official source ↗

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