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Kisan Credit Card () — Animal Husbandry and Fisheries

Revolving cash-credit support for short-term animal-husbandry and fisheries needs, with scale-of-finance assessment and collateral rules by limit.

Interest rateUp to ₹2 lakh: 7% p.a. where interest subvention is available. Up to ₹3 lakh: MCLR (one-year) + 2.50%; above ₹3 lakh refer the bank's lending-rates link.Maximum amountNo universal maximum is published; the quantum is based on the District Level Technical Committee scale of finance.TenureRevolving cash-credit limit; repayment is fixed according to activity cash flow/income-generation pattern, with all generated cash routed through the cash-credit account.
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Quick eligibility check

Kisan Credit Card () — Animal Husbandry and Fisheries

0 of 9 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Are you this type of customer: the page uses eligible activity, farmer/JLG/SHG status and scale-of-finance assessment?

Published source: Minimum income

2Do you meet this requirement: Individual or joint-liability-group farmers and self-help groups, including tenant farmers, engaged in dairy, poultry, inland fisheries, aquaculture or marine fisheries?

Published source: Eligibility

3Can you provide this required proof: KCC application and KYC, activity/scale-of-finance evidence, asset or stock hypothecation and collateral documents above ₹2 lakh?

Published source: Required documents

4Do you meet this requirement: Individual farmers, joint-liability groups and self-help groups, including tenant farmers, engaged in dairy, poultry, inland fisheries, aquaculture or marine fisheries may apply?

5Do you meet this product condition: Above ₹2 lakh, the page permits pledge of jewels/deposits/SGB/LIC/NSC assignments or mortgage/charge security?

6Document checkDo you have this required document or proof: KCC application and KYC?

Published source: Required documents

7Document checkDo you have this required document or proof: Activity and scale-of-finance records?

Published source: Required documents

8Document checkDo you have at least one of these required documents: Farmland/tenancy or fisheries evidence?

Published source: Required documents

9Document checkDo you have this required document or proof: Stock/assets hypothecation records?

Published source: Required documents
0 of 9 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 31 Aug 2026 · active
Offered byIndian Bank

India

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Loan typeRevolving cash-credit limit for animal husbandry and fisheries activities.View source
The page lists cash credit for short-term rearing, poultry and fisheries needs.
Source
Animal Husbandry and Fisheries — Indian Bank
Page / section
Type of Facility; objective
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Interest rateUp to ₹2 lakh: 7% p.a. where interest subvention is available. Up to ₹3 lakh: MCLR (one-year) + 2.50%; above ₹3 lakh refer the bank's lending-rates link.View source
The page publishes the ₹2 lakh subvention rate, ₹3 lakh formula and larger-limit rate reference.
Source
Indian Bank Animal Husbandry rate
Page / section
Rate of Interest
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
BenchmarkMCLR (one-year) plus 2.50% for the published up-to-₹3 lakh card-rate band; subvention may set the rate up to ₹2 lakh where available.View source
The page marks the formula and subvention exception.
Source
Indian Bank Animal Husbandry benchmark
Page / section
Rate of Interest
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
APRNo separate APR percentage is published.View source
Interest formulas are published, but no calculation appears.
Source
Indian Bank Animal Husbandry review
Page / section
Complete product criteria
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Minimum incomeNo income threshold is published; the page uses eligible activity, farmer/JLG/SHG status and scale-of-finance assessment.View source
The page defines eligible farmers and DLTC scale of finance instead of a salary floor.
Source
Indian Bank Animal Husbandry eligibility review
Page / section
Eligibility; quantum
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Maximum amountNo universal maximum is published; the quantum is based on the District Level Technical Committee scale of finance.View source
The quantum row refers to the DLTC scale without a rupee ceiling.
Source
Indian Bank Animal Husbandry quantum
Page / section
Quantum of finance
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
TenureRevolving cash-credit limit; repayment is fixed according to activity cash flow/income-generation pattern, with all generated cash routed through the cash-credit account.View source
The page specifies revolving cash credit and activity-based repayment rather than a fixed number of months.
Source
Indian Bank Animal Husbandry repayment
Page / section
Repayment Period
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Processing feeNo product-specific processing fee is published on the reviewed page.View source
The page publishes rates and security but no processing-charge number.
Source
Indian Bank Animal Husbandry fee review
Page / section
Complete product criteria
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Prepayment / foreclosureNo separate prepayment or foreclosure charge is published.View source
The page specifies cash-flow repayment but no foreclosure charge.
Source
Indian Bank Animal Husbandry prepayment review
Page / section
Complete product criteria
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
EligibilityIndividual or joint-liability-group farmers and self-help groups, including tenant farmers, engaged in dairy, poultry, inland fisheries, aquaculture or marine fisheries.View source
The official eligibility row lists borrower groups and allied activities.
Source
Indian Bank Animal Husbandry eligibility
Page / section
Eligibility
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Required documentsKCC application and KYC, activity/scale-of-finance evidence, asset or stock hypothecation and collateral documents above ₹2 lakh.View source
The page's facility and security rows define the records and collateral by limit.
Source
Indian Bank Animal Husbandry documentation
Page / section
Quantum; security
Accessed
31 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • Cash credit for rearing animals, birds and fisheries
  • Finance based on DLTC scale of finance
  • 7% up to ₹2 lakh where interest subvention applies
  • one-year + 2.50% up to ₹3 lakh
  • No collateral up to ₹2 lakh

Eligibility

  • Individual farmers, joint-liability groups and self-help groups, including tenant farmers, engaged in dairy, poultry, inland fisheries, aquaculture or marine fisheries may apply.
  • Above ₹2 lakh, the page permits pledge of jewels/deposits/// assignments or mortgage/charge security.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • application and
  • Activity and scale-of-finance records
  • Farmland/tenancy or fisheries evidence
  • Stock/assets hypothecation records
  • Collateral and insurance documents where applicable

Related official documents

Kisan Credit Card — Animal Husbandry and Fisheries — Indian Bank official product pageofficial-product-page · current · accessed 31 Aug 2026
↗

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Loan repayment estimate

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One monthly payment₹21,696twenty-one thousand six hundred ninety-six rupees
Interest paid over the full loan₹27,06,939twenty-seven lakh six thousand nine hundred thirty-nine rupees
Everything you repay₹52,06,939fifty-two lakh six thousand nine hundred thirty-nine rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

Eligibility · Published detailFarmers, and including tenant farmers in dairy, poultry, inland fisheries, aquaculture and marine fisheries.

This value is copied from Animal Husbandry and Fisheries — published terms. Check the table notes before relying on it.

Source: Animal Husbandry and Fisheries — Indian Bank · Complete product criteria Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 8 rows · 2 columnsKCC Animal Husbandry and Fisheries — published termsCurrent Indian Bank allied-activity KCC rate, limit and security terms.View tableHide table

Scroll sideways to view every column

KCC Animal Husbandry and Fisheries — published terms
ParameterPublished detail
EligibilityFarmers, and including tenant farmers in dairy, poultry, inland fisheries, aquaculture and marine fisheries.
FacilityCash credit for short-term animal, bird and fisheries requirements.
QuantumDLTC scale of finance; no universal maximum stated.
InterestUp to ₹2 lakh 7% where subvention applies; up to ₹3 lakh (1Y)+2.50%; above ₹3 lakh refer lending rates.
RepaymentRevolving cash credit; activity cash-flow based; route all generated cash through account.
SecurityUp to ₹2 lakh hypothecation and no collateral; above ₹2 lakh hypothecation plus pledge/assignment/mortgage options.
/ feeNo separate or processing fee stated on page.
PrepaymentNo separate charge stated on page.
Animal Husbandry and Fisheries — Indian Bank · Complete product criteria · accessed 31 Aug 2026Open official source ↗

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