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PNB Merchant Acquiring Business

Merchant-acquiring infrastructure for card, and Aadhaar-enabled payments through PNB's branch network, with , Bharat/ and internet payment gateway options.

Service typeMerchant acquiring and digital acceptance infrastructurePublished feesThe page says services are offered at attractive rates but does not publish a numeric merchant fee; merchant pricing must be obtained through PNB's application route.ApplicationExisting and new merchants can apply online through PNB's published application link; onboarding and pricing are subject to PNB's merchant checks.
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Quick eligibility check

PNB Merchant Acquiring Business

0 of 5 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: Existing and new merchants seeking card, or Aadhaar-enabled payment acceptance?

Published source: Who can use it

2Do you meet this requirement: Existing and new merchants can apply online through PNB's published application link?

Published source: Application

3Do you meet this requirement: onboarding and pricing are subject to PNB's merchant checks?

Published source: Application

4Do you meet this requirement: Open to existing and new merchants?

5Do you meet this requirement: PNB merchant onboarding determines final pricing and terms?

0 of 5 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 30 Aug 2026 · active
Offered byPunjab National Bank

PNB branch network in India

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Service typeMerchant acquiring and digital acceptance infrastructureView source
Infrastructure to acquire merchants and accept Debit/Credit Card, and AePS payments.
Source
PNB Merchant Acquiring Business Products
Page / section
Merchant Acquiring Business
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Who can use itExisting and new merchants seeking card, UPI or Aadhaar-enabled payment acceptance.View source
PNB offers merchant acquiring services to existing as well as new customers.
Source
PNB Merchant Acquiring Business Products
Page / section
Merchant Acquiring Business
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Published feesThe page says services are offered at attractive rates but does not publish a numeric merchant fee; merchant pricing must be obtained through PNB's application route.View source
No numeric , rental or installation charge is stated on the page.
Source
PNB Merchant Acquiring Business Products
Page / section
Merchant Acquiring Business
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Acceptance channelsPoint of Sale (PoS); Bharat/BHIM QR Code; Internet Payment Gateway (IPG); debit and credit cards; UPI; Aadhaar Enabled Payment System (AePS).View source
Services Offering to Merchants list.
Source
PNB Merchant Acquiring Business Products
Page / section
Services Offering to Merchants
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
ApplicationExisting and new merchants can apply online through PNB's published application link; onboarding and pricing are subject to PNB's merchant checks.View source
Apply Online link is provided after the merchant-services list.
Source
PNB Merchant Acquiring Business Products
Page / section
Apply Online
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
AvailabilityPNB's large branch network of more than 7,000 branches in India is cited as the service network.View source
PNB says it offers the service through its large branch network of more than 7000 branches.
Source
PNB Merchant Acquiring Business Products
Page / section
Merchant Acquiring Business
Accessed
30 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • acceptance
  • Bharat/ acceptance
  • Internet payment gateway
  • Card, and AePS acceptance

Eligibility

  • Open to existing and new merchants; PNB merchant onboarding determines final pricing and terms.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Merchant application and /business documents as requested by PNB

Related official documents

PNB Merchant Acquiring Business Productsofficial-product-page · current · accessed 30 Aug 2026
↗

Plan before applying

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Point of Sale (PoS) · UseIn-person card acceptance

This value is copied from Merchant acceptance options. Check the table notes before relying on it.

Source: PNB Merchant Acquiring Business Products · Services Offering to Merchants Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 4 rows · 2 columnsMerchant acceptance optionsPayment acceptance products listed by PNB.View tableHide table

Scroll sideways to view every column

Merchant acceptance options
OptionUse
Point of Sale (PoS)In-person card acceptance
Bharat/ Code-based payments
Internet Payment Gateway (IPG)Online payment acceptance
Underlying railsDebit card, credit card, and AePS
PNB Merchant Acquiring Business Products · Services Offering to Merchants · accessed 30 Aug 2026Open official source ↗

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