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IND AGRO MORTGAGE

Property-secured term finance up to ₹10 crore for genuine agriculture-business expansion, equipment and property needs.

Interest rateRefer the current Indian Bank Lending Rates link; no product-specific percentage is printed.Maximum amount₹10 crore maximum exposure.TenureMaximum 120 months door-to-door tenor.
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Quick eligibility check

IND AGRO MORTGAGE

0 of 9 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: Agro/food-processing, agriculture-infrastructure, animal-husbandry, large dairy/poultry, tea and other large agriculture units with three-year financial records, cash flow/DSCR and SARFAESI-compliant mortgaged property?

Published source: Eligibility

2Do you meet this requirement: cash-flow/DSCR records?

Published source: Required documents

3Can you provide this required proof: SARFAESI-compliant property title, valuation and mortgage/security documents?

Published source: Required documents

4Do you meet this requirement: entity KYC and financial records?

Published source: Required documents

5Do you meet this requirement: Cash flow/DSCR must support the proposed mortgage loan and existing unit loans?

6Document checkDo you have this required document or proof: Three years' ITR and balance sheet where applicable?

Published source: Required documents

7Document checkDo you have this required document or proof: Cash-flow/DSCR assessment records?

Published source: Required documents

8Document checkDo you have this required document or proof: SARFAESI-compliant property title, valuation and mortgage documents?

Published source: Required documents

9Document checkDo you have this required document or proof: Applicant concern/firm/company KYC and financial records?

Published source: Required documents
0 of 9 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 31 Aug 2026 · active
Offered byIndian Bank

India

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Loan typeTerm loan.View source
The official table lists term loan.
Source
IND AGRO MORTGAGE
Page / section
Type of Facility
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Interest rateRefer the current Indian Bank Lending Rates link; no product-specific percentage is printed.View source
The page directs customers to the Lending Rates link.
Source
IND AGRO MORTGAGE rate review
Page / section
Rate of Interest
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
BenchmarkNo product-specific benchmark is printed; the page refers to the Lending Rates link.View source
No benchmark formula appears in the official table.
Source
IND AGRO MORTGAGE benchmark review
Page / section
Rate of Interest
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
APRNo separate APR percentage is published.View source
No row appears.
Source
IND AGRO MORTGAGE review
Page / section
Complete product table
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Minimum incomeNo income threshold is published; the borrower must provide three years' ITR/balance sheet where applicable and demonstrate cash flow/DSCR.View source
The official eligibility rows specify three-year tax/financial records and , not a salary threshold.
Source
IND AGRO MORTGAGE eligibility review
Page / section
Eligibility
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Maximum amount₹10 crore maximum exposure.View source
The official table states maximum ₹10.00 crore.
Source
IND AGRO MORTGAGE quantum
Page / section
Exposure Ceiling
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
TenureMaximum 120 months door-to-door tenor.View source
The official table states maximum 120 months.
Source
IND AGRO MORTGAGE repayment
Page / section
Repayment
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Processing fee0.50% of sanctioned limit; other service charges follow the bank circular.View source
The official service-charge row publishes 0.50% of sanctioned limit.
Source
IND AGRO MORTGAGE fees
Page / section
Service Charges
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Prepayment / foreclosureNo separate prepayment charge is published.View source
No prepayment row appears.
Source
IND AGRO MORTGAGE prepayment review
Page / section
Complete product table
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
EligibilityAgro/food-processing, agriculture-infrastructure, animal-husbandry, large dairy/poultry, tea and other large agriculture units with three-year financial records, cash flow/DSCR and SARFAESI-compliant mortgaged property.View source
The official table lists target units, financial/ tests, property compliance and 40% margin.
Source
IND AGRO MORTGAGE eligibility
Page / section
Target Group; Eligibility; Margin/
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Required documentsThree years' ITR and balance sheet where applicable; cash-flow/DSCR records; SARFAESI-compliant property title, valuation and mortgage/security documents; entity KYC and financial records.View source
The official page names /balance sheet, and SARFAESI-compliant mortgage requirements.
Source
IND AGRO MORTGAGE documentation
Page / section
Eligibility; Purpose; Margin/
Accessed
31 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • Maximum exposure ₹10 crore
  • Term loan up to 120 months door-to-door
  • Minimum 40% security-value margin
  • Processing charge 0.50% of sanctioned limit
  • Supports capacity expansion, machinery and agro-business property

Eligibility

  • Last three years' and balance sheet wherever applicable.
  • Cash flow/ must support the proposed mortgage loan and existing unit loans; mortgaged property must be SARFAESI compliant.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Three years' and balance sheet where applicable
  • Cash-flow/ assessment records
  • SARFAESI-compliant property title, valuation and mortgage documents
  • Applicant concern/firm/company and financial records

Related official documents

IND AGRO MORTGAGE — Indian Bankofficial-product-page · current · accessed 31 Aug 2026
↗

Plan before applying

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Loan repayment estimate

See what the loan could cost each month. Move any slider to try a different amount, rate or repayment time.

One monthly payment₹21,696twenty-one thousand six hundred ninety-six rupees
Interest paid over the full loan₹27,06,939twenty-seven lakh six thousand nine hundred thirty-nine rupees
Everything you repay₹52,06,939fifty-two lakh six thousand nine hundred thirty-nine rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

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Target / purpose · Published detailLarge agriculture and agro-business units; expansion, machinery and agro-business property.

This value is copied from IND AGRO MORTGAGE — published terms. Check the table notes before relying on it.

Source: IND AGRO MORTGAGE · Complete product table Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 6 rows · 2 columnsIND AGRO MORTGAGE — published termsView tableHide table

Scroll sideways to view every column

IND AGRO MORTGAGE — published terms
ParameterPublished detail
Target / purposeLarge agriculture and agro-business units; expansion, machinery and agro-business property.
Facility / exposureTerm loan; maximum ₹10 crore.
EligibilityThree-year /balance sheet where applicable; cash flow/; SARFAESI-compliant mortgaged property.
Margin / repaymentMinimum 40% security-value margin; maximum 120-month door-to-door tenor.
RateRefer Lending Rates; no product percentage printed.
Service chargesProcessing charge 0.50% of sanctioned limit; other charges per bank circular.
IND AGRO MORTGAGE · Complete product table · accessed 31 Aug 2026Open official source ↗

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