Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
Account typeSpecial Indian Bank savings-account variant; see the product name and eligibility for its professional, women, family, teacher or salary segment.View source
The official catalogue lists these named savings variants under Savings Bank A/c.
- Source
- Savings Account catalogue
- Page / section
- Savings variants
- Accessed
- 31 Aug 2026
- Confidence
- high
Interest rateThe individual variant pages do not print a separate numeric savings rate; the current Indian Bank savings-deposit schedule applies.View source
Variant pages publish eligibility and benefits while the bank’s deposit-rate schedule controls savings interest.
- Source
- Indian Bank Deposit Rates
- Page / section
- Savings deposit schedule
- Accessed
- 31 Aug 2026
- Confidence
- high
Non-maintenance chargeWhere a variant has a published MAB/QAB/FMAB requirement, shortfall charges follow the prevailing Indian Bank savings service-charge schedule; nil-balance variants do not publish a separate numeric penalty on their product page.View source
The variant pages refer to the prevailing service-charge schedule for shortfall charges.
- Source
- Savings variant charge review
- Page / section
- Complete variant catalogue
- Accessed
- 31 Aug 2026
- Confidence
- high
Debit cardCard depends on the variant: IND PRO publishes RuPay Platinum-linked benefits, IND SHAKTI publishes RuPay Platinum/Select tiers, IND GURUDEV and Salary Suraksha publish RuPay Platinum, IND FAMILY permits eligible cards with AMC-free RuPay Platinum, and other salary variants follow account/card eligibility rules.View source
The official variant pages name the RuPay card tier or defer card eligibility to account rules.
- Source
- Savings variant debit-card review
- Page / section
- Debit-card rows across variant pages
- Accessed
- 31 Aug 2026
- Confidence
- high
Minimum balanceMinimum quarterly average balance ₹5,000 to receive IND Corp SB Elite benefits.View source
The page publishes a ₹5,000 benefit threshold.
- Source
- IND Corp Elite
- Page / section
- Average Minimum Quarterly Balance
- Accessed
- 31 Aug 2026
- Confidence
- high
Salary requirementEmployee aged 18–60 with at least six months confirmed service and salary credited or going to be credited to Indian Bank; Police, Defence and Security personnel excluded.View source
The official page publishes age, service and salary-credit conditions.
- Source
- IND Corp Elite eligibility
- Page / section
- Eligibility
- Accessed
- 31 Aug 2026
- Confidence
- high
Cheque bookThe reviewed IND Corp SB Elite page does not publish a separate cheque-leaf quota; normal savings-account terms apply.View source
The page publishes salary, , card and insurance conditions but no quota.
- Source
- IND Corp Elite cheque review
- Page / section
- Complete product page
- Accessed
- 31 Aug 2026
- Confidence
- high
ATM limitsNo separate numeric ATM limit is published; the attached RuPay Platinum and account service schedules apply.View source
No figure appears in the published Elite rows.
- Source
- IND Corp Elite review
- Page / section
- Complete product page
- Accessed
- 31 Aug 2026
- Confidence
- high
Benefits and features
- Age 18–60 and minimum six months confirmed service; salary credited or to be credited to Indian Bank
- ₹5,000 for Elite benefits; free RuPay Platinum card cover and eligible credit-card air cover
- ₹30 lakh personal-accident death, ₹30 lakh permanent-total-disability, ₹15 lakh permanent-partial-disability and ₹50 lakh air-accident cover
- Credit-card eligibility under Retail Asset Department guidelines
Eligibility
- Police, defence and security personnel are excluded; employer banking relationship and employee undertaking are required.
Passing a listed condition does not mean the bank will approve an application.
Documents the bank lists
- Savings , employee , employer undertaking and salary-credit mandate