IndiaBanks.org · independent research

Business, & agriculture finance

Loan Tap Unsecured Business Loan (Co-Lending)

Bank of Maharashtra co-lending with Loan Tap Credit Products Private Limited for an unsecured business loan of ₹25,000 to ₹3 lakh for 12 to 36 months.

Loan amount₹25,000 to ₹3 lakh.Blended ROIUp to 16.52%.Customer typeMSMEs; Self-employed borrowers including kirana stores
Official product page ↗Compare category

Quick eligibility check

Loan Tap Unsecured Business Loan (Co-Lending)

0 of 8 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: MSMEs?

Published source: Customer type

2Are you this type of customer: Self-employed borrowers including kirana stores?

Published source: Customer type

3Do you meet this requirement: Digital application?

Published source: Documents

4Do you meet this requirement: Borrower KYC and business details?

Published source: Documents

5Does your annual income meet this requirement: Income/banking information requested during underwriting?

Published source: Documents

6Document checkDo you have this required document or proof: Digital application?

Published source: Documents

7Document checkDo you have this required document or proof: Borrower KYC and business details?

Published source: Documents

8Document checkDo you have this required document or proof: Income/banking information requested during underwriting?

Published source: Documents
0 of 8 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 31 Aug 2026 · active
Offered byBank of Maharashtra

India; digital origination through Loan Tap

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Loan amount₹25,000 to ₹3 lakh.View source
Minimum and maximum loan amount row.
Source
Loan Tap Co-Lending
Page / section
Facility table
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Loan tenor12 to 36 months.View source
Minimum and maximum tenor row.
Source
Loan Tap Co-Lending
Page / section
Facility table
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Blended ROIUp to 16.52%.View source
Blended row.
Source
Loan Tap Co-Lending
Page / section
Facility table
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Repayment modeEMI.View source
Repayment mode row.
Source
Loan Tap Co-Lending
Page / section
Facility table
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Turnover / vintageNo fixed turnover or vintage threshold is published; Loan Tap assesses self-employed and MSME applicants using the information requested in its digital application.View source
The page publishes amount, tenor and rate ceiling but no turnover cut-off.
Source
Loan Tap Credit Products Private Limited Co-Lending
Page / section
Facility and eligibility table
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Processing feeNot published on the complete Loan Tap co-lending page.View source
No product-specific processing-fee row appears.
Source
Loan Tap Credit Products Private Limited Co-Lending
Page / section
Complete page reviewed
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
CollateralUnsecured MSME business loan; no collateral security is published for the Loan Tap facility.View source
The official page describes an unsecured business-loan facility.
Source
Loan Tap Credit Products Private Limited Co-Lending
Page / section
Facility description
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Geographic limitsIndia; digital origination through Loan TapView source
The manually reviewed product record states: “India; digital origination through Loan Tap”.
Source
Loan Tap Unsecured Business Loan (Co-Lending) — official product page
Page / section
Published product metadata
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Customer typeMSMEs; Self-employed borrowers including kirana storesView source
The manually reviewed product record states: “; Self-employed borrowers including kirana stores”.
Source
Loan Tap Unsecured Business Loan (Co-Lending) — official product page
Page / section
Published product metadata
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
DocumentsDigital application; Borrower KYC and business details; Income/banking information requested during underwritingView source
The manually reviewed product record states: “Digital application; Borrower and business details; Income/banking information requested during underwriting”.
Source
Loan Tap Unsecured Business Loan (Co-Lending) — official product page
Page / section
Published product metadata
Accessed
31 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • ₹25,000–₹3 lakh
  • 12–36 months
  • Up to 16.52% blended
  • repayment
  • End-to-end digital processing

Eligibility

  • For and self-employed segments such as kirana stores; the page does not publish an income threshold.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Digital application
  • Borrower and business details
  • Income/banking information requested during underwriting

Related official documents

Loan Tap Credit Products Private Limited Co-Lendingofficial-product-page · current · accessed 31 Aug 2026
↗

Plan before applying

Try the numbers

Private, instant and based on the values you enter.

Try your numbers

Loan repayment estimate

See what the loan could cost each month. Move any slider to try a different amount, rate or repayment time.

One monthly payment₹35,760thirty-five thousand seven hundred sixty rupees
Interest paid over the full loan₹60,82,471sixty lakh eighty-two thousand four hundred seventy-one rupees
Everything you repay₹85,82,471eighty-five lakh eighty-two thousand four hundred seventy-one rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

Partner · Published detailLoan Tap Credit Products Private Limited (LTCPPL); co-lending for and self-employed borrowers such as kirana stores

This value is copied from Loan Tap — complete facility and partner details. Check the table notes before relying on it.

Source: Loan Tap Co-Lending · Complete page and facility table Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 7 rows · 2 columnsLoan Tap — complete facility and partner detailsView tableHide table

Scroll sideways to view every column

Loan Tap — complete facility and partner details
ParameterPublished detail
PartnerLoan Tap Credit Products Private Limited (LTCPPL); co-lending for and self-employed borrowers such as kirana stores
Product Unsecured Business Loan
Amount₹25,000 minimum to ₹3 lakh maximum
Tenor12 to 36 months
Blended Up to 16.52%
Repayment
Grievance contactsLTCPPL: [email protected]; +91 788 804 0000. Bank: [email protected]; 020-24504211, 24504228, 24504230, 24504234
Loan Tap Co-Lending · Complete page and facility table · accessed 31 Aug 2026Open official source ↗
Table 2 · 7 rows · 2 columnsMAS Financial Services — complete facility and partner detailsView tableHide table

Scroll sideways to view every column

MAS Financial Services — complete facility and partner details
ParameterPublished detail
PartnerMAS Financial Services Limited (MFSL); co-lending for secured business loans
Product Secured Business Loan
Amount₹1 lakh minimum to ₹25 lakh maximum
Tenor12 to 84 months
Blended Up to 24%
Repayment
Grievance contactsMFSL: [email protected]; 07949137777. Bank: [email protected]; 020-24504211, 24504228, 24504230, 24504234
MAS Financial Services Co-Lending · Complete page and facility table · accessed 31 Aug 2026Open official source ↗
Table 3 · 7 rows · 2 columnsLendingkart — complete facility and partner detailsView tableHide table

Scroll sideways to view every column

Lendingkart — complete facility and partner details
ParameterPublished detail
PartnerLendingkart Finance Limited (LFL); co-lending for unsecured business loans
Product Unsecured Business Loan
Amount₹1 lakh minimum to ₹10 lakh maximum
Tenor12 to 36 months
Blended Up to 22.50%
Repayment
Grievance contactsLendingkart: [email protected]; 18005720202. Bank: [email protected]; 020-24504211, 24504228, 24504230, 24504234
Lendingkart Co-Lending · Complete page and facility table · accessed 31 Aug 2026Open official source ↗
Table 4 · 7 rows · 3 columnsCapri Global — complete two-facility tableView tableHide table

Scroll sideways to view every column

Capri Global — complete two-facility table
ParameterAgriculture facility facility
PurposeAgriculture expenses to farmersBusiness expenses to borrowers
SecurityGold ornamentsGold ornaments
ProductDemand loan to agricultureDemand loan to
Tenor3 to 12 months3 to 12 months
Amount₹25,000 to ₹5 lakh₹25,000 to ₹25 lakh
Repayment
RateNot publishedNot published
Capri Global Co-Lending · Complete two-facility table · accessed 31 Aug 2026Open official source ↗
Table 5 · 6 rows · 3 columnsMuthoot Fincorp — complete two-facility tableView tableHide table

Scroll sideways to view every column

Muthoot Fincorp — complete two-facility table
Parameter facilityRetail gold facility
PurposeBusiness expenses to borrowersRetail borrowing secured by gold ornaments
Product-based Loans (unsecured business loan)Retail loans secured against gold
Tenor3 to 18 months6 to 12 months
Amount₹5,000 to ₹5 lakh₹5,000 to ₹20 lakh
RepaymentEDI
RateNot publishedNot published
Muthoot Fincorp Co-Lending · Complete two-facility table · accessed 31 Aug 2026Open official source ↗
Table 6 · 5 rows · 4 columnsIIFL Finance — complete three-facility tableView tableHide table

Scroll sideways to view every column

IIFL Finance — complete three-facility table
ParameterAgri gold facility gold facilityRetail gold facility
ProductAgri loans secured against gold loans secured against goldRetail loans secured against gold
Tenor3 to 12 months3 to 12 months3 to 12 months
Amount₹25,000 to ₹10 lakh₹25,000 to ₹10 lakh₹25,000 to ₹10 lakh
Repayment
RateNot publishedNot publishedNot published
IIFL Finance Co-Lending · Complete three-facility table · accessed 31 Aug 2026Open official source ↗
Table 7 · 7 rows · 2 columnsCredit Saison — complete facility tableView tableHide table

Scroll sideways to view every column

Credit Saison — complete facility table
ParameterPublished detail
PartnerKisetsu Saison Finance (India) Private Limited, also Credit Saison India / CS India
ProgrammesIncome-based: running and cash-profit; surrogate: and banking
Product business loan
Tenor12 to 36 months
Amount₹5 lakh to ₹50 lakh
Repayment
RateNot published
Credit Saison Co-Lending · Complete facility table · accessed 31 Aug 2026Open official source ↗
Table 8 · 6 rows · 2 columnsAvanse — complete facility tableView tableHide table

Scroll sideways to view every column

Avanse — complete facility table
ParameterPublished detail
PurposeHigher studies in India and abroad for Indian nationals
ProductUnsecured education loan
TenorUp to 120 months
Amount₹5 lakh minimum to ₹75 lakh maximum
Repayment
RateNot published
Avanse Co-Lending · Complete facility table · accessed 31 Aug 2026Open official source ↗
Table 9 · 7 rows · 2 columnsClix Capital — complete facility tableView tableHide table

Scroll sideways to view every column

Clix Capital — complete facility table
ParameterPublished detail
PartnerClix Capital Services Private Limited; -focused
ProgrammesBanking surrogate, margin and reported income
Product business loan
Tenor12 to 36 months
Amount₹8 lakh to ₹35 lakh
Repayment
RateNot published
Clix Co-Lending · Complete facility table · accessed 31 Aug 2026Open official source ↗

More from Bank of Maharashtra

Related products

Chief Minister Employment Generation Programme (CMEGP)

Maharashtra's credit-linked subsidy programme for new micro and small enterprises, with project caps up to ₹50 lakh in manufacturing and ₹10 lakh in specified service/agro/transport activities.

View product

Capri Demand Loan to Farmers Secured by Gold (Co-Lending)

Bank of Maharashtra co-lending with Capri Global Capital for a demand agriculture loan secured by gold ornaments, from ₹25,000 to ₹5 lakh for 3 to 12 months.

View product

Capri Demand Loan to MSMEs Secured by Gold (Co-Lending)

Bank of Maharashtra co-lending with Capri Global Capital for a demand loan secured by gold ornaments, from ₹25,000 to ₹25 lakh for 3 to 12 months.

View product

Clix MSME Business Loan (Co-Lending)

Bank of Maharashtra co-lending with Clix Capital for banking-surrogate, -margin and reported-income loans from ₹8 lakh to ₹35 lakh for 12 to 36 months, repaid by .

View product