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Bank of Maharashtra Loan

Eight-year term finance under for milk, meat and animal-feed processing infrastructure, with 3% interest subvention for regular repayment.

Interest rateMaximum external benchmark-based lending rate + 2.00% p.a.; eligible regular repayments receive 3% annual interest subvention.Maximum financeNo minimum or maximum loan cap is published; eligible guarantee coverage is up to 25% of the credit facility.TenureEight years including two years' moratorium on principal.
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Quick eligibility check

Bank of Maharashtra Loan

0 of 9 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Does your annual income meet this requirement: No salary floor?

Published source: Eligibility / project basis

2Do you meet this requirement: Eligible FPOs, companies, individual entrepreneurs and MSMEs need a viable covered project?

Published source: Eligibility / project basis

3Do you meet this requirement: guarantee cover is limited to eligible MSME projects?

Published source: Eligibility / project basis

4Do you meet this requirement: For eligible FPOs, private or Section 8 companies, individual entrepreneurs and MSMEs undertaking viable covered projects?

5Do you meet this requirement: Credit guarantee applies only to eligible MSME-covered projects?

6Document checkDo you have this required document or proof: AHIDF/Udyami Mitra application?

Published source: Eligibility / project basis

7Document checkDo you have this required document or proof: Applicant and promoter KYC?

Published source: Eligibility / project basis

8Document checkDo you have this required document or proof: Entity registration and constitution records?

Published source: Eligibility / project basis

9Document checkDo you have this required document or proof: Detailed project report and cost estimates?

Published source: Eligibility / project basis
0 of 9 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 31 Aug 2026 · active
Animal Husbandry Infrastructure Development Fund
Offered byBank of Maharashtra

India

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Loan typeTerm loan for milk, meat and animal-feed processing infrastructure.View source
Published product-page or tariff row reviewed in full.
Source
Page / section
Objective; Facility
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Interest rateMaximum external benchmark-based lending rate + 2.00% p.a.; eligible regular repayments receive 3% annual interest subvention.View source
Published product-page or tariff row reviewed in full.
Source
Page / section
; Interest subvention
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
BenchmarkExternal Benchmark Based Lending Rate + up to 2.00%; the scheme page does not identify a specific current external benchmark.View source
Published product-page or tariff row reviewed in full.
Source
Page / section
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
APRNot published.View source
Published product-page or tariff row reviewed in full.
Source
Page / section
Complete page and schedules
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Eligibility / project basisNo salary floor. Eligible FPOs, companies, individual entrepreneurs and MSMEs need a viable covered project; guarantee cover is limited to eligible MSME projects.View source
Published product-page or tariff row reviewed in full.
Source
Page / section
Eligible; Security
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Maximum financeNo minimum or maximum loan cap is published; eligible guarantee coverage is up to 25% of the credit facility.View source
Published product-page or tariff row reviewed in full.
Source
Page / section
Size of Loan; Security
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
TenureEight years including two years' moratorium on principal.View source
Published product-page or tariff row reviewed in full.
Source
Page / section
Repayment
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Processing feeCurrent agriculture/MSME term-loan tariff: nil up to ₹5 lakh; 1% above ₹5 lakh to ₹25 crore; 0.80% above ₹25 crore to ₹100 crore; 0.70% above ₹100 crore.View source
Published product-page or tariff row reviewed in full.
Source
Service Charges
Page / section
page 81
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Prepayment charge2% when prepayment exceeds 25% of sanctioned limit; nil below the published outstanding threshold; MSEs exempt.View source
Published product-page or tariff row reviewed in full.
Source
Service Charges - All Credit
Page / section
Term-loan prepayment row
Accessed
31 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • Milk and meat processing and product diversification
  • Animal-feed manufacturing
  • No universal loan cap
  • 3% annual interest subvention for regular repayment
  • Eight years including two-year principal moratorium

Eligibility

  • For eligible , private or Section 8 companies, individual entrepreneurs and undertaking viable covered projects. Credit guarantee applies only to eligible -covered projects.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • /Udyami Mitra application
  • Applicant and promoter
  • Entity registration and constitution records
  • Detailed project report and cost estimates
  • Land, building and machinery records
  • Financial statements and projections
  • and guarantee-cover evidence where applicable

Related official documents

Animal Husbandry Infrastructure Development Fundofficial-product-page · current · accessed 31 Aug 2026
↗
MCLR and RLLR with effect from 25.07.2026official-pdf · current · accessed 31 Aug 2026
↗
Bank of Maharashtra Service Charges - Commercial, MSME and Agriculture Creditofficial-pdf · current · accessed 31 Aug 2026
↗

Plan before applying

Try the numbers

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Loan repayment estimate

See what the loan could cost each month. Move any slider to try a different amount, rate or repayment time.

One monthly payment₹21,696twenty-one thousand six hundred ninety-six rupees
Interest paid over the full loan₹27,06,939twenty-seven lakh six thousand nine hundred thirty-nine rupees
Everything you repay₹52,06,939fifty-two lakh six thousand nine hundred thirty-nine rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

Objective · Published detailIncrease milk/meat processing capacity and diversification, connect unorganized producers to organized markets, and support animal-feed manufacturing

This value is copied from - complete published table. Check the table notes before relying on it.

Source: · Complete table Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 9 rows · 2 columnsAHIDF - complete published tableView tableHide table

Scroll sideways to view every column

AHIDF - complete published table
ParticularPublished detail
ObjectiveIncrease milk/meat processing capacity and diversification, connect unorganized producers to organized markets, and support animal-feed manufacturing
Eligible, private companies, Section 8 companies, individual entrepreneurs and
FacilityTerm loan
SizeNo minimum or maximum loan cap
SecurityGuarantee only for viable -covered projects; coverage up to 25% of credit facility
RepaymentEight years including two-year principal moratorium
Not above External Benchmark Based Lending Rate + 200 bps
Interest subvention3% p.a. for regular repayments
MarginPromoter contribution 10%-25%
· Complete table · accessed 31 Aug 2026Open official source ↗

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