Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
Loan typeTerm loan under AHIDF.View source
The official facility row lists term loan.
- Source
- IND PASHUDHAN Mitra
- Page / section
- Type of Facility
- Accessed
- 31 Aug 2026
- Confidence
- high
Interest rateRefer to the current Indian Bank Lending Rates link; eligible loans receive 3% p.a. AHIDF interest subvention while the borrower remains non-defaulting.View source
The page refers to Lending Rates and separately publishes 3% interest subvention.
- Source
- IND PASHUDHAN Mitra rate and subvention
- Page / section
- Rate of Interest; Subsidy / Interest Subvention
- Accessed
- 31 Aug 2026
- Confidence
- high
BenchmarkNo product-specific benchmark or spread is printed; current lending rates apply.View source
The official rate row contains only a lending-rates reference.
- Source
- IND PASHUDHAN Mitra benchmark review
- Page / section
- Rate of Interest
- Accessed
- 31 Aug 2026
- Confidence
- high
APRNo separate APR percentage is published.View source
No appears in the official criteria.
- Source
- IND PASHUDHAN Mitra review
- Page / section
- Complete product criteria
- Accessed
- 31 Aug 2026
- Confidence
- high
Minimum incomeNo income threshold is published; eligibility depends on entity type, project viability and AHIDF appraisal.View source
The page uses project cost and eligible entity/activity tests, not a salary floor.
- Source
- IND PASHUDHAN Mitra eligibility review
- Page / section
- Target Group; Quantum
- Accessed
- 31 Aug 2026
- Confidence
- high
Maximum amountBased on project cost; no universal rupee maximum is published.View source
The official quantum row says based on project cost and excludes land acquisition.
- Source
- IND PASHUDHAN Mitra quantum
- Page / section
- Quantum of finance
- Accessed
- 31 Aug 2026
- Confidence
- high
TenureMaximum 10 years including a holiday period of up to two years.View source
The official repayment row publishes 10 years inclusive of a two-year holiday.
- Source
- IND PASHUDHAN Mitra repayment
- Page / section
- Repayment Period
- Accessed
- 31 Aug 2026
- Confidence
- high
Processing feeAs per the service-charge circular for agricultural advances; no product-specific amount is printed.View source
The page refers to the agriculture service-charge circular.
- Source
- IND PASHUDHAN Mitra fee review
- Page / section
- Processing Charges
- Accessed
- 31 Aug 2026
- Confidence
- high
Prepayment / foreclosureNo separate charge is published.View source
No foreclosure charge is stated on the page.
- Source
- IND PASHUDHAN Mitra prepayment review
- Page / section
- Complete product criteria
- Accessed
- 31 Aug 2026
- Confidence
- high
EligibilityIndividual entrepreneurs, private companies, MSMEs, FPOs, Section 8 companies and dairy cooperatives undertaking dairy, meat, feed, breeding, veterinary or animal-waste infrastructure projects.View source
The official target and objective sections enumerate eligible entities and projects.
- Source
- IND PASHUDHAN Mitra eligibility
- Page / section
- Target Group; Objective
- Accessed
- 31 Aug 2026
- Confidence
- high
Required documentsProject report/cost, entity and promoter KYC, land/building and asset records, financial projections, security/guarantee records and AHIDF subvention documents.View source
The official page sets project, margin, security, guarantee and subsidy evidence requirements.
- Source
- IND PASHUDHAN Mitra documentation
- Page / section
- Quantum; security; subsidy
- Accessed
- 31 Aug 2026
- Confidence
- high
Benefits and features
- Term loan based on project cost
- 10% margin for micro/
small, 15% medium and 25% other categories - Maximum 10-year repayment including up to two-year holiday
- 3% p.a. interest subvention for eligible non-defaulting borrowers
- Credit guarantee cover of 25% for accounts within ceilings
Eligibility
- Eligible projects include dairy and value-added dairy products, meat processing, animal feed, breed improvement/multiplication, veterinary vaccine/drug facilities and animal-waste-to-wealth management.
- finance cannot fund acquisition of land.
Passing a listed condition does not mean the bank will approve an application.
Documents the bank lists
- Detailed project report and project-cost evidence
- Entity/ and promoter documents
- Land/building and asset records
- Financial statements and cash-flow projections
- Security, guarantee and /subvention records