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Personal, home, vehicle & other loans

Tarun Plus Scheme

Term-loan and working-capital finance above ₹10 lakh up to ₹20 lakh for repeat Tarun borrowers, including eligible agriculture-allied activities.

Interest rate1-year MCLR + spread 3.00%.Maximum amountAbove ₹10 lakh up to ₹20 lakh; minimum is above ₹10 lakh.TenureTerm-loan repayment up to 84 months; the page does not publish a separate working-capital tenor.
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Quick eligibility check

Tarun Plus Scheme

0 of 6 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: prior successful Tarun-category repayment and PMMY eligibility are required?

Published source: Minimum income

2Do you meet this requirement: Existing unit/project that successfully repaid a PMMY Tarun loan above ₹5 lakh and up to ₹10 lakh, undertaking PMMY-eligible agriculture-allied or agro-processing activity?

Published source: Eligibility

3Do you meet this requirement: 20% promoter contribution and mandatory CGTMSE/CGFMU coverage apply?

Published source: Eligibility

4Do you meet this requirement: No separate checklist is published?

Published source: Required documents

5Do you meet this requirement: prior PMMY Tarun repayment records, business/activity evidence, KYC, financials and CGTMSE/CGFMU records follow the stated rules?

Published source: Required documents

6Document checkDo you have this required document or proof: The page does not publish a separate document checklist; PMMY borrower, repayment and CGTMSE/CGFMU records are required under the stated eligibility and security rules?

Published source: Required documents
0 of 6 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 31 Aug 2026 · active
Offered byIndian Bank

India

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Loan typeTerm loan and working capital facility.View source
The official table lists term loan and working capital.
Source
Tarun Plus Scheme
Page / section
Facility Type
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Interest rate1-year MCLR + spread 3.00%.View source
The official rate row states 1 Y + Spread 3.00%.
Source
Tarun Plus Scheme
Page / section
Rate of Interest
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
BenchmarkMCLR (one year) plus 3.00% spread.View source
The rate row gives the one-year benchmark and spread.
Source
Tarun Plus Scheme
Page / section
Rate of Interest
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
APRNo separate APR percentage is published.View source
No row appears on the official page.
Source
Tarun Plus review
Page / section
Complete product table
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Minimum incomeNo income threshold is published; prior successful Tarun-category repayment and PMMY eligibility are required.View source
The page sets a prior-loan and activity test, not salary.
Source
Tarun Plus eligibility review
Page / section
Target Group; Eligibility
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Maximum amountAbove ₹10 lakh up to ₹20 lakh; minimum is above ₹10 lakh.View source
The official table publishes minimum above ₹10 lakh and maximum ₹20 lakh.
Source
Tarun Plus quantum
Page / section
Loan Amount
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
TenureTerm-loan repayment up to 84 months; the page does not publish a separate working-capital tenor.View source
The official table states up to 84 months for term loans.
Source
Tarun Plus repayment
Page / section
Repayment Period
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Processing feeProcessing, documentation and other charges apply as per the bank's service-charges circular; no Tarun Plus-specific amount is printed.View source
The official fee row delegates processing, documentation and other charges to the service-charges circular.
Source
Tarun Plus fees
Page / section
Upfront fees / Processing charges
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Prepayment / foreclosureNo separate prepayment charge is published.View source
The official page has no prepayment row.
Source
Tarun Plus prepayment review
Page / section
Complete product table
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
EligibilityExisting unit/project that successfully repaid a PMMY Tarun loan above ₹5 lakh and up to ₹10 lakh, undertaking PMMY-eligible agriculture-allied or agro-processing activity; 20% promoter contribution and mandatory CGTMSE/CGFMU coverage apply.View source
The official table defines the prior Tarun repayment, eligible activities, margin and guarantee requirements.
Source
Tarun Plus eligibility
Page / section
Target Group; Purpose; Security; Others
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Required documentsNo separate checklist is published; prior PMMY Tarun repayment records, business/activity evidence, KYC, financials and CGTMSE/CGFMU records follow the stated rules.View source
The page names prior repayment, activity eligibility and guarantee coverage but no separate checklist.
Source
Tarun Plus documentation review
Page / section
Target Group; Security; Others
Accessed
31 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • Loan amount above ₹10 lakh up to ₹20 lakh
  • Term loan or working capital
  • 20% promoter contribution
  • Nil collateral with mandatory / coverage
  • Up to 84-month term-loan repayment
  • 1-year + 3.00% spread

Eligibility

  • Existing unit/project must have availed and successfully repaid a Tarun-category loan above ₹5 lakh and up to ₹10 lakh.
  • Eligible activities include pisciculture, bee keeping, poultry, livestock, grading, sorting, aggregation, agro industries, dairy, fishery, agri-clinics, food/agro processing and other activities.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • The page does not publish a separate document checklist; borrower, repayment and / records are required under the stated eligibility and security rules.

Related official documents

Tarun Plus Scheme — Indian Bankofficial-product-page · current · accessed 31 Aug 2026
↗

Plan before applying

Try the numbers

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Try your numbers

Loan repayment estimate

See what the loan could cost each month. Move any slider to try a different amount, rate or repayment time.

One monthly payment₹21,696twenty-one thousand six hundred ninety-six rupees
Interest paid over the full loan₹27,06,939twenty-seven lakh six thousand nine hundred thirty-nine rupees
Everything you repay₹52,06,939fifty-two lakh six thousand nine hundred thirty-nine rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

Target group · Published detailExisting units/projects that successfully repaid Tarun loans above ₹5 lakh to ₹10 lakh.

This value is copied from Tarun Plus Scheme — published terms. Check the table notes before relying on it.

Source: Tarun Plus Scheme · Complete product table Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 8 rows · 2 columnsTarun Plus Scheme — published termsView tableHide table

Scroll sideways to view every column

Tarun Plus Scheme — published terms
ParameterPublished detail
Target groupExisting units/projects that successfully repaid Tarun loans above ₹5 lakh to ₹10 lakh.
Purpose-eligible agriculture-allied, agro-processing and related activities.
FacilityTerm loan and working capital.
Amount / marginAbove ₹10 lakh up to ₹20 lakh; 20% promoter contribution.
SecurityNil collateral; mandatory / coverage and applicant-paid fee.
Rate / repayment1Y + 3.00%; term-loan repayment up to 84 months.
FeesProcessing, documentation and other charges per service-charge circular.
OtherAs per extant bank guidelines.
Tarun Plus Scheme · Complete product table · accessed 31 Aug 2026Open official source ↗

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