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Pradhan Mantri Matsya Sampada Yojana ()

Term-loan and cash-credit finance for aquaculture, mariculture, fisheries infrastructure and value addition under , with category-based government assistance.

Interest rateAs applicable for General Agriculture Loans; no product-specific percentage is printed.Maximum amountTerm loan based on project cost; working capital assessed by cash-budget method; no universal maximum is published.TenureNo fixed tenure is published; general agriculture-loan terms apply.
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Quick eligibility check

Pradhan Mantri Matsya Sampada Yojana ()

0 of 9 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: eligibility is based on fisheries-sector applicant and project criteria?

Published source: Minimum income

2Do you meet this requirement: Fishers, fish farmers/workers/vendors, fisheries corporations/cooperatives/federations, SHGs/JLGs, FFPOs/FPCs and private firms undertaking aquaculture, mariculture, fisheries infrastructure or value addition?

Published source: Eligibility

3Can you provide this required proof: PMMSY proposal/sanction, fisheries activity and entity KYC, project-cost/equipment records, beneficiary contribution and subsidy records, and working-capital/security documents?

Published source: Required documents

4Do you meet this requirement: Eligible applicants include fishers/fish farmers/workers/vendors, fisheries corporations/cooperatives/federations, SHGs/JLGs, FFPOs/FPCs and private firms including sole proprietorships, partnerships, LLPs and cooperatives?

5Do you meet this requirement: Projects cover ponds, RAS, biofloc, aquaponics, seaweed/cage culture, hatcheries, cold chains, markets, processing, ornamental fisheries and sector start-ups?

6Document checkDo you have this required document or proof: PMMSY project proposal and sanction?

Published source: Required documents

7Document checkDo you have this required document or proof: Fisheries activity/entity KYC?

Published source: Required documents

8Document checkDo you have this required document or proof: Project-cost, equipment and site records?

Published source: Required documents

9Document checkDo you have this required document or proof: Beneficiary contribution and subsidy documents?

Published source: Required documents
0 of 9 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 31 Aug 2026 · active
Offered byIndian Bank

India

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Loan typeTerm loan and cash credit for fisheries projects.View source
The official page lists term loan and cash credit.
Source
Page / section
Types of Facility Available
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Interest rateAs applicable for General Agriculture Loans; no product-specific percentage is printed.View source
The official page refers to General Agriculture Loan terms.
Source
rate review
Page / section
Margin, and other terms
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
BenchmarkNo product-specific benchmark is published.View source
The page refers to general agriculture terms without a formula.
Source
benchmark review
Page / section
Margin, and other terms
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
APRNo separate APR percentage is published.View source
No appears in the page.
Source
review
Page / section
Complete product criteria
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Minimum incomeNo income threshold is published; eligibility is based on fisheries-sector applicant and project criteria.View source
The official eligibility section defines fisheries applicants and activities instead of income.
Source
eligibility review
Page / section
Eligibility
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Maximum amountTerm loan based on project cost; working capital assessed by cash-budget method; no universal maximum is published.View source
The official amount section provides project-cost and cash-budget methods without a ceiling.
Source
quantum
Page / section
Amount of Loan
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
TenureNo fixed tenure is published; general agriculture-loan terms apply.View source
The page defers margin, and other terms to General Agriculture Loans.
Source
tenure review
Page / section
Margin, and other terms
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Processing feeNo product-specific processing fee is published; general agriculture-loan charges apply.View source
No charge amount appears in the official page.
Source
fee review
Page / section
Margin, and other terms
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Prepayment / foreclosureNo separate charge is published.View source
No foreclosure charge is stated.
Source
prepayment review
Page / section
Complete product criteria
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
EligibilityFishers, fish farmers/workers/vendors, fisheries corporations/cooperatives/federations, SHGs/JLGs, FFPOs/FPCs and private firms undertaking aquaculture, mariculture, fisheries infrastructure or value addition.View source
The official eligibility and activities sections enumerate applicants and financed fisheries projects.
Source
eligibility
Page / section
Eligibility; Features/Key Financed Activities
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Required documentsPMMSY proposal/sanction, fisheries activity and entity KYC, project-cost/equipment records, beneficiary contribution and subsidy records, and working-capital/security documents.View source
The page defines the project, applicant and subsidy evidence needed for finance.
Source
documentation
Page / section
Eligibility; Amount; Financial Assistance
Accessed
31 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • Aquaculture, hatchery, cold-chain, ice-plant and refrigerated-vehicle finance
  • Fish processing, value-added products and branding
  • 40% project-cost assistance for general category and 60% for SC/ST/women
  • Term loan and cash credit
  • Working capital assessed by cash-budget method

Eligibility

  • Eligible applicants include fishers/fish farmers/workers/vendors, fisheries corporations/cooperatives/federations, /, FFPOs/ and private firms including sole proprietorships, partnerships, and cooperatives.
  • Projects cover ponds, RAS, biofloc, aquaponics, seaweed/cage culture, hatcheries, cold chains, markets, processing, ornamental fisheries and sector start-ups.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • project proposal and sanction
  • Fisheries activity/entity
  • Project-cost, equipment and site records
  • Beneficiary contribution and subsidy documents
  • Working-capital, security and bank records

Related official documents

Interest Rates for Agri Products and Interest Rate Range — Indian Bankofficial-rate-table · current · accessed 31 Aug 2026
↗
Pradhan Mantri Matsya Sampada Yojana (PMMSY) — Indian Bankofficial-product-page · current · accessed 31 Aug 2026
↗

Plan before applying

Try the numbers

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Loan repayment estimate

See what the loan could cost each month. Move any slider to try a different amount, rate or repayment time.

One monthly payment₹21,696twenty-one thousand six hundred ninety-six rupees
Interest paid over the full loan₹27,06,939twenty-seven lakh six thousand nine hundred thirty-nine rupees
Everything you repay₹52,06,939fifty-two lakh six thousand nine hundred thirty-nine rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

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Applicants · Published detailFishers/fish farmers/workers/vendors, fisheries bodies, /, FFPOs/ and private firms.

This value is copied from — published terms. Check the table notes before relying on it.

Source: · Complete product criteria Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 7 rows · 2 columnsPMMSY — published termsCurrent Indian Bank PMMSY fisheries project and assistance terms.View tableHide table

Scroll sideways to view every column

PMMSY — published terms
ParameterPublished detail
ApplicantsFishers/fish farmers/workers/vendors, fisheries bodies, /, FFPOs/ and private firms.
ActivitiesAquaculture, mariculture, hatcheries, cold chains, ice plants, refrigerated vehicles, markets, processing and value addition.
FacilityTerm loan and cash credit.
AmountTerm loan by project cost; working capital by cash-budget method.
Assistance40% project cost general category; 60% SC/ST/women.
Rate/termsGeneral Agriculture Loan margin, and other terms apply.
Fee/prepaymentNo product-specific amount or prepayment charge published.
· Complete product criteria · accessed 31 Aug 2026Open official source ↗

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