IndiaBanks.org · independent research

Personal, home, vehicle & other loans

Bank of Maharashtra Agriculture Infrastructure Fund Loan

Seven-year term finance for viable post-harvest infrastructure and community farming assets, with benefits on up to ₹2 crore per project and 3% government interest subvention.

Interest rateUp to ₹2 crore: current 9.00% p.a. cap. Above ₹2 crore: Bank's applicable rate. Eligible borrowers receive 3% government interest subvention.Maximum financeNo universal loan cap; AIF benefits apply on up to ₹2 crore per project.TenureSeven years, including six months to two years' moratorium.
Official product page ↗Compare category

Quick eligibility check

Bank of Maharashtra Agriculture Infrastructure Fund Loan

0 of 7 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Does your annual income meet this requirement: No salary floor?

Published source: Eligibility / project basis

2Are you this type of customer: Finance is for viable covered projects by a published eligible beneficiary such as a farmer, FPO, SHG, JLG, cooperative, startup, agency or eligible PPP?

Published source: Eligibility / project basis

3Do you meet this requirement: For the published beneficiary groups undertaking viable post-harvest-management infrastructure or community-farming-asset projects?

4Document checkDo you have this required document or proof: AIF portal application?

Published source: Eligibility / project basis

5Document checkDo you have this required document or proof: Applicant/entity KYC and constitution records?

Published source: Eligibility / project basis

6Document checkDo you have this required document or proof: Project report and cost estimates?

Published source: Eligibility / project basis

7Document checkDo you have at least one of these required documents: Land or site records and approvals?

Published source: Eligibility / project basis
0 of 7 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 31 Aug 2026 · active
Agriculture Infrastructure Fund
Offered byBank of Maharashtra

India

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Loan typeMedium- to long-term loan for viable post-harvest infrastructure and community farming assets.View source
Published product-page or tariff row reviewed in full.
Source
Agriculture Infrastructure Fund
Page / section
Purpose; Facility
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Interest rateUp to ₹2 crore: current 9.00% p.a. cap. Above ₹2 crore: Bank's applicable rate. Eligible borrowers receive 3% government interest subvention.View source
Published product-page or tariff row reviewed in full.
Source
and current notice
Page / section
; subvention; page 1
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
BenchmarkSix-month MCLR 8.90% + 1.00%, capped at 9.00% p.a. up to ₹2 crore.View source
Published product-page or tariff row reviewed in full.
Source
and effective 25.07.2026
Page / section
Product ; page 1
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
APRNot published.View source
Published product-page or tariff row reviewed in full.
Source
Agriculture Infrastructure Fund
Page / section
Complete page and schedules
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Eligibility / project basisNo salary floor. Finance is for viable covered projects by a published eligible beneficiary such as a farmer, FPO, SHG, JLG, cooperative, startup, agency or eligible PPP.View source
Published product-page or tariff row reviewed in full.
Source
Agriculture Infrastructure Fund
Page / section
Purpose; Eligible
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Maximum financeNo universal loan cap; AIF benefits apply on up to ₹2 crore per project.View source
Published product-page or tariff row reviewed in full.
Source
Agriculture Infrastructure Fund
Page / section
Size of Loan
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
TenureSeven years, including six months to two years' moratorium.View source
Published product-page or tariff row reviewed in full.
Source
Agriculture Infrastructure Fund
Page / section
Repayment
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Processing feeCurrent agriculture/MSME term-loan tariff: nil up to ₹5 lakh; 1% above ₹5 lakh to ₹25 crore; 0.80% above ₹25 crore to ₹100 crore; 0.70% above ₹100 crore.View source
Published product-page or tariff row reviewed in full.
Source
Service Charges
Page / section
page 81
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Prepayment charge2% when prepayment exceeds 25% of sanctioned limit; nil below the published outstanding threshold; MSEs exempt.View source
Published product-page or tariff row reviewed in full.
Source
Service Charges - All Credit
Page / section
Term-loan prepayment row
Accessed
31 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • No universal loan cap
  • benefits up to ₹2 crore per project
  • 3% government interest subvention
  • Credit-guarantee routes up to ₹2 crore
  • Seven years including moratorium

Eligibility

  • For the published beneficiary groups undertaking viable post-harvest-management infrastructure or community-farming-asset projects.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • portal application
  • Applicant/entity and constitution records
  • Project report and cost estimates
  • Land or site records and approvals
  • , or registration where applicable
  • Security and guarantee-cover documents where applicable

Related official documents

Agriculture Infrastructure Fundofficial-product-page · current · accessed 31 Aug 2026
↗
MCLR and RLLR with effect from 25.07.2026official-pdf · current · accessed 31 Aug 2026
↗
Bank of Maharashtra Service Charges - Commercial, MSME and Agriculture Creditofficial-pdf · current · accessed 31 Aug 2026
↗

Plan before applying

Try the numbers

Private, instant and based on the values you enter.

Try your numbers

Loan repayment estimate

See what the loan could cost each month. Move any slider to try a different amount, rate or repayment time.

One monthly payment₹21,696twenty-one thousand six hundred ninety-six rupees
Interest paid over the full loan₹27,06,939twenty-seven lakh six thousand nine hundred thirty-nine rupees
Everything you repay₹52,06,939fifty-two lakh six thousand nine hundred thirty-nine rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

Purpose · Published detailMedium/long-term debt for viable post-harvest-management infrastructure and community farming assets

This value is copied from Agriculture Infrastructure Fund - complete published table. Check the table notes before relying on it.

Source: Agriculture Infrastructure Fund · Complete table Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 10 rows · 2 columnsAgriculture Infrastructure Fund - complete published tableView tableHide table

Scroll sideways to view every column

Agriculture Infrastructure Fund - complete published table
ParticularPublished detail
PurposeMedium/long-term debt for viable post-harvest-management infrastructure and community farming assets
EligibleMarketing/PACS/multipurpose cooperatives; ; farmers; ; ; agri-entrepreneurs; startups; eligible PPPs; State agencies/federations
FacilityTerm loan
SizeNo universal minimum/maximum; benefits up to ₹2 crore per project
SecurityUp to ₹2 crore eligible guarantee/no collateral; government pays guarantee fee up to seven years
RepaymentSeven years including six months to two years' moratorium
Up to ₹2 crore: 6M +100 bps capped at 9%; above: bank guidelines
Interest subvention3% by Government of India, provided upfront to bank
Coverage units to ₹2 crore; / loans to ₹2 crore through NABSanrakshan
MarginMinimum 10% promoter contribution
Agriculture Infrastructure Fund · Complete table · accessed 31 Aug 2026Open official source ↗
Table 2 · 6 rows · 3 columnsBank of Maharashtra benchmark rates effective 25 July 2026View tableHide table

Scroll sideways to view every column

Bank of Maharashtra benchmark rates effective 25 July 2026
Benchmark / tenorResidual maturityRate p.a.
Overnight 1 day7.30%
One-month >1 day to 1 month8.30%
Three-month >1 to 3 months8.55%
Six-month >3 to 6 months8.90%
One-year >6 months9.00%
External benchmark8.05%
and effective 25.07.2026 · Page 1 · accessed 31 Aug 2026Open official source ↗

More from Bank of Maharashtra

Related products

Bank of Maharashtra Agri-Clinic and Agri-Business Centre Loan

Term finance for qualified candidates aged 18 to 60 to establish an agri-clinic or agri-business centre, up to ₹20 lakh individually or ₹1 crore for a five-member group, with five-to-ten-year repayment and eligible subsidy.

View product

Bank of Maharashtra Agriculture Gold Loan

An agriculture term loan against pledged gold jewellery for crop, allied-activity and investment needs, up to ₹1 crore per borrower and repayable within 24 months.

View product

Bank of Maharashtra AHIDF Loan

Eight-year term finance under for milk, meat and animal-feed processing infrastructure, with 3% interest subvention for regular repayment.

View product

Bank of Maharashtra Animal Husbandry Loan

Term-loan or cash-credit finance for dairy, draught animals, poultry, sheep/goat rearing, animal sheds, machinery and working capital, with project-based finance and three-to-seven-year term repayment.

View product