Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
Account typeSpecial Indian Bank savings-account variant; see the product name and eligibility for its professional, women, family, teacher or salary segment.View source
The official catalogue lists these named savings variants under Savings Bank A/c.
- Source
- Savings Account catalogue
- Page / section
- Savings variants
- Accessed
- 31 Aug 2026
- Confidence
- high
Interest rateThe individual variant pages do not print a separate numeric savings rate; the current Indian Bank savings-deposit schedule applies.View source
Variant pages publish eligibility and benefits while the bank’s deposit-rate schedule controls savings interest.
- Source
- Indian Bank Deposit Rates
- Page / section
- Savings deposit schedule
- Accessed
- 31 Aug 2026
- Confidence
- high
Non-maintenance chargeWhere a variant has a published MAB/QAB/FMAB requirement, shortfall charges follow the prevailing Indian Bank savings service-charge schedule; nil-balance variants do not publish a separate numeric penalty on their product page.View source
The variant pages refer to the prevailing service-charge schedule for shortfall charges.
- Source
- Savings variant charge review
- Page / section
- Complete variant catalogue
- Accessed
- 31 Aug 2026
- Confidence
- high
Debit cardCard depends on the variant: IND PRO publishes RuPay Platinum-linked benefits, IND SHAKTI publishes RuPay Platinum/Select tiers, IND GURUDEV and Salary Suraksha publish RuPay Platinum, IND FAMILY permits eligible cards with AMC-free RuPay Platinum, and other salary variants follow account/card eligibility rules.View source
The official variant pages name the RuPay card tier or defer card eligibility to account rules.
- Source
- Savings variant debit-card review
- Page / section
- Debit-card rows across variant pages
- Accessed
- 31 Aug 2026
- Confidence
- high
Minimum balanceNil initial deposit and nil average minimum balance; weekly sweep starts above a ₹25,000 cut-off.View source
The page states nil balance and a ₹25,000 sweep cut-off.
- Source
- IND GURUDEV
- Page / section
- Initial deposit; average minimum balance; sweep
- Accessed
- 31 Aug 2026
- Confidence
- high
Salary requirementResident teacher, professor or lecturer with minimum monthly gross salary ₹15,000; entry age 21 and exit at 62 or superannuation, whichever is earlier.View source
The page publishes the teacher group, ₹15,000 salary and age limits.
- Source
- IND GURUDEV eligibility
- Page / section
- Target group; age group
- Accessed
- 31 Aug 2026
- Confidence
- high
Cheque book50 free cheque leaves per calendar year; 10 free DDs per calendar year.View source
The page publishes 50 free leaves and 10 free each calendar year.
- Source
- IND GURUDEV
- Page / section
- Cheque book;
- Accessed
- 31 Aug 2026
- Confidence
- high
ATM and POS limitsUnlimited free withdrawals at Indian Bank and other-bank ATMs; 70 transactions free per half year excluding online transactions. RuPay Platinum POS limit ₹1,00,000.View source
The page publishes unlimited withdrawals, 70 half-year transactions and ₹1 lakh .
- Source
- IND GURUDEV
- Page / section
- withdrawals;
- Accessed
- 31 Aug 2026
- Confidence
- high
Benefits and features
- Minimum gross salary ₹15,000/month; entry age 21 and exit at 62 or superannuation
- Nil initial deposit and average minimum balance; free 50 cheque leaves/
year and 10 / year - Free online /
/ ; branch allowance five transactions/ month - RuPay Platinum card, ₹1,00,000 limit, unlimited withdrawals and ₹2 lakh personal-accident cover
- Weekly sweep above ₹25,000 in ₹10,000 multiples; STD/
MMD period 7 days to 1 year
Eligibility
- Resident teaching staff in schools, colleges, educational institutions or universities; single operation.
Passing a listed condition does not mean the bank will approve an application.
Documents the bank lists
- Savings , institution/employment proof, salary proof and nomination details
Related official documents
IND GURUDEVofficial-product-page · current · accessed 31 Aug 2026
↗Savings Account catalogue — Indian Bankofficial-product-page · current · accessed 31 Aug 2026
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