Business, & agriculture finance

Agri & Food Enterprises Loan (AFEL)

Finance for agri commodity, food processing, agri-input manufacturing, exports and selected agri infrastructure or ancillary activities, up to ₹100 crore.

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Quick eligibility check

Agri & Food Enterprises Loan (AFEL)

0 of 6 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: Proprietorship, partnership, private limited company, LLP, corporate or FPO engaged in agri commodity, food processing, agri-input manufacturing, agri exports, agri infrastructure or ancillary activity?

Published source: Eligibility

2Can you provide this required proof: Business, project and financial documents as required by SBI?

Published source: Required documents

3Do you meet this requirement: the reviewed booklet does not publish a fixed checklist?

Published source: Required documents

4Do you meet this requirement: Proprietorships, partnerships, private limited companies, LLPs, corporates and FPOs engaged in agri-allied and related activities?

Published source: Customer type

5Do you meet this requirement: Eligible business entities include proprietorships, partnerships, private limited companies, LLPs, corporates and FPOs?

6Document checkDo you have this required document or proof: Business, project and financial documents as required by SBI?

Published source: Required documents
0 of 6 answeredAnswer the remaining questions to see your checklist result.
Manually checked 4 Sept 2026 · active

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

FacilityFinance for agri-allied and related business activitiesView source
For financing business entities engaged in Agri Allied and related activities.
Source
Bouquet of Products & Services
Page / section
Printed page 32 / physical page 39 — AFEL
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Facility amountThe reviewed product panel does not publish a universal facility amountView source
The reviewed product panel does not publish a universal amount for this product; product-specific amount facts are retained where present.
Source
Bouquet of Products & Services — Agriculture: Loan Products
Page / section
Printed pages 32–37 / physical pages 39–44 — complete agriculture section
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
TenureNo repayment tenure is published in the reviewed panel for this productView source
No repayment tenure is printed for this product panel.
Source
Bouquet of Products & Services — Agriculture: Loan Products
Page / section
Printed pages 32–37 / physical pages 39–44 — complete agriculture section
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Interest rateCompetitive interest rates; percentage or benchmark not published in the reviewed panelView source
The panel says competitive interest rates but provides no percentage or formula.
Source
Bouquet of Products & Services
Page / section
Printed page 32 / physical page 39 — AFEL
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
EligibilityProprietorship, partnership, private limited company, LLP, corporate or FPO engaged in agri commodity, food processing, agri-input manufacturing, agri exports, agri infrastructure or ancillary activityView source
Target group and eligible entities are listed in the AFEL panel.
Source
Bouquet of Products & Services
Page / section
Printed page 32 / physical page 39 — Target Group and Eligible Entities
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
CollateralNo separate collateral rule is published in the reviewed panel for this productView source
The product panel does not state a separate collateral requirement; where it does, that product-specific fact is retained instead.
Source
Bouquet of Products & Services — Agriculture: Loan Products
Page / section
Printed pages 32–37 / physical pages 39–44 — complete agriculture section
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Processing feeNot published in the reviewed AFEL panelView source
No processing fee is stated in the panel.
Source
Bouquet of Products & Services
Page / section
Printed page 32 / physical page 39 — AFEL
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Required documentsBusiness, project and financial documents as required by SBI; the reviewed booklet does not publish a fixed checklistView source
No fixed document checklist appears in the AFEL panel.
Source
Bouquet of Products & Services
Page / section
Printed page 32 / physical page 39 — AFEL
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Turnover / vintageNo turnover or business-vintage threshold is published in the reviewed SBI agriculture product pages or booklet panelsView source
The complete agriculture section publishes activity, eligibility, limits, margins and repayment terms where stated, but no turnover or vintage threshold for these products.
Source
Bouquet of Products & Services — Agriculture: Loan Products
Page / section
Printed pages 32–37 / physical pages 39–44 — complete agriculture section
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Geographic limitsIndiaView source
The manually reviewed product record states: “India”.
Source
Agri & Food Enterprises Loan (AFEL) — official product page
Page / section
Published product metadata
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Customer typeProprietorships, partnerships, private limited companies, LLPs, corporates and FPOs engaged in agri-allied and related activitiesView source
The manually reviewed product record states: “Proprietorships, partnerships, private limited companies, , corporates and engaged in agri-allied and related activities”.
Source
Agri & Food Enterprises Loan (AFEL) — official product page
Page / section
Published product metadata
Accessed
4 Sept 2026
Confidence
high
Open official source ↗

Benefits and features

  • ₹1 lakh–₹100 crore loan quantum
  • Up to 10-year term including up to 24-month moratorium
  • Covers agri commodity, food processing, agri inputs, exports and infrastructure

Eligibility

  • Eligible business entities include proprietorships, partnerships, private limited companies, , corporates and .

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Business, project and financial documents as required by

Related official documents

SBI Bouquet of Products & Services — Agriculture: Loan Productsofficial-pdf · current · accessed 4 Sept 2026
Finance to Farmer Producer Companies — SBI AFEL pageofficial-product-page · current · accessed 4 Sept 2026

Plan before applying

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Loan repayment estimate

See what the loan could cost each month. Move any slider to try a different amount, rate or repayment time.

Interest paid over the full loan₹27,06,939twenty-seven lakh six thousand nine hundred thirty-nine rupees
Everything you repay₹52,06,939fifty-two lakh six thousand nine hundred thirty-nine rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

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