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Business, & agriculture finance

Credit Saison Business Loan (Co-Lending)

Bank of Maharashtra co-lending with Credit Saison India for income-based and surrogate programmes from ₹5 lakh to ₹50 lakh for 12 to 36 months, repaid by .

Loan amount₹5 lakh to ₹50 lakh.Interest rateNot published on the reviewed official page.Customer typeMSMEs; Businesses qualifying under income or surrogate programmes
Official product page ↗Compare category

Quick eligibility check

Credit Saison Business Loan (Co-Lending)

0 of 8 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: MSMEs?

Published source: Customer type

2Does your annual income meet this requirement: Businesses qualifying under income or surrogate programmes?

Published source: Customer type

3Do you meet this requirement: Application and KYC?

Published source: Documents

4Do you meet this requirement: MSME/Udyam and business records?

Published source: Documents

5Does your annual income meet this requirement: Income, GST or banking evidence matching selected programme?

Published source: Documents

6Document checkDo you have this required document or proof: Application and KYC?

Published source: Documents

7Document checkDo you have this required document or proof: MSME/Udyam and business records?

Published source: Documents

8Document checkDo you have at least one of these required documents: Income, GST or banking evidence matching selected programme?

Published source: Documents
0 of 8 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 31 Aug 2026 · active
Offered byBank of Maharashtra

India

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Loan amount₹5 lakh to ₹50 lakh.View source
Minimum and maximum amount row.
Source
Credit Saison Co-Lending
Page / section
Facility table
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Loan tenor12 to 36 months.View source
Minimum and maximum tenor row.
Source
Credit Saison Co-Lending
Page / section
Facility table
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Underwriting programmesIncome-based running DSCR and cash-profit programmes; GST-surrogate and banking-surrogate programmes.View source
All four programme routes retained.
Source
Credit Saison Co-Lending
Page / section
Product Name
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Interest rateNot published on the reviewed official page.View source
The complete page publishes programme, amount and tenor but no .
Source
Credit Saison Co-Lending
Page / section
Complete page reviewed
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Turnover / vintageNo universal turnover threshold is published; the page uses income-based (running DSCR/cash-profit) and GST or banking-surrogate programmes.View source
Programme definitions are published without a single turnover or vintage cut-off.
Source
Kisetsu Saison Finance (India) Private Limited Co-Lending
Page / section
Programme table
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Processing feeNot published on the complete Credit Saison co-lending page.View source
No product-specific processing-fee row appears.
Source
Kisetsu Saison Finance (India) Private Limited Co-Lending
Page / section
Complete page reviewed
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
CollateralNo collateral type is specified on the reviewed Credit Saison business-loan page; underwriting is based on the selected income or surrogate programme.View source
No collateral row is present in the complete facility table.
Source
Kisetsu Saison Finance (India) Private Limited Co-Lending
Page / section
Complete page reviewed
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Geographic limitsIndiaView source
The manually reviewed product record states: “India”.
Source
Credit Saison Business Loan (Co-Lending) — official product page
Page / section
Published product metadata
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Customer typeMSMEs; Businesses qualifying under income or surrogate programmesView source
The manually reviewed product record states: “; Businesses qualifying under income or surrogate programmes”.
Source
Credit Saison Business Loan (Co-Lending) — official product page
Page / section
Published product metadata
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
DocumentsApplication and KYC; MSME/Udyam and business records; Income, GST or banking evidence matching selected programmeView source
The manually reviewed product record states: “Application and ; /Udyam and business records; Income, or banking evidence matching selected programme”.
Source
Credit Saison Business Loan (Co-Lending) — official product page
Page / section
Published product metadata
Accessed
31 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • ₹5–₹50 lakh
  • 12–36 months
  • Income-based and /banking surrogate programmes
  • repayment

Eligibility

  • Programmes include running , cash-profit, -surrogate and banking-surrogate routes; no universal income threshold or rate is published.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Application and
  • /Udyam and business records
  • Income, or banking evidence matching selected programme

Related official documents

Kisetsu Saison Finance (India) Private Limited Co-Lendingofficial-product-page · current · accessed 31 Aug 2026
↗

Plan before applying

Try the numbers

Private, instant and based on the values you enter.

Try your numbers

Loan repayment estimate

See what the loan could cost each month. Move any slider to try a different amount, rate or repayment time.

One monthly payment₹21,696twenty-one thousand six hundred ninety-six rupees
Interest paid over the full loan₹27,06,939twenty-seven lakh six thousand nine hundred thirty-nine rupees
Everything you repay₹52,06,939fifty-two lakh six thousand nine hundred thirty-nine rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

Partner · Published detailLoan Tap Credit Products Private Limited (LTCPPL); co-lending for and self-employed borrowers such as kirana stores

This value is copied from Loan Tap — complete facility and partner details. Check the table notes before relying on it.

Source: Loan Tap Co-Lending · Complete page and facility table Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 7 rows · 2 columnsLoan Tap — complete facility and partner detailsView tableHide table

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Loan Tap — complete facility and partner details
ParameterPublished detail
PartnerLoan Tap Credit Products Private Limited (LTCPPL); co-lending for and self-employed borrowers such as kirana stores
Product Unsecured Business Loan
Amount₹25,000 minimum to ₹3 lakh maximum
Tenor12 to 36 months
Blended Up to 16.52%
Repayment
Grievance contactsLTCPPL: [email protected]; +91 788 804 0000. Bank: [email protected]; 020-24504211, 24504228, 24504230, 24504234
Loan Tap Co-Lending · Complete page and facility table · accessed 31 Aug 2026Open official source ↗
Table 2 · 7 rows · 2 columnsMAS Financial Services — complete facility and partner detailsView tableHide table

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MAS Financial Services — complete facility and partner details
ParameterPublished detail
PartnerMAS Financial Services Limited (MFSL); co-lending for secured business loans
Product Secured Business Loan
Amount₹1 lakh minimum to ₹25 lakh maximum
Tenor12 to 84 months
Blended Up to 24%
Repayment
Grievance contactsMFSL: [email protected]; 07949137777. Bank: [email protected]; 020-24504211, 24504228, 24504230, 24504234
MAS Financial Services Co-Lending · Complete page and facility table · accessed 31 Aug 2026Open official source ↗
Table 3 · 7 rows · 2 columnsLendingkart — complete facility and partner detailsView tableHide table

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Lendingkart — complete facility and partner details
ParameterPublished detail
PartnerLendingkart Finance Limited (LFL); co-lending for unsecured business loans
Product Unsecured Business Loan
Amount₹1 lakh minimum to ₹10 lakh maximum
Tenor12 to 36 months
Blended Up to 22.50%
Repayment
Grievance contactsLendingkart: [email protected]; 18005720202. Bank: [email protected]; 020-24504211, 24504228, 24504230, 24504234
Lendingkart Co-Lending · Complete page and facility table · accessed 31 Aug 2026Open official source ↗
Table 4 · 7 rows · 3 columnsCapri Global — complete two-facility tableView tableHide table

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Capri Global — complete two-facility table
ParameterAgriculture facility facility
PurposeAgriculture expenses to farmersBusiness expenses to borrowers
SecurityGold ornamentsGold ornaments
ProductDemand loan to agricultureDemand loan to
Tenor3 to 12 months3 to 12 months
Amount₹25,000 to ₹5 lakh₹25,000 to ₹25 lakh
Repayment
RateNot publishedNot published
Capri Global Co-Lending · Complete two-facility table · accessed 31 Aug 2026Open official source ↗
Table 5 · 6 rows · 3 columnsMuthoot Fincorp — complete two-facility tableView tableHide table

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Muthoot Fincorp — complete two-facility table
Parameter facilityRetail gold facility
PurposeBusiness expenses to borrowersRetail borrowing secured by gold ornaments
Product-based Loans (unsecured business loan)Retail loans secured against gold
Tenor3 to 18 months6 to 12 months
Amount₹5,000 to ₹5 lakh₹5,000 to ₹20 lakh
RepaymentEDI
RateNot publishedNot published
Muthoot Fincorp Co-Lending · Complete two-facility table · accessed 31 Aug 2026Open official source ↗
Table 6 · 5 rows · 4 columnsIIFL Finance — complete three-facility tableView tableHide table

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IIFL Finance — complete three-facility table
ParameterAgri gold facility gold facilityRetail gold facility
ProductAgri loans secured against gold loans secured against goldRetail loans secured against gold
Tenor3 to 12 months3 to 12 months3 to 12 months
Amount₹25,000 to ₹10 lakh₹25,000 to ₹10 lakh₹25,000 to ₹10 lakh
Repayment
RateNot publishedNot publishedNot published
IIFL Finance Co-Lending · Complete three-facility table · accessed 31 Aug 2026Open official source ↗
Table 7 · 7 rows · 2 columnsCredit Saison — complete facility tableView tableHide table

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Credit Saison — complete facility table
ParameterPublished detail
PartnerKisetsu Saison Finance (India) Private Limited, also Credit Saison India / CS India
ProgrammesIncome-based: running and cash-profit; surrogate: and banking
Product business loan
Tenor12 to 36 months
Amount₹5 lakh to ₹50 lakh
Repayment
RateNot published
Credit Saison Co-Lending · Complete facility table · accessed 31 Aug 2026Open official source ↗
Table 8 · 6 rows · 2 columnsAvanse — complete facility tableView tableHide table

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Avanse — complete facility table
ParameterPublished detail
PurposeHigher studies in India and abroad for Indian nationals
ProductUnsecured education loan
TenorUp to 120 months
Amount₹5 lakh minimum to ₹75 lakh maximum
Repayment
RateNot published
Avanse Co-Lending · Complete facility table · accessed 31 Aug 2026Open official source ↗
Table 9 · 7 rows · 2 columnsClix Capital — complete facility tableView tableHide table

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Clix Capital — complete facility table
ParameterPublished detail
PartnerClix Capital Services Private Limited; -focused
ProgrammesBanking surrogate, margin and reported income
Product business loan
Tenor12 to 36 months
Amount₹8 lakh to ₹35 lakh
Repayment
RateNot published
Clix Co-Lending · Complete facility table · accessed 31 Aug 2026Open official source ↗

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