Serving permanent, confirmed and regular Central Government employees and subordinate/attached offices
age 18–60. Existing holders may continue up to age 70 when pension is credited to the same account.
Value awaiting review
Zero balance requirement.
The page does not publish a separate rate. It is a salary savings account, so the applicable percentage is the live Bank of Baroda Savings Bank Deposits schedule by balance slab
the schedule currently shows 2.50% p.a. up to balances below ₹50 crore, then 2.75%–4.75% p.a. at higher slabs.
Serving permanent, confirmed and regular Central or State Government employees, employees, local-body employees and employees of companies with major government holding
age 18–60.
Value awaiting review
Zero-balance account for the salary scheme
a complementary zero-balance spouse account is also listed.
The page does not publish a separate government-salary rate. The account is a savings account and the applicable percentage is the live Bank of Baroda Savings Bank Deposits schedule by balance slab.
, , , , , , Railway Protection Force and Railway Protection Special Force personnel
Gold for Subedar Major through Constable ranks
Diamond for Deputy and Assistant Commandants
Platinum for Commandant and Second-in-Command
Rhodium for Director General through Deputy Inspector General
Zero-balance account
2.50% p.a. across all savings-bank account balances, effective 15 June 2025
Ten combined financial or non-financial transactions per month at other-bank /ADWMs in India are free
thereafter a cash withdrawal costs ₹23 + and a non-financial transaction costs ₹11 + . /ADWM charges are unchanged
cardless cash withdrawal remains unlimited free until further notice.
For 4 April 2026 through 3 April 2027: personal-accident death ₹1 crore, air-accident death ₹1 crore, permanent total disability up to ₹1 crore and permanent partial disability up to ₹1 crore
100% waiver on Personal Loan and Home Loan processing fees
title-investigation, valuation and similar charges remain payable where applicable
Personnel of the Indian Army, Indian Navy, Indian Air Force, Assam Rifles, Rashtriya Rifles and /
retired personnel may use -Pension
Gold for personnel below officer rank or listed equivalent groups
Diamond, Platinum and Rhodium for progressively senior service-specific officer ranks
Zero-balance account
2.50% p.a. across all savings-bank account balances, effective 15 June 2025
Ten combined financial or non-financial transactions per month at other-bank /ADWMs in India are free
thereafter a cash withdrawal costs ₹23 + and a non-financial transaction costs ₹11 + . /ADWM charges are unchanged
cardless cash withdrawal remains unlimited free until further notice.
For 4 April 2026 through 3 April 2027: personal-accident death ₹1 crore, air-accident death ₹1 crore, permanent total disability up to ₹1 crore and permanent partial disability up to ₹1 crore
100% waiver on Personal Loan and Home Loan processing fees
actual title-investigation, valuation and similar charges remain payable where applicable
Serving Indian Coast Guard personnel with salary accounts at
retired personnel may open or convert to -Pension
Gold for listed PBOR, technical and enrolled-follower ranks
Diamond for Deputy or Assistant Commandant
Platinum for Commandant (JG) or Commandant
Rhodium for Director General through Deputy Inspector General
Zero-balance account
2.50% p.a. across all savings-bank account balances, effective 15 June 2025
Ten combined financial or non-financial transactions per month at other-bank /ADWMs in India are free
thereafter a cash withdrawal costs ₹23 + and a non-financial transaction costs ₹11 + . /ADWM charges are unchanged
cardless cash withdrawal remains unlimited free until further notice.
For 4 April 2026 through 3 April 2027: personal-accident death ₹1 crore, air-accident death ₹1 crore, permanent total disability up to ₹1 crore and permanent partial disability up to ₹1 crore
100% waiver on Personal Loan and Home Loan processing fees
title-investigation, valuation and similar charges remain payable where applicable
Permanent employees of state governments, Union Territories and state boards, including teachers and professors of qualifying aided schools, colleges and universities
Silver ₹10,000–₹25,000
Gold above ₹25,000–₹50,000
Diamond above ₹50,000–₹1 lakh
Platinum above ₹1 lakh–₹2 lakh
Rhodium above ₹2 lakh
Zero-balance account
2.50% p.a. across all savings-bank account balances, effective 15 June 2025
Ten combined financial or non-financial transactions per month at other-bank /ADWMs in India are free
thereafter a cash withdrawal costs ₹23 + and a non-financial transaction costs ₹11 + . /ADWM charges are unchanged
cardless cash withdrawal remains unlimited free until further notice.
Personal-accident death cover up to ₹20 lakh and air-accident death cover up to ₹30 lakh
Selected personal, home, car and education loans at package rates, with up to 50% off processing fees
Green marks the most favourable compatible published number or range in each column; incomparable units and overlapping range trade-offs remain neutral. It does not account for eligibility, service, exclusions or personal suitability.
SBI Corporate Salary PackageState Bank of India
