Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
Policy typeGeneral, health, motor, travel, property, accident, cyber and business insurance partner catalogue.View source
The official page lists general, motor, fire, marine, shopkeepers, burglary, travel, household, health and customised covers.
- Source
- Non-Life Insurance
- Page / section
- Product families and customised products
- Accessed
- 31 Aug 2026
- Confidence
- high
InsurerUniversal Sompo General Insurance, United India Insurance (UIIC), Chola MS General Insurance and Niva Bupa Health Insurance.View source
The official partner list identifies three general insurers and Niva Bupa as the standalone-health partner.
- Source
- Non-Life Insurance
- Page / section
- Channel partners
- Accessed
- 31 Aug 2026
- Confidence
- high
Sum insured / coverPolicy-level sums insured and health limits are not published on the catalogue page; the selected product and insurer determine them.View source
The page lists product families and partner names but no policy-level sum-insured schedule.
- Source
- Non-Life Insurance cover review
- Page / section
- Complete catalogue page
- Accessed
- 31 Aug 2026
- Confidence
- high
Entry ageNo common entry-age rule is published; each insurer and policy sets eligibility.View source
The catalogue page does not state a shared age band.
- Source
- Non-Life Insurance age review
- Page / section
- Complete catalogue page
- Accessed
- 31 Aug 2026
- Confidence
- high
Policy termNo common policy-term range is published; term follows the selected product and insurer.View source
The page describes multiple policy families but does not provide a common duration.
- Source
- Non-Life Insurance term review
- Page / section
- Complete catalogue page
- Accessed
- 31 Aug 2026
- Confidence
- high
PremiumPremium amounts are not published; partner quotations and product terms determine the price.View source
The page directs customers to the branch/insurer and provides no premium schedule.
- Source
- Non-Life Insurance premium review
- Page / section
- Complete catalogue page
- Accessed
- 31 Aug 2026
- Confidence
- high
Waiting periodNo common waiting period is published; policy wording for the selected health or other product controls it.View source
No waiting-period table appears on the catalogue page.
- Source
- Non-Life Insurance waiting review
- Page / section
- Complete catalogue page
- Accessed
- 31 Aug 2026
- Confidence
- high
Key coveragePublished product families include fire, motor, marine, shopkeepers, theft/burglary, fidelity guarantee, personal accident, overseas travel, household goods, group health, cyber, farmer care, loan-secure critical illness, SHG accident, gold-loan customer and business-shield covers. Niva Bupa also lists My Health Secure, Sehat Suraksha, Group Criti Care and Super Top Up.View source
The official page enumerates the standard and customised insurance product families and Niva Bupa offerings.
- Source
- Non-Life Insurance
- Page / section
- Product families and customised products
- Accessed
- 31 Aug 2026
- Confidence
- high
Key exclusionsNo common exclusion list is published; selected insurer policy wording controls exclusions. Indian Bank states it acts only as corporate agent CA0108 and does not underwrite or settle claims.View source
The official disclaimer assigns policy terms, underwriting and claims to the insurer.
- Source
- Non-Life Insurance exclusions review
- Page / section
- Disclaimer
- Accessed
- 31 Aug 2026
- Confidence
- high
Geographic limitsPublished product families include fire, motor, marine, shopkeepers, theft/burglary, fidelity guarantee, personal accident, overseas travel, household goods, group health, cyber, farmer care, loan-secure critical illness, SHG accident, gold-loan customer and business-shield covers. Niva Bupa also lists My Health Secure, Sehat Suraksha, Group Criti Care and Super Top Up.View source
The manually reviewed product record states: “Published product families include fire, motor, marine, shopkeepers, theft/burglary, fidelity guarantee, personal accident, overseas travel, household goods, group health, cyber, farmer care, loan-secure critical illness, accident, gold-loan customer and business-shield covers. Niva Bupa also lists My Health Secure, Sehat Suraksha, Group Criti Care and Super Top Up.”.
- Source
- Indian Bank Non-Life Insurance Partner Catalogue — official product page
- Page / section
- Published product metadata
- Accessed
- 31 Aug 2026
- Confidence
- high
Benefits and features
- Four non-life partners: three general insurers and one standalone health insurer
- Fire, motor, marine, shopkeepers, burglary, fidelity, personal-accident, travel and household-goods policies
- Customised farmer-care, cyber, loan-secure critical-illness, group-health, accident and gold-loan customer covers
- Niva Bupa retail health, My Health Secure, Sehat Suraksha, Group Criti Care and Super Top Up offerings
- Branch assistance and competitive partner choice
Eligibility
- Customers should contact their home or nearest branch; the selected insurer’s policy terms and underwriting determine eligibility.
- Indian Bank acts only as corporate agent CA0108 and does not underwrite or settle claims.
Passing a listed condition does not mean the bank will approve an application.
Documents the bank lists
- Insurer proposal form and
- Asset, vehicle, travel or business records relevant to the selected policy
- Medical or income documents where required by the insurer
- Premium-payment and nominee/beneficiary details
Related official documents
Non-Life Insurance — Indian Bankofficial-product-page · current · accessed 31 Aug 2026
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