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Business, & agriculture finance

BOI Udyami Vanita

Funded and non-funded finance above ₹10 lakh up to ₹10 crore for women-led businesses, with a starting rate of RBLR + 0.25%.

Facility amountAbove ₹10 lakh to ₹10 crore, including export finance.RateStarting from RBLR + 0.25% per annum.Eligible customerUdyam-registered MSME entity whose Registration Certificate is issued in the name of a woman entrepreneur.
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Quick eligibility check

BOI Udyami Vanita

0 of 3 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: Udyam-registered entity whose Registration Certificate is issued in the name of a woman entrepreneur?

Published source: Eligible customer

2Can you provide this required proof: Udyam registration, financials, and security documents requested by BOI?

Published source: Documents

3Do you meet this requirement: All Udyam-registered entities where the Udyam Registration Certificate is issued in the woman entrepreneur's name?

0 of 3 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 30 Aug 2026 · active
Offered byBank of India

India; BOI branches

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Facility amountAbove ₹10 lakh to ₹10 crore, including export finance.View source
The official page publishes above ₹10 lakh to ₹10 crore.
Source
Udyami Vanita — BOI
Page / section
Quantum of Loan
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Eligible customerUdyam-registered MSME entity whose Registration Certificate is issued in the name of a woman entrepreneur.View source
The official eligibility line requires an Udyam-registered with URC in the woman's name.
Source
Udyami Vanita — BOI
Page / section
Eligibility
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
RateStarting from RBLR + 0.25% per annum.View source
The official page states starting from RBLR+0.25%.
Source
Udyami Vanita — BOI
Page / section
Rate of Interest
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Security / marginPrimary charge on assets acquired by bank finance; minimum margin 10%.View source
The official page publishes 10% minimum margin and primary charge.
Source
Udyami Vanita — BOI
Page / section
Margin / Security
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
TenureWorking capital on demand with annual review; term loan for premises up to 14 years excluding moratorium; other term loans up to 7 years excluding moratorium.View source
The official repayment section publishes the annual review and two term-loan ceilings.
Source
Udyami Vanita — BOI
Page / section
Repayment
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Turnover / vintageNo numeric turnover or operating-vintage threshold is published; eligibility requires an Udyam-registered MSME with the registration certificate in the woman entrepreneur's name.View source
The full eligibility section sets Udyam/woman-ownership criteria but no turnover number.
Source
Udyami Vanita — BOI
Page / section
Eligibility
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
FeesProcessing charges are as applicable under BOI guidelines; the reviewed Udyami Vanita page does not publish a fixed numeric fee.View source
The official page lists benefits and rate but no fixed processing amount.
Source
Udyami Vanita — BOI
Page / section
Terms and conditions / charges
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Geographic limitsIndia; BOI branchesView source
The manually reviewed product record states: “India; BOI branches”.
Source
BOI Udyami Vanita — official product page
Page / section
Published product metadata
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
DocumentsUdyam registration, financials, KYC and security documents requested by BOIView source
The manually reviewed product record states: “Udyam registration, financials, and security documents requested by BOI”.
Source
BOI Udyami Vanita — official product page
Page / section
Published product metadata
Accessed
30 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • Finance for premises, machinery, equipment, vehicles and working capital
  • Minimum 10% margin
  • Dedicated women relationship manager, free health check-up and digital banking

Eligibility

  • All Udyam-registered entities where the Udyam Registration Certificate is issued in the woman entrepreneur's name.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Udyam registration, financials, and security documents requested by BOI

Related official documents

Udyami Vanita — BOIofficial-product-page · current · accessed 30 Aug 2026
↗

Plan before applying

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Loan repayment estimate

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One monthly payment₹21,696twenty-one thousand six hundred ninety-six rupees
Interest paid over the full loan₹27,06,939twenty-seven lakh six thousand nine hundred thirty-nine rupees
Everything you repay₹52,06,939fifty-two lakh six thousand nine hundred thirty-nine rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

Star Contractor Credit · CustomerEstablished contractors, 3+ years

This value is copied from BOI products — published terms. Check the table notes before relying on it.

Source: BOI product catalogue and detail pages · Product cards and linked terms Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 4 rows · 5 columnsBOI MSME products — published termsBusiness-finance products and their official quantum, eligibility, security and rate terms.View tableHide table

Scroll sideways to view every column

BOI MSME products — published terms
ProductCustomerQuantumSecurity / marginRate / repayment
Star Contractor CreditEstablished contractors, 3+ years₹10 lakh–₹5 crore1.50 asset cover; 20% fund-based / 15% NFB marginRate/charges as applicable; appraisal 30% of average turnover
Udyami VanitaUdyam owned by womenAbove ₹10 lakh–₹10 crore10% margin; asset chargeRBLR+0.25%; premises term up to 14 years, other term up to 7
Star Channel Credit — SupplierSponsor-corporate suppliers/vendorsInvoice-assessed; no universal capInvoice/receivable assignment; minimal or nil margin may applyProgramme-specific competitive rate
Star Channel Credit — DealerSponsor-corporate dealersInvoice-assessed; no universal capInvoice/receivable assignment; minimal or nil margin may applyProgramme-specific competitive rate
BOI product catalogue and detail pages · Product cards and linked terms · accessed 30 Aug 2026Open official source ↗

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