Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
Account typeIND-GIG CHAMPION savings account for resident platform-based and non-platform gig workers.View source
The official page names resident individual gig workers as the target group.
- Source
- IND-GIG CHAMPION
- Page / section
- Target customers
- Accessed
- 31 Aug 2026
- Confidence
- high
Minimum balanceNil initial deposit and nil monthly average balance.View source
The page states NIL for both initial deposit and monthly average balance.
- Source
- IND-GIG CHAMPION
- Page / section
- Initial deposit; monthly average balance
- Accessed
- 31 Aug 2026
- Confidence
- high
Salary requirementNo formal salary requirement; the customer must be a resident gig worker with mandatory UAN and must not receive formal full-time salary from Government, PSU or private employment.View source
The page requires UAN and excludes formal full-time salaried employees.
- Source
- IND-GIG CHAMPION
- Page / section
- Target customers; exclusions
- Accessed
- 31 Aug 2026
- Confidence
- high
Interest rateThe individual product page does not publish a numeric savings rate; the current Indian Bank savings schedule applies.View source
The page publishes balances and benefits but no separate interest rate.
- Source
- IND-GIG CHAMPION rate review
- Page / section
- Complete product page
- Accessed
- 31 Aug 2026
- Confidence
- high
Non-maintenance chargeNo non-maintenance charge is stated because the product has nil monthly average balance; other service charges follow the applicable schedule.View source
The page states nil and refers other charges to the service-charge schedule.
- Source
- IND-GIG CHAMPION charge review
- Page / section
- Complete product page
- Accessed
- 31 Aug 2026
- Confidence
- high
Debit cardOnly RuPay Classic debit card is permitted; the page also publishes a free QR code.View source
The debit-card row permits only RuPay Classic.
- Source
- IND-GIG CHAMPION
- Page / section
- debit card
- Accessed
- 31 Aug 2026
- Confidence
- high
Cheque bookCheque book available on request.View source
The page says cheque book is available on request.
- Source
- IND-GIG CHAMPION
- Page / section
- Cheque book
- Accessed
- 31 Aug 2026
- Confidence
- high
ATM and account limitsOwn-bank ATM transactions are unlimited free; other-bank ATM transactions are free for 5 per month outside metro and 3 per month in metro. Total daily credit limit across the account is ₹8,000.View source
The page publishes free counts and an ₹8,000 daily total-credit cap.
- Source
- IND-GIG CHAMPION
- Page / section
- transaction; other terms
- Accessed
- 31 Aug 2026
- Confidence
- high
Benefits and features
- Nil initial deposit and nil monthly average balance
- ₹5 lakh group personal-accident cover; free digital health consultancy for self and four family members
- Unlimited free digital //; free , statement and net/mobile banking
- RuPay Classic debit card; unlimited own- transactions and up to five other-bank transactions monthly outside metro (three in metro)
- Free demat account and code; sweep facility above ₹50,000 threshold with ₹25,000
Eligibility
- Resident individual gig worker aged 18 or above with mandatory UAN. Excludes formal full-time salaried employees, /
/ / , foreign nationals, PEPs, / non-individual entities and people registered under or .
Passing a listed condition does not mean the bank will approve an application.
Documents the bank lists
- and deposit-account opening form, documents and mandatory UAN
Related official documents
IND-GIG CHAMPIONofficial-product-page · current · accessed 31 Aug 2026
↗Savings Account catalogue — Indian Bankofficial-product-page · current · accessed 31 Aug 2026
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