Compare products

Salary accounts

Compare salary packages, eligibility, account tiers and conditional benefits.

18 products

Filter Eligibility
Matches any selected option
Filter Package tiers
Matches any selected option
Filter Minimum balance
Filter Interest rate
Filter ATM access
Matches any selected option
Filter Insurance benefits
Matches any selected option
Filter Loan concessions
Matches any selected option
  • Serving permanent, confirmed and regular Central Government employees and subordinate/attached offices
  • age 18–60. Existing holders may continue up to age 70 when pension is credited to the same account.
Not published
Zero balance requirement.
  • The page does not publish a separate rate. It is a salary savings account, so the applicable percentage is the live Bank of Baroda Savings Bank Deposits schedule by balance slab
  • the schedule currently shows 2.50% p.a. up to balances below ₹50 crore, then 2.75%4.75% p.a. at higher slabs.
Not published
Not published
Not published
  • Serving permanent, confirmed and regular Central or State Government employees, employees, local-body employees and employees of companies with major government holding
  • age 18–60.
Not published
  • Zero-balance account for the salary scheme
  • a complementary zero-balance spouse account is also listed.
The page does not publish a separate government-salary rate. The account is a savings account and the applicable percentage is the live Bank of Baroda Savings Bank Deposits schedule by balance slab.
Not published
Not published
Not published
  • Serving permanent, confirmed and regular civilian employees of the Government of Tamil Nadu
  • age 18–60, with continuation up to 70 when pension is credited to the same account.
Not published
  • Complementary zero-balance account is available for the spouse
  • salary-package accounts are operated under the scheme’s zero-balance structure.
No TN salary-package-specific rate is published. The account is a savings account and uses the live Bank of Baroda Savings Bank Deposits schedule by balance slab.
Not published
Not published
Not published
  • Regular employees of Tamil Nadu police, fire and rescue, forest and related non-civilian forces
  • benefits start after one month’s salary credit followed by regular salary credit
  • age 18–60 or retirement age, whichever is earlier.
Not published
  • No separate minimum-balance amount is published for the salary-package account while salary/pension credit conditions are met
  • package benefits depend on the required regular credit rather than an figure.
No TN salary-package-specific rate is published. The account is a savings account and uses the live Bank of Baroda Savings Bank Deposits schedule by balance slab.
Not published
Not published
Not published
  • Personnel recruited under the Agnipath scheme in the Indian Army, Indian Navy or Indian Air Force
  • entry age 17.5 years, with cover starting at 18
  • benefits require one month’s salary credit followed by regular credit.
Not published
  • No separate minimum-balance amount is published for the salary-package account while salary/pension credit conditions are met
  • package benefits depend on the required regular credit rather than an figure.
  • The defence, , police and Agniveer pages do not publish a package-specific rate. These are salary savings accounts
  • the applicable percentage is the live Bank of Baroda Savings Bank Deposits schedule by balance slab.
Not published
Not published
Not published
  • Central government employees opening or converting a BOI salary account
  • the page requires a signed employee undertaking and employer confirmation.
Not published
  • General, pension, Nari Shakti and salary accounts publish nil/no daily minimum-balance requirements
  • Savings Plus uses a ₹1,00,000 threshold for its sweep/charge rules. Tiered reference points are ₹10,000, ₹1,00,000, ₹5,00,000 and ₹10,00,000.
  • BOI describes the savings component as earning the savings rate advised by the Bank from time to time
  • the reviewed product pages do not publish a fixed numeric percentage. Savings Plus applies the prevailing savings rate to its component and applicable card rates to its component.
Not published
Not published
Not published
Not published
Not published
  • General, pension, Nari Shakti and salary accounts publish nil/no daily minimum-balance requirements
  • Savings Plus uses a ₹1,00,000 threshold for its sweep/charge rules. Tiered reference points are ₹10,000, ₹1,00,000, ₹5,00,000 and ₹10,00,000.
  • BOI describes the savings component as earning the savings rate advised by the Bank from time to time
  • the reviewed product pages do not publish a fixed numeric percentage. Savings Plus applies the prevailing savings rate to its component and applicable card rates to its component.
Not published
Not published
Not published
Not published
Not published
  • General, pension, Nari Shakti and salary accounts publish nil/no daily minimum-balance requirements
  • Savings Plus uses a ₹1,00,000 threshold for its sweep/charge rules. Tiered reference points are ₹10,000, ₹1,00,000, ₹5,00,000 and ₹10,00,000.
  • BOI describes the savings component as earning the savings rate advised by the Bank from time to time
  • the reviewed product pages do not publish a fixed numeric percentage. Savings Plus applies the prevailing savings rate to its component and applicable card rates to its component.
Not published
Not published
Not published
Not published
Not published
  • General, pension, Nari Shakti and salary accounts publish nil/no daily minimum-balance requirements
  • Savings Plus uses a ₹1,00,000 threshold for its sweep/charge rules. Tiered reference points are ₹10,000, ₹1,00,000, ₹5,00,000 and ₹10,00,000.
  • BOI describes the savings component as earning the savings rate advised by the Bank from time to time
  • the reviewed product pages do not publish a fixed numeric percentage. Savings Plus applies the prevailing savings rate to its component and applicable card rates to its component.
Not published
Not published
Not published
Not published
Not published
Minimum quarterly average balance ₹5,000 to receive IND Corp Elite benefits.
  • The individual variant pages do not print a separate numeric savings rate
  • the current Indian Bank savings-deposit schedule applies.
Not published
Not published
Not published
, , , , , , Railway Protection Force and Railway Protection Special Force personnel
  • Gold for Subedar Major through Constable ranks
  • Diamond for Deputy and Assistant Commandants
  • Platinum for Commandant and Second-in-Command
  • Rhodium for Director General through Deputy Inspector General
Zero-balance account
2.50% p.a. across all savings-bank account balances, effective 15 June 2025
Unlimited transactions at in India without charge
For 4 April 2026 through 3 April 2027: personal-accident death ₹1 crore, air-accident death ₹1 crore, permanent total disability up to ₹1 crore and permanent partial disability up to ₹1 crore
  • 100% waiver on Personal Loan and Home Loan processing fees
  • title-investigation, valuation and similar charges remain payable where applicable
Regular employees of ministries and departments of the Central Government
  • Silver ₹10,000–₹25,000
  • Gold above ₹25,000₹50,000
  • Diamond above ₹50,000₹1 lakh
  • Platinum and Rhodium above ₹1 lakh
No minimum balance required
2.50% p.a. across all savings-bank account balances, effective 15 June 2025
Unlimited free transactions at -network in India and 10 free financial or non-financial transactions monthly at non- networks in India
Not published
Not published
SBI Corporate Salary PackageState Bank of India
Employees of corporate institutions, including service organisations such as hospitals, hotels and transport corporations
  • Silver ₹10,000–₹25,000
  • Gold above ₹25,000₹50,000
  • Diamond above ₹50,000₹1 lakh
  • Platinum above ₹1 lakh₹2 lakh
  • Rhodium above ₹2 lakh
Zero-balance account
2.50% p.a. across all savings-bank account balances, effective 15 June 2025
Unlimited transactions at without charge
  • Up to ₹1 crore each for personal-accident death, air-accident death and permanent total disability
  • up to ₹50 lakh for permanent partial disability
Not published
SBI Defence Salary PackageState Bank of India
  • Personnel of the Indian Army, Indian Navy, Indian Air Force, Assam Rifles, Rashtriya Rifles and /
  • retired personnel may use -Pension
  • Gold for personnel below officer rank or listed equivalent groups
  • Diamond, Platinum and Rhodium for progressively senior service-specific officer ranks
Zero-balance account
2.50% p.a. across all savings-bank account balances, effective 15 June 2025
Unlimited transactions at in India without charge
For 4 April 2026 through 3 April 2027: personal-accident death ₹1 crore, air-accident death ₹1 crore, permanent total disability up to ₹1 crore and permanent partial disability up to ₹1 crore
  • 100% waiver on Personal Loan and Home Loan processing fees
  • actual title-investigation, valuation and similar charges remain payable where applicable
  • Serving Indian Coast Guard personnel with salary accounts at
  • retired personnel may open or convert to -Pension
  • Gold for listed PBOR, technical and enrolled-follower ranks
  • Diamond for Deputy or Assistant Commandant
  • Platinum for Commandant (JG) or Commandant
  • Rhodium for Director General through Deputy Inspector General
Zero-balance account
2.50% p.a. across all savings-bank account balances, effective 15 June 2025
Unlimited transactions at in India without charge
For 4 April 2026 through 3 April 2027: personal-accident death ₹1 crore, air-accident death ₹1 crore, permanent total disability up to ₹1 crore and permanent partial disability up to ₹1 crore
  • 100% waiver on Personal Loan and Home Loan processing fees
  • title-investigation, valuation and similar charges remain payable where applicable
SBI Police Salary PackageState Bank of India
  • Central Police Organisations other than and
  • state Civil, Armed and Reserve Police
  • Union Territory police
  • Government Railway Police
  • and Homeguard officers, employees or jawans
  • Silver ₹10,000–₹25,000
  • Gold above ₹25,000₹50,000
  • Diamond above ₹50,000₹1 lakh
  • Platinum above ₹1 lakh₹2 lakh
  • Rhodium above ₹2 lakh
Zero-balance account
2.50% p.a. across all savings-bank account balances, effective 15 June 2025
Unlimited transactions across without charge
Personal-accident death up to ₹20 lakh, air-accident death up to ₹30 lakh and group-life death benefit up to ₹10 lakh
Selected personal, home, car and education loans at package rates with up to 50% off processing fees, plus up to 50% off locker charges
SBI Railway Salary PackageState Bank of India
Employees of Indian Railways, Kolkata Metro and Konkan Railway Corporation
  • Silver levels 14
  • Gold 57
  • Diamond 89
  • Platinum 10–13A
  • Rhodium 14 and above
Zero-balance account
2.50% p.a. across all savings-bank account balances, effective 15 June 2025
Unlimited transactions across without charge
Not published
Selected personal, home, car and education loans at package rates with up to 50% off processing fees, plus up to 50% off locker charges
Permanent employees of state governments, Union Territories and state boards, including teachers and professors of qualifying aided schools, colleges and universities
  • Silver ₹10,000–₹25,000
  • Gold above ₹25,000₹50,000
  • Diamond above ₹50,000₹1 lakh
  • Platinum above ₹1 lakh₹2 lakh
  • Rhodium above ₹2 lakh
Zero-balance account
2.50% p.a. across all savings-bank account balances, effective 15 June 2025
Unlimited transactions across without charge
Personal-accident death cover up to ₹20 lakh and air-accident death cover up to ₹30 lakh
Selected personal, home, car and education loans at package rates, with up to 50% off processing fees

Green marks the most favourable compatible published number or range in each column; incomparable units and overlapping range trade-offs remain neutral. It does not account for eligibility, service, exclusions or personal suitability.