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IND KISAN SAUR SHAKTHI — KUSUM Component C Feeder-level Solarisation

Term finance for feeder-level solarisation of grid-connected agricultural pumps, secured by the project, receivables and a DISCOM power-purchase agreement.

Interest rateRefer current Indian Bank Lending Rates; no product-specific percentage is printed.Maximum amountUp to 70% of project cost; no universal rupee cap is published.TenureMaximum 15 years including a moratorium of up to 24 months.
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Quick eligibility check

IND KISAN SAUR SHAKTHI — KUSUM Component C Feeder-level Solarisation

0 of 9 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: a DISCOM PPA and eligible feeder-solarisation project are required?

Published source: Minimum income

2Do you meet this requirement: Farmers, groups, cooperatives, panchayats, FPOs and WUAs, or RPGs through developers/DISCOMs, with mandatory DISCOM PPA for feeder-level solarisation?

Published source: Eligibility

3Do you meet this requirement: stilt-mounted agricultural-land projects must preserve farming activity?

Published source: Eligibility

4Do you meet this requirement: DISCOM PPA, project land/plant records, tripartite receivables escrow, KYC/financials, mortgage/hypothecation, guarantee and BG records?

Published source: Required documents

5Do you meet this requirement: A DISCOM PPA is mandatory?

6Document checkDo you have this required document or proof: DISCOM PPA and scheme approvals?

Published source: Required documents

7Document checkDo you have this required document or proof: Project land/building and plant records?

Published source: Required documents

8Document checkDo you have this required document or proof: Receivables tripartite/escrow agreement?

Published source: Required documents

9Document checkDo you have this required document or proof: Promoter/entity KYC and financials?

Published source: Required documents
0 of 9 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 31 Aug 2026 · active
Offered byIndian Bank

India

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Loan typeTerm loan plus bank guarantee against 100% cash margin.View source
The official table lists term loan and against 100% cash margin.
Source
KUSUM feeder solarisation
Page / section
Type of Facility proposed
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Interest rateRefer current Indian Bank Lending Rates; no product-specific percentage is printed.View source
The official rate row refers customers to the Lending Rates link.
Source
KUSUM feeder rate review
Page / section
Rate of Interest
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
BenchmarkNo product-specific benchmark is printed.View source
The page gives a lending-rates reference without a formula.
Source
KUSUM feeder benchmark review
Page / section
Rate of Interest
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
APRNo separate APR percentage is published.View source
No appears in the official table.
Source
KUSUM feeder review
Page / section
Complete product criteria
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Minimum incomeNo income threshold is published; a DISCOM PPA and eligible feeder-solarisation project are required.View source
The official table sets PPA and project conditions rather than income.
Source
KUSUM feeder eligibility review
Page / section
Target Group; Purpose
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Maximum amountUp to 70% of project cost; no universal rupee cap is published.View source
The official quantum row publishes maximum 70% .
Source
KUSUM feeder quantum
Page / section
Quantum of finance
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
TenureMaximum 15 years including a moratorium of up to 24 months.View source
The official table publishes 15 years and a 24-month moratorium cap.
Source
KUSUM feeder repayment
Page / section
Repayment Period
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Processing feeUp to ₹25,000: nil; above ₹25,000: 0.50% of sanctioned limit plus GST.View source
The official table publishes both fee bands.
Source
KUSUM feeder fee
Page / section
Upfront fees / Processing charges
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Prepayment / foreclosureNo separate charge is published.View source
No foreclosure charge is stated.
Source
KUSUM feeder prepayment review
Page / section
Complete product criteria
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
EligibilityFarmers, groups, cooperatives, panchayats, FPOs and WUAs, or RPGs through developers/DISCOMs, with mandatory DISCOM PPA for feeder-level solarisation; stilt-mounted agricultural-land projects must preserve farming activity.View source
The official table defines entities, PPA, land use and scheme validity.
Source
KUSUM feeder eligibility
Page / section
Target Group; Purpose; Scheme Validity
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Required documentsDISCOM PPA, project land/plant records, tripartite receivables escrow, KYC/financials, mortgage/hypothecation, guarantee and BG records.View source
The official security section identifies the PPA, escrow, mortgage and guarantee records.
Source
KUSUM feeder documentation
Page / section
Security Norms; Target Group
Accessed
31 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • Up to 70% of project cost financed
  • Maximum 15-year repayment with up to 24-month moratorium
  • 30% project-cost margin
  • Processing fee nil up to ₹25,000; above 0.50% plus
  • cover for eligible loans up to ₹2 crore

Eligibility

  • A DISCOM PPA is mandatory. Renewable plants may be on barren/uncultivable, pasture or marsh land; agricultural land is permitted with stilt-mounted panels and spacing that preserves farming.
  • Scheme validity is until 31 March 2027, with PPAs/NTPs signed before 31 December 2025, subject to MNRE extension.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • DISCOM PPA and scheme approvals
  • Project land/building and plant records
  • Receivables tripartite/escrow agreement
  • Promoter/entity and financials
  • Mortgage, hypothecation, guarantee, and / records

Related official documents

PM KUSUM Component C Feeder-level Solarisation — Indian Bankofficial-product-page · current · accessed 31 Aug 2026
↗

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Loan repayment estimate

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One monthly payment₹21,696twenty-one thousand six hundred ninety-six rupees
Interest paid over the full loan₹27,06,939twenty-seven lakh six thousand nine hundred thirty-nine rupees
Everything you repay₹52,06,939fifty-two lakh six thousand nine hundred thirty-nine rupees

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Target group · Published detailFarmers, groups, cooperatives, panchayats, , WUAs and RPGs through developers/DISCOMs.

This value is copied from KUSUM Component C Feeder Solarisation — published terms. Check the table notes before relying on it.

Source: KUSUM feeder solarisation · Complete product table Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 8 rows · 2 columnsPM KUSUM Component C Feeder Solarisation — published termsCurrent Indian Bank feeder-level solarisation finance terms.View tableHide table

Scroll sideways to view every column

PM KUSUM Component C Feeder Solarisation — published terms
ParameterPublished detail
Target groupFarmers, groups, cooperatives, panchayats, , WUAs and RPGs through developers/DISCOMs.
PurposeSolarise grid-connected agricultural pumps; PPA mandatory; stilt-mounted panels permitted on agricultural land.
Facility/quantumTerm loan and against 100% cash margin; up to 70% of project cost.
Margin/repayment30% margin; maximum 15 years including 24-month moratorium.
ProcessingUp to ₹25,000 nil; above 0.50% of sanctioned limit + .
SecurityMortgage, machinery/receivables hypothecation, PPA assignment, guarantees; cover up to ₹2 crore where eligible.
ValidityUntil 31 March 2027; PPAs/NTPs signed before 31 December 2025, subject to MNRE extension.
RateRefer Lending Rates; no product percentage printed.
KUSUM feeder solarisation · Complete product table · accessed 31 Aug 2026Open official source ↗

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