Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
Loan amount₹1 lakh to ₹10 lakh.View source
Minimum and maximum amount row.
- Source
- Lendingkart Co-Lending
- Page / section
- Facility table
- Accessed
- 31 Aug 2026
- Confidence
- high
Loan tenor12 to 36 months.View source
Minimum and maximum tenor row.
- Source
- Lendingkart Co-Lending
- Page / section
- Facility table
- Accessed
- 31 Aug 2026
- Confidence
- high
Blended ROIUp to 22.50%.View source
Blended row.
- Source
- Lendingkart Co-Lending
- Page / section
- Facility table
- Accessed
- 31 Aug 2026
- Confidence
- high
Repayment modeEMI.View source
Repayment mode row.
- Source
- Lendingkart Co-Lending
- Page / section
- Facility table
- Accessed
- 31 Aug 2026
- Confidence
- high
Turnover / vintageNo fixed turnover or vintage threshold is published; Lendingkart requests banking, turnover and credit information during underwriting.View source
The page provides amount, tenor and rate ceiling but no numeric turnover floor.
- Source
- Lendingkart Finance Limited Co-Lending
- Page / section
- Eligibility and facility table
- Accessed
- 31 Aug 2026
- Confidence
- high
Processing feeNot published on the complete Lendingkart co-lending page.View source
No product-specific processing-fee row appears.
- Source
- Lendingkart Finance Limited Co-Lending
- Page / section
- Complete page reviewed
- Accessed
- 31 Aug 2026
- Confidence
- high
CollateralUnsecured MSME business loan; no collateral security is required on the reviewed facility description.View source
The official page identifies the product as an unsecured business loan.
- Source
- Lendingkart Finance Limited Co-Lending
- Page / section
- Facility description
- Accessed
- 31 Aug 2026
- Confidence
- high
Geographic limitsIndia; digital originationView source
The manually reviewed product record states: “India; digital origination”.
- Source
- Lendingkart Unsecured Business Loan (Co-Lending) — official product page
- Page / section
- Published product metadata
- Accessed
- 31 Aug 2026
- Confidence
- high
Customer typeMicro and small enterprise borrowers; Working-capital business borrowersView source
The manually reviewed product record states: “Micro and small enterprise borrowers; Working-capital business borrowers”.
- Source
- Lendingkart Unsecured Business Loan (Co-Lending) — official product page
- Page / section
- Published product metadata
- Accessed
- 31 Aug 2026
- Confidence
- high
DocumentsDigital application; Borrower KYC and Udyam/business details; Banking, turnover and credit information requested during underwritingView source
The manually reviewed product record states: “Digital application; Borrower and Udyam/business details; Banking, turnover and credit information requested during underwriting”.
- Source
- Lendingkart Unsecured Business Loan (Co-Lending) — official product page
- Page / section
- Published product metadata
- Accessed
- 31 Aug 2026
- Confidence
- high
Benefits and features
- ₹1–₹10 lakh
- 12–36 months
- Up to 22.50% blended
- repayment
- Digital credit assessment
Eligibility
- For borrowers; Lendingkart uses borrower-provided data for digital credit assessment. No universal income threshold is published.
Passing a listed condition does not mean the bank will approve an application.
Documents the bank lists
- Digital application
- Borrower and Udyam/business details
- Banking, turnover and credit information requested during underwriting